Comparison

Epic Pay vs INTEGRA.NG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Epic Pay

Features
Read full description

Epic Pay is an all-in-one digital banking and payments app designed for individuals and businesses. Send money, pay bills, manage collections and track transactions easily from one secure platform. With Epic Pay, you can: • Open and manage your account digitally • Send and receive transfers instantly • Make QR code payments • Track payments and collections in real time • Manage business transactions more efficiently • View balances and transaction history instantly • Access secure identity verification and account protection • Enjoy a simple, fast and reliable payment experience For businesses, Epic Pay helps simplify collections, reconciliation and cash flow management through one easy-to-use platform. No long queues or branch visits required. Sign up securely using a valid ID and selfie verification. Why choose Epic Pay? • Fast onboarding • Secure transactions • Real-time notifications • Simple and intuitive interface • Designed for personal and business use • Built for modern digital payments Epic Pay is developed by Epic Payment Technologies Limited.

About

INTEGRA.NG

Features
Read full description

Take control of your finances with INTEGRA, the modern, member-owned financial ecosystem designed to help you save smarter, loan/lend better, and grow your wealth. Whether you are looking to build a disciplined savings habit or need access to affordable capital for your next big project, INTEGRA provides a secure, transparent, and technology-driven platform to achieve your goals. INTEGRA is a financial wellness and savings platform designed to help individuals build better financial habits, grow their money, and achieve their financial goals with greater confidence. With INTEGRA, members have access to simple and practical financial tools that make it easier to save consistently, invest wisely, access loans anytime, and make intentional decisions about their money - for example, lending it to verified businesses of different sectors and earning returns after a stipulated period. Whether you are saving towards an emergency fund, planning for a major purchase, building an investment portfolio, or simply trying to become more disciplined with your finances, INTEGRA gives you a structured platform to take control of your financial journey. Through Members Fixed Savings (MFS), members can set aside money for specific periods while earning returns. INTEGRA also provides investment opportunities that allow members to put their money to work and build towards long-term financial growth. Members who need access to credit can also leverage INTEGRA's lending options, subject to applicable terms and eligibility requirements. This provides a structured way to access funds while remaining part of a community built around responsible financial management. Beyond savings, investments, and lending, INTEGRA is focused on helping members develop a stronger financial mindset. The platform encourages financial discipline, goal-setting, consistency, and informed decision-making so that every naira has a purpose. INTEGRA brings these experiences together in one platform, giving members a clearer view of their financial activities and helping them stay committed to their goals. Our vision is to build a financially stronger community where people can move from simply earning and spending money to saving intentionally, investing consistently, accessing responsible credit, and creating lasting financial progress. Save. Invest. Lend. Grow. With INTEGRA, your financial goals have a place to start - and a community to grow with.

Screenshots

Epic Pay4 screens
INTEGRA.NG4 screens

Verdict

The call

Epic Pay and INTEGRA.NG are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Epic Pay versus INTEGRA.NG: the parameters behind the verdict, then further details
ParameterEpic PayINTEGRA.NG
PriceFreeFree
Update frequencyEvery 3 weeks—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.1 — better
Further details — not scored
Size87 MB24 MB
Age rating17+17+
DeveloperEpic Payment Technologies LimitedINTEGRA SYNERGIA LTD

In-app purchases

None

Epic Pay

No in-app purchases

None

INTEGRA.NG

No in-app purchases

Questions

Is Epic Pay free?
Epic Pay is free to download, with no in-app purchases.
Is INTEGRA.NG free?
INTEGRA.NG is free to download, with no in-app purchases.
Do Epic Pay or INTEGRA.NG have ads?
Neither Epic Pay nor INTEGRA.NG shows ads.

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