Comparison

Kashpay vs Payinto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kashpay

Features
Read full description

Kaspay provides easy access to personal banking solutions that enables people to send and receive money instantly, pay bills with ease and purchase airtime credit easily. Kashpay is the best banking solution for your banking needs. Enjoy instant transfers, receive money, send money, buy airtime and data, pay for cable subscription and Electricity

About

Payinto

Manage personal and business finances efficiently. Send and receive money, create payment links and invoices, and pay bills. Organize savings groups and track cash flow with smart payment tools.

Highlights
  • Send and receive money
  • Create payment links and invoices
  • Pay bills (airtime, data, electricity)
  • Organize Osusu (rotational savings)
  • Track expenses and cash flow
  • Manage multiple accounts/profiles
  • QR/scan-based payments
Features
Read full description

Payinto helps you run business and personal finances from one app. Send money fast, receive payments with links and invoices, pay everyday bills, and stay in control of cash flow. With Payinto, you can: - Send and receive money with ease - Create payment links to collect payments quickly - Generate invoices for customers - Sell event tickets with no extra charges. - Pay essential bills: airtime, mobile data, electricity, and cable TV - Track expenses and monitor your cashflow - Set up scheduled payments - Set up and organise Osusu (rotational group savings) with ease. - Manage multiple accounts/business profiles in one place - Use smart, fast payment tools like QR/scan-based payment flows and voice-assisted actions. Built for speed, clarity, and control, Payinto gives you practical tools to manage money and payment operations daily so you can focus on growth.

Screenshots

Kashpay4 screens
Payinto4 screens

Verdict

The call

The clearest difference is update cadence: Payinto at every 2 months against Kashpay's every 9 months. Kashpay's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kashpay ships an update every 9 months, Payinto every 2 months. The most recent releases landed on October 3, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 7 level
Kashpay versus Payinto: the parameters behind the verdict, then further details
ParameterKashpayPayinto
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 9 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.4
Further details — not scored
Size32 MB129 MB
Age rating4+4+
DeveloperCashbridge Microfinance BankRetenvo Technologies Limited

In-app purchases

None

Kashpay

No in-app purchases

None

Payinto

No in-app purchases

Questions

Is Kashpay free?
Kashpay is free to download, with no in-app purchases.
Is Payinto free?
Payinto is free to download, with no in-app purchases.
Do Kashpay or Payinto have ads?
Neither Kashpay nor Payinto shows ads.
Which is updated more often, Kashpay or Payinto?
Kashpay ships an update every 9 months, and Payinto every 2 months. Most recently, Kashpay was updated on October 3, 2026 and Payinto on October 12, 2026.

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