Comparison

Budget Book vs Masruf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Book

Features
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What can you spend today? Haushaltsbuch helps you record expenses and use Premium to plan daily spending money, budgets and upcoming payments. Start with local transactions and accounts for free, without registration or linking a bank account. Premium syncs your HB data across supported devices and the web. Device sync does not fetch transactions from your bank. GET STARTED FOR FREE - Log transactions: income, expenses and transfers between accounts - Multiple accounts: checking, savings, cash and more - Monthly view: transactions filtered by month at a glance - Custom categories with colors and icons - Fully usable offline — no account needed - Face ID / Touch ID to protect your financial data The free mode is ad-supported. We ask for your consent before the first ad (GDPR consent in the EEA/UK). PLAN AHEAD WITH PREMIUM - Device sync: your HB data on iPhone, Android and the web - Daily spending money with carryover: unspent daily amounts remain available for later days in the budget period - Total and monthly plans: see income and planned expenses together - Planned transactions: assign reserve accounts and budgets, or exclude an item from a budget - Widgets for account balances and budget progress - Statistics charts: cash flow, category breakdown, budget status, net worth - Budget planning: per-category and free budgets with progress tracking - Fixed costs and recurring expenses with due-date reminders - Savings goals: create goals, track deposits, monitor progress - Split transactions across multiple categories, plus tags - Receipt scanner: camera detects amount, merchant and date (cloud OCR) - Barcode scanner for product names - Manual file import: upload CSV and MT940 exports; no automatic bank access - Export: CSV, JSON and tax export - Household sharing: manage transactions together with other members - Account reconciliation and two-factor authentication (TOTP) - Ad-free: no banners, no interstitials PRIVACY In free mode, transactions remain locally on your device. Premium uses the senditout.de service for synchronisation. Data is transmitted over an encrypted connection. Premium is ad-free. SUBSCRIPTION INFORMATION Premium is an auto-renewable subscription: - Premium Monthly: USD 4.99 per month (EUR 3.49 in the eurozone) - Premium Yearly: USD 39.99 per year (EUR 27.99 in the eurozone) Prices vary by region. The exact price for your region is always shown in the app before you confirm the purchase. Payment is charged to your Apple Account upon confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; renewal is charged within the last 24 hours before expiry. You can manage and cancel subscriptions at any time in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://senditout.de/legal/datenschutz

About

Masruf

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Masruf helps you take control of your finances with smart expense tracking, budget management, and savings goals. FEATURES: • Track expenses by category with ease • Set and monitor monthly budgets • Create and track savings goals • Get insights with detailed statistics • Multi-currency support (USD, SAR, GBP) • SMS auto-fill for bank transactions • Daily expense reminders • Beautiful, intuitive interface Record expenses quickly, stick to your budget, achieve your goals, and gain valuable insights into your spending habits. Perfect for anyone looking to improve their financial health. Download Masruf and start managing your money smarter today!ever forget to log your expenses with daily reminders. Get notified at your preferred time to help you build consistent expense tracking habits. Stay on top of your finances with customisable notification settings.

Screenshots

Budget Book4 screens
Masruf3 screens

Verdict

The call

The clearest difference is in-app purchases: Masruf at none against Budget Book's 2. Masruf also leads on ads (none vs shown) and iOS requirement (15.1 vs 17.0). On price, update cadence and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Budget Book sells 2 in-app purchases, starting at $4.99 per month. Masruf asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Book ships an update every 3 days, Masruf every 2 days. Both last shipped on October 28, 2026.

Scorecard3 real differences Ā· 3 level
Budget Book versus Masruf: the parameters behind the verdict, then further details
ParameterBudget BookMasruf
PriceFreeFree
Update frequencyEvery 3 daysEvery 2 days — better
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size20 MB33 MB
Age rating4+4+
DeveloperJeremias EsserBassel Saade

In-app purchases

2 purchases

Budget Book

Subscriptions2
  • Premium Monthly$4.991 Month
  • Premium Yearly7 Days trial$39.991 Year
None

Masruf

No in-app purchases

Questions

Is Budget Book free?
Budget Book is free to download, with in-app purchases available.
Is Masruf free?
Masruf is free to download, with no in-app purchases.
Do Budget Book or Masruf have ads?
Budget Book shows ads; Masruf does not.
Which is updated more often, Budget Book or Masruf?
Budget Book ships an update every 3 days, and Masruf every 2 days. Most recently, Budget Book was updated on October 28, 2026 and Masruf on October 28, 2026.

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