Budget Book vs Franklin

What can you spend today? Haushaltsbuch helps you record expenses and use Premium to plan daily spending money, budgets and upcoming payments. Start with local transactions and accounts for free, without registration or linking a bank account. Premium syncs your HB data across supported devices and the web. Device sync does not fetch transactions from your bank. GET STARTED FOR FREE - Log transactions: income, expenses and transfers between accounts - Multiple accounts: checking, savings, cash and more - Monthly view: transactions filtered by month at a glance - Custom categories with colors and icons - Fully usable offline — no account needed - Face ID / Touch ID to protect your financial data The free mode is ad-supported. We ask for your consent before the first ad (GDPR consent in the EEA/UK). PLAN AHEAD WITH PREMIUM - Device sync: your HB data on iPhone, Android and the web - Daily spending money with carryover: unspent daily amounts remain available for later days in the budget period - Total and monthly plans: see income and planned expenses together - Planned transactions: assign reserve accounts and budgets, or exclude an item from a budget - Widgets for account balances and budget progress - Statistics charts: cash flow, category breakdown, budget status, net worth - Budget planning: per-category and free budgets with progress tracking - Fixed costs and recurring expenses with due-date reminders - Savings goals: create goals, track deposits, monitor progress - Split transactions across multiple categories, plus tags - Receipt scanner: camera detects amount, merchant and date (cloud OCR) - Barcode scanner for product names - Manual file import: upload CSV and MT940 exports; no automatic bank access - Export: CSV, JSON and tax export - Household sharing: manage transactions together with other members - Account reconciliation and two-factor authentication (TOTP) - Ad-free: no banners, no interstitials PRIVACY In free mode, transactions remain locally on your device. Premium uses the senditout.de service for synchronisation. Data is transmitted over an encrypted connection. Premium is ad-free. SUBSCRIPTION INFORMATION Premium is an auto-renewable subscription: - Premium Monthly: USD 4.99 per month (EUR 3.49 in the eurozone) - Premium Yearly: USD 39.99 per year (EUR 27.99 in the eurozone) Prices vary by region. The exact price for your region is always shown in the app before you confirm the purchase. Payment is charged to your Apple Account upon confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; renewal is charged within the last 24 hours before expiry. You can manage and cancel subscriptions at any time in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://senditout.de/legal/datenschutz

Franklin is a personal finance tracker that runs entirely on your phone. No sign-up, no account, no cloud — your money stays your business. TRACK INCOME AND EXPENSES Logging a transaction takes seconds: amount, category, account, date, and a short note. Income, expenses, and transfers between accounts all live in one place. MULTIPLE ACCOUNTS Cash, checking, credit cards, savings — create as many accounts as you need. Each one gets its own color, icon, currency, and initial balance, and any account can be left out of your total balance. BUILT FOR MORE THAN ONE CURRENCY Keep accounts in different currencies and see every total in the one you actually think in. Transferring between currencies? Enter the amount received and the fee, and Franklin does the math. Choose from more than 150 currencies, with exchange rates refreshed in the background. CATEGORIES THAT FIT YOU Start with a ready-made set — groceries, restaurants, transport, housing, utilities, health, entertainment, salary, freelance, investments — then add your own with the icon and color you want. ANALYTICS Total balance, income and expenses for any period, a breakdown by category, and a side-by-side comparison with the period before. Tap any category to see exactly what went into it. FILTERS THAT ACTUALLY NARROW THINGS DOWN Pull up transactions by period, account, category, type, amount range, or the text of a note. YOUR DATA STAYS YOURS Export everything to a single file in one tap and restore it on a new phone just as easily. No hidden uploads: your accounts, transactions, and categories never leave your device. THE SMALL STUFF • Light and dark themes, plus system matching • 12 languages and regional variants • Set up in under a minute • No ads Franklin is for anyone who wants a budget under control without endless setup — whether you're splitting bills, saving for something big, or you just want to know where the paycheck went.