Comparison

Fundeer vs SubFlow

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Fundeer

Features
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undeer is an offline-first money app for tracking spending, splitting trips, and running shared family budgets. No account required, and your data lives on your device first. Log money three ways Type it, say it, or snap it. Say "coffee, 45" and it's in. Point your camera at a receipt and Fundeer reads the merchant, the items, and the total. The things you log most stay one tap away on quick-add buttons and shortcuts. Split trips without the spreadsheet Start a trip, invite the people on it, and everyone logs as they go. At the end, one screen shows who owes whom, simplified down to the fewest payments. Equal splits, exact amounts, shares, or percentages, in as many currencies as your trip needs. Trip Mode Flip one switch when your trip starts and everything you spend โ€” typed, scanned, spoken, or imported from your bank โ€” attaches to that trip automatically. Each trip gets its own report: total spent, daily spending, and where the money went. Shared family budgets Share a budget with your family and track everyone's contributions and shared expenses in one place, with roles and permissions per member. Balances update live for everyone in the group. Bring your history with you Import a statement from your bank as OFX, QFX, QIF, or CSV, and map the columns yourself if the format is one we haven't seen. Existing backups from Money Manager, Monefy, Dime, and Quicken come across too. Catch up on what changed One Activity screen gathers what happened across your trips and shared budgets: new expenses, settlements, invitations, budget warnings, and role changes. Tap a notification and it opens the exact expense, budget, or settlement it was about. Analytics that earn their space Three views, one tab. Overview scores your month on savings rate, budget control, consistency, income flow, and balance. Breakdown shows every category and every day. Forecast projects how the month ends from your own habits. Rearrange the cards so your dashboard shows what you actually care about. FIRE planning Set your target number and retirement age, then watch your projected path to financial independence. Budgets and savings goals Set a monthly limit per category and see how much room is left. Create savings goals with deadlines and watch the progress add up. Offline-first, synced across devices Everything saves locally and is there instantly. When you're online, your changes sync across devices, and shared trips and family budgets stay in sync for everyone. Private by default Lock the app with Face ID, Touch ID, or your device passcode. The screen blurs the moment you switch away. Analytics and crash reporting are opt-in, and turning them off actually turns them off. Also included - Bank import for Monobank (Ukraine); more banks planned - Log Apple Pay purchases with a one-tap Shortcut - Multi-currency: USD, EUR, GBP, UAH, PLN, and more - Available in English and Ukrainian - Recurring transactions - Custom categories with your own icons and colors - Export to CSV, JSON, or PDF - Home Screen, Lock Screen, and Control Center widgets - Streaks, levels, and achievements - Dark mode

About

SubFlow

Features
Read full description

Stop wasting money on forgotten subscriptions! SubFlow helps you track all your recurring payments in one beautiful, easy-to-use dashboard. Whether it's Netflix, Spotify, gym memberships, streaming services, or any recurring bill โ€” SubFlow keeps everything organized and reminds you before charges hit your account. WHY SUBFLOW? โ€ข Track all subscriptions in one place โ€ข Never miss a renewal date again โ€ข See exactly where your money goes โ€ข Beautiful charts and spending insights โ€ข No account needed โ€” your data stays private COMPREHENSIVE SUBSCRIPTION TRACKING Track monthly, yearly, weekly & custom billing cycles View upcoming renewals at a glance Monitor total monthly and yearly spending Organize subscriptions with custom categories Search and filter your subscriptions instantly Template library for quick subscription setup FINANCIAL INSIGHTS & CHARTS Beautiful spending charts and analytics Category breakdown visualization Spending forecast (30/90 days & year-to-date) Monthly financial summary dashboard Track spending trends over time Export data as CSV for external analysis SMART NOTIFICATIONS & REMINDERS Get reminded before subscription renewals Customizable notification timing Renewal alerts: today, tomorrow, or days ahead Never get surprised by unexpected charges MULTI-CURRENCY SUPPORT Support for 150+ world currencies Live exchange rate updates Track subscriptions in different currencies Automatic conversion to your main currency Perfect for international users HOME SCREEN WIDGETS Monthly Total widget โ€” see spending at a glance Upcoming Renewals widget โ€” never miss a payment Multiple widget sizes Quick access without opening the app PRIVACY & SECURITY All data stored locally on YOUR device No account required โ€” start immediately Optional biometric lock (Face ID/Touch ID) Your subscription data stays private We don't sell your personal information BEAUTIFUL DESIGN Modern design with dark & light modes Smooth animations and transitions MULTI-LANGUAGE SUPPORT Available in 44+ languages Automatic language detection MORE FEATURES Custom categories with icons Flexible billing periods App shortcuts for quick actions Rich subscription templates Detailed subscription info screen FREE TO USE โ€” NO HIDDEN COSTS SubFlow is free to download and use with no hidden fees or premium subscriptions required. All features are available from day one. FEEDBACK Rate us and help us improve SubFlow! Download SubFlow now and take control of your subscription spending! Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy: https://lid-web-privacy.web.app/subtrack-privacy-policy-ios.html

Screenshots

Fundeer4 screens
SubFlow4 screens

Verdict

The call

Fundeer and SubFlow are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Fundeer versus SubFlow: the parameters behind the verdict, then further details
ParameterFundeerSubFlow
PriceFreeFree
Update frequencyFortnightlyโ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.0 โ€” better18.2
Further details โ€” not scored
Size52 MB18 MB
Age rating4+4+
DeveloperAndrii ZahreichukMuge Akalin

In-app purchases

None

Fundeer

No in-app purchases

None

SubFlow

No in-app purchases

Questions

Is Fundeer free?
Fundeer is free to download, with no in-app purchases.
Is SubFlow free?
SubFlow is free to download, with no in-app purchases.
Do Fundeer or SubFlow have ads?
Neither Fundeer nor SubFlow shows ads.

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