Comparison

Coverd vs PerkMinder

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Coverd

This app gamifies personal finance, helping users understand spending habits through interactive features and games. Earn in-game tokens to improve financial awareness in a fun, engaging way. It's designed for adults to learn about money management without real money gambling.

Highlights
  • Track spending habits
  • Play financial games
  • Earn in-game tokens
  • Improve financial awareness
  • Interactive finance tools
Features
Read full description

Play free games. Win cash prizes. Rip real card packs. We’ve got you Coverd. Over $1 million paid out to players every day. Coverd is one account with three ways to play. Flip a coin, drop a plinko ball, ride the crash curve and battle real players in PvP, all free to play, always. Enter sweepstakes for a chance at cash prizes. Rip packs backed by real graded cards from just $1. ARCADE: PLAY FREE GAMES Jump into a big library of mini games. New ones drop every week. - Coin Flip: our players’ favorite. Pick heads or tails, flip the coin and see if you called it. Fast, simple and fun every time. - Crash: watch the curve climb and cash in before it crashes in games like Crash X. - Plinko: drop the ball, watch it bounce and see where it lands. - Chicken Road: guide your chicken across the road one step at a time. How far can you go? - Blocks: a quick puzzle game you can play in seconds. - PvP games: go head to head with real players in games of skill. Play with free Practice Coins any time. Or use Coverd Cash to enter sweepstakes for a chance to win cash prizes. PACKS: RIP REAL CARDS Rip packs backed by real graded cards, right inside Coverd. Card packs start at $1, with basketball, football and anime TCG packs to choose from. Every pack shows what it can contain before you open it, including the odds, the min value and the max pull. Reveal what you pulled, then keep it in your vault, ship it to your door, or sell it back on the spot. Collectors, this one is for you. DAILY MYSTERY BOX A new Mystery Box drops every 24 hours. Come back each day, open your box and see what is inside. REWARDS FOR REAL LIFE Your wins can turn into things you actually want. Enter free contests for gift cards from brands like Adidas and Burberry. Enter free, play for 5 minutes, and the best score wins. BUY NOW, PAY MAYBE Rewards should be fun, not boring points that expire before you use them. With Coverd, everyday spending becomes a game. Bought lunch or a night out? Play for a chance to win it back. COMING SOON: THE RICH CARD Coverd is building its own card, the Rich Card, with cash back rates that change by the hour. Join the waitlist in the app. FAST AND SECURE PAYMENTS Add funds in seconds with Apple Pay and major cards. Your payments are fast, simple and secure. 24/7 SUPPORT Need a hand? Chat with a real person or our support agent, any time of day. WHY PLAYERS LOVE COVERD Coverd pays out over $1 million to players every day. We are backed by a16z speedrun and rated 4.3 stars on the App Store. Coverd is available across the US and Canada, and no purchase is ever needed to play or to enter any sweepstakes. GET STARTED Download Coverd, grab your free Practice Coins and start playing today. LEGAL & DISCLOSURES Coverd is intended for adult audiences, age 18+, and does not offer real money gaming. The sweepstakes accessible via the Coverd app are solely sponsored and administered by Coverd, Inc. No purchase is necessary to participate in any sweepstakes. Collectible card packs are purchases of physical collectibles. Pack contents are disclosed before purchase, and every pack contains cards. Apple does not sponsor and is not involved in any Coverd promotion, sweepstakes or pack offering. Coverd’s sweepstakes and games are intended for entertainment purposes only. Coverd offers simulated gaming experiences for an adult audience, and this application does not offer real money gambling. Practice or success at social gaming does not imply future success at real money gaming.

About

PerkMinder

Read full description

Get reminders before your premium card credits expire. Free, no bank login required. If you have a premium credit card, you're paying hundreds of dollars a year in fees for benefits you probably aren't fully using. Monthly credits expire. Annual perks go forgotten. And most tracking tools are built for people managing 5+ cards, not two or three. PerkMinder is different. It tracks benefits for the Amex Platinum, Chase Sapphire Reserve, and Amex Gold -- and reminds you before your credits reset. No spreadsheets. No complicated setup. Just notifications when it matters. What PerkMinder does: Shows what's expiring soon across all your cards Sends smart reminders based on each benefit's reset cycle Lets you mark benefits as used and track your progress Calculates your ROI against your annual fee Tracks monthly, quarterly, semi-annual, and annual credits Questions or feedback? Reach out at support@perkminder.com.

Screenshots

Coverd4 screens
PerkMinder4 screens

Verdict

The call

The clearest difference is iOS requirement: PerkMinder at 15.1 against Coverd's 18. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Coverd ships an update every 9 days, PerkMinder every 10 days. The most recent releases landed on October 23, 2026 and October 20, 2026 respectively.

Scorecard1 real difference · 9 level
Coverd versus PerkMinder: the parameters behind the verdict, then further details
ParameterCoverdPerkMinder
PriceFreeFree
Rating4.4 (4.3K ratings) — better—
Positive reviews63.2% of reviews—
Number of ratings4.3K — better—
Update frequencyEvery 9 days — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS1815.1 — better
Further details — not scored
Size554 MB29 MB
Age rating17+4+
DeveloperCoverd, Inc.Jeffrey Liu

Bugs and requests

Coverd

Reported bugs

1 issue
  • Occasional app crashes or freezes

Requested features

3 requests
  • More challenge modes and mini-games
  • Ability to link multiple payment methods
  • Detailed spending analytics and budgeting tools

PerkMinder

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Coverd

No in-app purchases

None

PerkMinder

No in-app purchases

Questions

Is Coverd free?
Coverd is free to download, with no in-app purchases.
Is PerkMinder free?
PerkMinder is free to download, with no in-app purchases.
Do Coverd or PerkMinder have ads?
Neither Coverd nor PerkMinder shows ads.
Which is updated more often, Coverd or PerkMinder?
Coverd ships an update every 9 days, and PerkMinder every 10 days. Most recently, Coverd was updated on October 23, 2026 and PerkMinder on October 20, 2026.

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