ayuta Pay vs PureFi

Ayuta Pay empowers individuals and communities to fund each other through rotating savings groups and one-time crowdfunding, all without relying on banks or traditional financial institutions. Our platform is inspired by informal savings traditions like chamas, susus, and ayuta, and modernized to fit a secure, digital experience. Key Features: Group Funding (Rotating Savings & Credit Association) Create or join trusted funding circles. Each member contributes a set amount per cycle, and one member receives the full payout each round. Ayuta Pay automates the process, tracks contributions, and ensures fair and transparent payouts. One-Time Collections Need to raise funds for a special cause or emergency? Set a goal, invite contributors, and once your target is met, the money is sent directly to your chosen treasurer or recipient. Great for tuition, weddings, emergencies, or projects. Interest-Free Microloans No banks, no interest, no hidden fees. Use group support and social accountability to access needed funds, all built on mutual trust. Seamless Payments Members can pay securely via credit/debit card or e-check. Get real-time updates and alerts on contributions, group progress, and payouts. Encryption and compliance ensure financial security. Built for Community Ayuta Pay helps manage group dynamics with ease, track participant contributions, vote on payout schedules, and maintain a history of performance and trust. It’s more than money; it’s about connection and shared progress. Who Is It For? ● Immigrant and diaspora communities ● Entrepreneurs and side-hustlers ● Friends and family funding together ● Anyone seeking a bank-free, trust-based funding model Why Choose Ayuta Pay? ● No interest. No credit checks. ● Transparent group management. ● Mobile-first design. ● Secure & scalable. ● Empowers financial independence. How It Works: 1. Create or join a group. 2. Collect entry fees from members. 3. Vote on payout schedule or assign a treasurer. 4. Receive payouts and track contributions. 5. Create new groups and repeat the process. Ayuta Pay brings traditional community saving methods into the digital age, helping people fund dreams, emergencies, and goals together.

PureFi puts your savings into real assets like real estate. Earn up to 6% APY from actual properties, with the income paid straight into your balance. Then send, add, and withdraw money like any bank app. REAL ASSETS, REAL YIELD Your money buys shares of real assets like houses with real addresses and real tenants. No staking, no lending pools, no tokens that exist only on a chart. Every property you own a piece of is listed in the app, so you always know exactly what your money is doing. UP TO 6% APY, PAID MONTHLY Rent from your properties lands in your PureFi balance every month. Property values can grow on top of that. Start with as little as you want and add more whenever you like. EARNS MORE THAN A SAVINGS ACCOUNT Most banks pay next to nothing. PureFi's real estate account targets up to 6% APY because it is backed by real asset income, not by a bank's lending margin. EVERYTHING ELSE YOU EXPECT FROM A MONEY APP Send money to anyone with an email address, instantly and free. Add money from your bank, debit card, or Apple Pay. Withdraw straight back to your bank whenever you want. Local bank rails in the US, UK, Europe, Canada, and more. YOUR MONEY, YOUR CONTROL Your balance sits in a wallet only you control. PureFi never holds your money and never moves it without your approval. WHAT YOU GET - A real estate account earning up to 6% APY - Monthly rent income paid into your balance - Instant, fee-free transfers to anyone by email - Bank, debit card, and Apple Pay deposits - Start with $25 - Withdraw to your bank anytime. No lockups - Monthly statements - Invite friends and earn rewards Join the 300,000+ people already growing their money with PureFi. DISCLAIMER PureFi is a financial technology company, not a bank. Money movement and real asset investments are provided through licensed partners. PureFi does not hold customer deposits in a bank account and PureFi balances are not bank deposits. Up to 6% APY is a projection, variable, generated from rent and value changes on real estate, and not guaranteed. Real asset investments carry risk, including the possible loss of principal. Past performance is not indicative of future results. Balance protection of up to $1,000,000 per account is provided through private insurance coverage. This is not FDIC insurance and is not provided by any government agency. Transfer times, fees, and exchange rates may vary. Services may not be available in all jurisdictions and are subject to applicable laws and regulatory approval.