Tontiin vs Togethrust

Tontiin is the leading platform for managing traditional African rotating savings groups (tontines/njangi) with modern security and convenience. Transform your traditional savings circle into a digital powerhouse while maintaining the cultural essence of community savings. KEY FEATURES: 1. SECURE GROUP MANAGEMENT • Create and join multiple savings groups • Customizable privacy levels • Flexible meeting schedules (weekly, bi-weekly, monthly) • Transparent member management • Group-specific display names 2. MOBILE MONEY INTEGRATION • Secure contribution collections • Automated payouts to members • Real-time balance tracking • Multiple mobile money provider support • Instant transaction notifications 3. EMERGENCY FUND FEATURE • Optional group safety net • Transparent approval process • Quick access during emergencies • Structured repayment system 4.SMART TRACKING • Real-time contribution monitoring • Complete transaction history • Group balance dashboard • Individual member statistics • Automated payment reminders 5. COMMUNITY FEATURES • In-app group messaging • Meeting schedule management • Group announcements • Member activity tracking • Digital record keeping 6. REGIONAL SUPPORT • Multiple African currencies supported • CEMAC & UEMOA zones coverage • Multi-language interface • Country-specific mobile money integration 7. SECURITY & PRIVACY • End-to-end encrypted transactions • Private group membership • Secure phone number verification • Complete audit trail • Regular backup systems Perfect for: • Traditional tontine groups • Njangi associations • Women's savings circles • Community saving schemes • Village banking groups • Professional saving circles Join thousands of groups across Africa who are already using Tontiin to modernize their traditional savings practices while maintaining their cultural values and community trust. Download now and experience the future of African group savings! 8."Modernize Your Traditional Savings Group" Note: Mobile money services availability may vary by country and region. Internet connection required for real-time features.

Togethrust brings the tontine, the trusted way to save together, to your phone. Create or join a tontine, top up your wallet, contribute every cycle and receive the pot on your turn. FEATURES • Create a tontine in a few steps: amount, frequency, number of spots and maximum coefficient per member. • Join a tontine with an invitation code and sign your contract online. • Hold several spots to receive the tontine several times, and choose a coefficient for each: contribute more to receive more. • Top up your wallet by card or SEPA direct debit. Your saved cards and mandates are offered to you. • Contribute from your wallet, by hand or automatically. • Receive your distributions according to your turn in the cycle. • Follow your balance, your contributions and each tontine's history in real time, exportable as a PDF. • Conviviality: exclusive perks at our partner restaurants. • Built-in identity verification, simple and secure. • Notifications so you never miss a due date. SECURITY & COMPLIANCE Togethrust is a crowdfunding intermediary registered with ORIAS (no. 24006639). Your payments are processed by a licensed provider and your personal data is protected under the GDPR. Usage statistics are collected only with your consent. Join Togethrust and save together, with confidence.