Comparison

Fundeer vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fundeer

Features
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Fundeer tracks spending, splits trip costs and runs shared family budgets. No account needed, and it works without internet. Log purchases without typing Pay with Apple Pay and the purchase is logged with the merchant and the currency you paid in, once the Wallet automation is set up from Settings. Connect Monobank and card spending arrives on its own. Three other ways to add an expense Say "coffee, 45" and it's in. Point your camera at a receipt and Fundeer reads the merchant, the items, and the total. The things you log most stay one tap away on quick-add buttons and shortcuts. Split trip costs Start a trip, invite the people on it, and everyone logs as they go. At the end, one screen shows who pays whom back. Equal splits, exact amounts, shares, or percentages, in as many currencies as your trip needs. Trip Mode Turn on Trip Mode when your trip starts and everything you add goes to that trip. Card purchases wait in a list only you see until you add them. Each trip gets its own report: total spent, daily spending, and where the money went. Shared family budgets Share a budget with your family and track everyone's contributions and shared expenses in one place, with roles and permissions per member. Balances update live for everyone in the group. Import from your bank or another app Import a statement downloaded from your bank, and match its columns yourself the first time Fundeer meets a new layout. Existing backups from Money Manager, Monefy, Dime, and Quicken come across too. Activity One Activity screen gathers what happened across your trips and shared budgets: new expenses, settlements, invitations, budget warnings, and role changes. Tap a notification and it opens the exact expense, budget, or settlement it was about. Analytics Overview scores your month on savings rate, budget control, consistency, income flow, and balance. Breakdown shows every category and every day. Forecast projects how the month ends from your own habits. Rearrange the cards so your dashboard shows what you actually care about. FIRE planning Set your target number and retirement age, and see when you could reach financial independence. Budgets and savings goals Set a monthly limit per category and see how much room is left. Create savings goals with a date and see how much to set aside each month. Works offline, synced across devices It works without internet. Your changes appear on your other devices, and shared trips and family budgets look the same for everyone. Private by default Lock the app with Face ID, Touch ID, or your device passcode. The screen blurs the moment you switch away. You can turn off analytics and crash reports in Settings. Also included - Monobank connection; statement import from Monobank, PrivatBank, Wise and BVR - Multi-currency: USD, EUR, GBP, UAH, PLN, and more - Available in English and Ukrainian - Recurring transactions - Custom categories with your own icons and colors - Reports in PDF and Excel; export to CSV and JSON - Home Screen, Lock Screen, and Control Center widgets - Streaks, levels, and achievements - Dark mode

About

Expense Tracker

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Time Money helps you keep your schedule, expenses, habits, and everyday plans in one place. Built for people who want a clear view of their day, their money, and what needs attention next. Features: • Track income and expenses. • Plan shifts and work schedule. • Manage habits and daily tasks. • Add accounts, budgets, goals, debts, and planned payments. • See recent transactions and money summaries. • Use a calendar view for shifts and events. • Keep receipts and notes with transactions. • Export, back up, or share your data when needed. • Simple, private, and easy to use. Your data stays on your device unless you choose to export, back up, or share it. Time Money is free to use.

Screenshots

Fundeer4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is ads: Fundeer at none against Expense Tracker's shown. Fundeer also leads on iOS requirement (18.0 vs 26.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Fundeer ships an update fortnightly, Expense Tracker monthly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Fundeer versus Expense Tracker: the parameters behind the verdict, then further details
ParameterFundeerExpense Tracker
PriceFreeFree
Update frequencyFortnightly — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPad — betteriPhone
Requires iOS18.0 — better26.0
Further details — not scored
Size56 MB63 MB
Age rating4+4+
DeveloperAndrii ZahreichukRafael Sultangaraev

In-app purchases

None

Fundeer

No in-app purchases

None

Expense Tracker

No in-app purchases

Questions

Is Fundeer free?
Fundeer is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Do Fundeer or Expense Tracker have ads?
Expense Tracker shows ads; Fundeer does not.
Which is updated more often, Fundeer or Expense Tracker?
Fundeer ships an update fortnightly, and Expense Tracker monthly. Most recently, Fundeer was updated on October 28, 2026 and Expense Tracker on October 31, 2026.

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