Comparison

财务自由了么 vs WealthPulse

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

财务自由了么

Features
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「财务自由了么」是一款极简风格的资产管理工具,帮助您轻松记录和追踪个人财务状况,设定财务自由目标,并可视化您的财富增长过程。无论您是理财新手还是投资达人,我们都能帮您掌握财务全局,朝着财务自由稳步前进。 【核心功能】 - 资产负债一目了然 直观记录各类资产与负债 自定义账户类型、颜色和图标 清晰展示您的净资产变化趋势 - 财务自由目标追踪 设定个人的财务自由目标 实时计算达成财务自由的进度 预测达成目标所需时间 - 主屏幕小组件 随时查看净资产和财务目标进度 多种尺寸小组件可选 一键进入详细数据页面 - iCloud安全同步 多设备数据自动同步 数据安全加密存储 无需担心设备更换导致数据丢失 - 注重隐私安全 所有数据存储在您自己的设备和iCloud账户中 不收集任何个人财务信息 【极简设计,专注体验】 「财务自由了么」秉承极简设计理念,没有繁琐的预算分类,没有复杂的报表,只专注于帮助您清晰追踪资产负债和财务自由进度。简洁不简单,我们在极简的界面背后,提供了强大而实用的财务管理功能。 为何选择「财务自由了么」 专注核心 - 只跟踪真正重要的财务指标 易于使用 - 三秒记账,财务状况一目了然 隐私至上 - 您的财务数据只属于您自己 持续优化 - 我们不断倾听用户反馈,提升产品体验 财务自由不是终点,而是一段持续成长的旅程。让「财务自由了么」成为您通往财务自由的得力助手,从今天开始,掌控您的财务未来! 微信公众号:未来的回响 小红书:全金属外壳AI

About

WealthPulse

Features
Read full description

WealthPulse is a private, on-device net worth tracker. See all your assets in one place — stocks, ETFs, funds, and cash across multiple currencies and markets — without creating an account or sending your portfolio to anyone's server. WHY WEALTHPULSE • Everything on your device. Your portfolio is stored locally with Apple's SwiftData. No account, no cloud database, no tracking SDKs. • Multi-currency, multi-market. Track assets in USD, SGD, CNY, HKD and more. US, Hong Kong, China A-share and Singapore tickers with automatic daily price updates. • Your net worth, one number. Live exchange rates convert everything into your base currency of choice. FEATURES • Automatic daily snapshots — your net worth history builds itself • Net worth trend chart with interactive scrubbing • Allocation breakdowns: by asset type, currency, and market region • Compare: see exactly which assets drove your net worth change over 7/30/90/365 days • Markdown export — share your asset list to any app through the iOS share sheet • Home screen widget with your net worth at a glance • Face ID / Touch ID lock, one-tap value hiding, and automatic privacy blur in the app switcher • English and Simplified Chinese PRIVACY FIRST WealthPulse makes only two kinds of network requests: exchange rates and market prices. Both send only currency codes and ticker symbols — never your holdings, amounts, or identity. Read the full privacy policy at cooperxuyuan.github.io/wealthpulse-site/privacy.html

Screenshots

财务自由了么4 screens
WealthPulse3 screens

Verdict

The call

The clearest difference is in-app purchases: WealthPulse at none against 财务自由了么's 1. WealthPulse also leads on update cadence (every 2 weeks vs every 6 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 财务自由了么 sells 1 one-off in-app purchase. WealthPulse asks for nothing beyond the download.

UpkeepUpdate frequency

财务自由了么 ships an update every 6 months, WealthPulse every 2 weeks. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 4 level
财务自由了么 versus WealthPulse: the parameters behind the verdict, then further details
Parameter财务自由了么WealthPulse
PriceFreeFree
Update frequencyEvery 6 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.6 — better17.0
Further details — not scored
Size2 MB4 MB
Age rating4+4+
Developer鹏 李YUAN XU

In-app purchases

1 purchases

财务自由了么

One-time1
  • 完整版$0.99
None

WealthPulse

No in-app purchases

Questions

Is 财务自由了么 free?
财务自由了么 is free to download, with in-app purchases available.
Is WealthPulse free?
WealthPulse is free to download, with no in-app purchases.
Do 财务自由了么 or WealthPulse have ads?
Neither 财务自由了么 nor WealthPulse shows ads.
Which is updated more often, 财务自由了么 or WealthPulse?
财务自由了么 ships an update every 6 months, and WealthPulse every 2 weeks. Most recently, 财务自由了么 was updated on October 9, 2026 and WealthPulse on October 10, 2026.

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