Epic Pay vs INTEGRA.NG
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Epic Pay
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Epic Pay is an all-in-one digital banking and payments app designed for individuals and businesses. Send money, pay bills, manage collections and track transactions easily from one secure platform. With Epic Pay, you can: ⢠Open and manage your account digitally ⢠Send and receive transfers instantly ⢠Make QR code payments ⢠Track payments and collections in real time ⢠Manage business transactions more efficiently ⢠View balances and transaction history instantly ⢠Access secure identity verification and account protection ⢠Enjoy a simple, fast and reliable payment experience For businesses, Epic Pay helps simplify collections, reconciliation and cash flow management through one easy-to-use platform. No long queues or branch visits required. Sign up securely using a valid ID and selfie verification. Why choose Epic Pay? ⢠Fast onboarding ⢠Secure transactions ⢠Real-time notifications ⢠Simple and intuitive interface ⢠Designed for personal and business use ⢠Built for modern digital payments Epic Pay is developed by Epic Payment Technologies Limited.
INTEGRA.NG
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Take control of your finances with INTEGRA, the modern, member-owned financial ecosystem designed to help you save smarter, loan/lend better, and grow your wealth. Whether you are looking to build a disciplined savings habit or need access to affordable capital for your next big project, INTEGRA provides a secure, transparent, and technology-driven platform to achieve your goals. INTEGRA is a financial wellness and savings platform designed to help individuals build better financial habits, grow their money, and achieve their financial goals with greater confidence. With INTEGRA, members have access to simple and practical financial tools that make it easier to save consistently, invest wisely, access loans anytime, and make intentional decisions about their money - for example, lending it to verified businesses of different sectors and earning returns after a stipulated period. Whether you are saving towards an emergency fund, planning for a major purchase, building an investment portfolio, or simply trying to become more disciplined with your finances, INTEGRA gives you a structured platform to take control of your financial journey. Through Members Fixed Savings (MFS), members can set aside money for specific periods while earning returns. INTEGRA also provides investment opportunities that allow members to put their money to work and build towards long-term financial growth. Members who need access to credit can also leverage INTEGRA's lending options, subject to applicable terms and eligibility requirements. This provides a structured way to access funds while remaining part of a community built around responsible financial management. Beyond savings, investments, and lending, INTEGRA is focused on helping members develop a stronger financial mindset. The platform encourages financial discipline, goal-setting, consistency, and informed decision-making so that every naira has a purpose. INTEGRA brings these experiences together in one platform, giving members a clearer view of their financial activities and helping them stay committed to their goals. Our vision is to build a financially stronger community where people can move from simply earning and spending money to saving intentionally, investing consistently, accessing responsible credit, and creating lasting financial progress. Save. Invest. Lend. Grow. With INTEGRA, your financial goals have a place to start - and a community to grow with.
Screenshots
Verdict
Epic Pay and INTEGRA.NG are too close to call on the numbers: across 5 compared parameters ā price, ads, in-app purchases and device support among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Epic Pay | INTEGRA.NG |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | ā |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod ā better |
| Requires iOS | 15.6 | 15.1 ā better |
| Further details ā not scored | ||
| Size | 87 MB | 24 MB |
| Age rating | 17+ | 17+ |
| Developer | Epic Payment Technologies Limited | INTEGRA SYNERGIA LTD |
In-app purchases
Epic Pay
No in-app purchases
INTEGRA.NG
No in-app purchases









