Comparison

Kashpay vs ChangPay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Kashpay

Features
Read full description

Kaspay provides easy access to personal banking solutions that enables people to send and receive money instantly, pay bills with ease and purchase airtime credit easily. Kashpay is the best banking solution for your banking needs. Enjoy instant transfers, receive money, send money, buy airtime and data, pay for cable subscription and Electricity

About

ChangPay

Features
Read full description

ChangPay brings convenience, accessibility, and efficiency to international payments by allowing users to manage their cross-border financial needs from a single platform. Instead of using multiple banks, payment providers, and currency exchange services, users can access international payments, multi-currency wallets, currency conversion, and global transfers in one secure application. For freelancers and remote workers, ChangPay makes it easier to receive payments from international clients and access their funds quickly. For businesses, importers, exporters, and SMEs, ChangPay simplifies supplier payments, including Pay to China, helping them settle invoices more efficiently and manage global business transactions without unnecessary complexity. Our platform helps users save time by streamlining payment workflows, reducing the need to switch between different financial providers, and providing greater transparency over their transactions. Users can track payments, manage multiple currencies, and access compliant cross-border payment services through a single account. ChangPay is also focused on improving financial inclusion by making international financial services more accessible to users in emerging markets, particularly across Africa and Asia. Many individuals and businesses in these regions face barriers when accessing reliable global payment infrastructure. ChangPay helps bridge that gap by providing secure, compliant, and user-friendly financial tools that enable them to participate more easily in the global economy. Ultimately, the value we bring is simplicity, speed, transparency, accessibility, and trustβ€”empowering individuals and businesses to send, receive, convert, and manage money internationally with greater confidence and less friction.

Screenshots

Kashpay4 screens
ChangPay4 screens

Verdict

The call

The clearest difference is update cadence: ChangPay at every 10 days against Kashpay's every 9 months. Kashpay's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kashpay ships an update every 9 months, ChangPay every 10 days. The most recent releases landed on October 3, 2026 and October 9, 2026 respectively.

Scorecard2 real differences Β· 4 level
Kashpay versus ChangPay: the parameters behind the verdict, then further details
ParameterKashpayChangPay
PriceFreeFree
Update frequencyEvery 9 monthsEvery 10 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 β€” better15.0
Further details β€” not scored
Size32 MB112 MB
Age rating4+17+
DeveloperCashbridge Microfinance BankChang Global Technologies Pty Ltd

In-app purchases

None

Kashpay

No in-app purchases

None

ChangPay

No in-app purchases

Questions

Is Kashpay free?
Kashpay is free to download, with no in-app purchases.
Is ChangPay free?
ChangPay is free to download, with no in-app purchases.
Do Kashpay or ChangPay have ads?
Neither Kashpay nor ChangPay shows ads.
Which is updated more often, Kashpay or ChangPay?
Kashpay ships an update every 9 months, and ChangPay every 10 days. Most recently, Kashpay was updated on October 3, 2026 and ChangPay on October 9, 2026.

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