Comparison

WOW FS vs Stratum Remit

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

WOW FS

Features
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If you're looking for a comprehensive and easy-to-use financial management solution for your small or medium-sized business, WOW Financial Services is a perfect choice. Our products include business cards, expense management software, and business checking accounts designed to help you save time and money. The WOW Financial Services services app makes it easy for business owners, finance departments, and employees to access their Netevia cards for easy spending, check spending limits and balances, send and manage your cards, connect external accounts, pay your vendors for services and much more. With WOW Financial Service, you'll have everything you need to manage your finances in one convenient place.

About

Stratum Remit

Features
Read full description

Stratum Remit is the smarter way to send money home. Built for the diaspora community, we make international money transfers fast, affordable, and transparent โ€” with absolutely zero transfer fees. WHY STRATUM REMIT? Zero Fees โ€” Every Time We never charge transfer fees. What you see is what your recipient gets. No hidden costs, no surprises. Great Exchange Rates Our rates are updated in real time and shown before you confirm. The rate at confirmation is the rate you get. Fast Transfers Most transfers arrive within minutes, not days. Send money when it matters โ€” not when the bank decides. AI-Powered Assistant Meet Kora, your personal transfer assistant. Just say "Send $200 to Mom," and Kora handles the rest. Available 24/7 to help with transfers, check rates, and answer questions. Multi-Chain Technology Deposit USDC via Stellar, Polygon, Ethereum, or TRON โ€” giving you flexibility and speed. WHERE CAN I SEND MONEY? Africa: Nigeria, Kenya, Ghana, South Africa, Tanzania, Uganda, Ethiopia, Cameroon, Senegal, Rwanda, and more Europe: United Kingdom, Germany, France, Spain, Netherlands, Italy, Portugal, Ireland, Belgium Caribbean & Americas: Mexico HOW IT WORKS 1. Create your account in minutes 2. Add a recipient 3. Enter the amount โ€” see the exchange rate and zero fees instantly 4. Confirm and send โ€” your recipient gets the money fast FEATURES โ€ข Zero transfer fees on every transaction โ€ข Real-time exchange rates with no hidden markups โ€ข AI assistant (Kora) for hands-free transfers โ€ข Recurring transfers โ€” set it and forget it โ€ข Multi-chain USDC deposits (Stellar, Polygon, Ethereum, TRON) โ€ข Bank-level encryption and security โ€ข 24/7 support via in-app chat, email, and phone โ€ข Invite friends and earn $10 per referral SECURITY & COMPLIANCE Stratum Remit is operated by Orokii Inc., a licensed money services business. We are registered with FinCEN and hold NMLS #2116903. Your data is protected with bank-level encryption, and we comply with all applicable regulations. SUPPORT Need help? Reach us anytime: โ€ข In-app AI chat โ€” available 24/7 โ€ข Email: support@orokii.com โ€ข Phone: (646) 535-8730 โ€ข Web: https://stratumremit.com/support Download Stratum Remit today and start sending money home โ€” the way it should be.

Screenshots

WOW FS4 screens
Stratum Remit4 screens

Verdict

The call

The clearest difference is iOS requirement: WOW FS at 16.0 against Stratum Remit's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

WOW FS ships an update every 2 months, Stratum Remit every 3 months. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard1 real difference ยท 5 level
WOW FS versus Stratum Remit: the parameters behind the verdict, then further details
ParameterWOW FSStratum Remit
PriceFreeFree
Update frequencyEvery 2 months โ€” betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad โ€” better
Requires iOS16.0 โ€” better26.0
Further details โ€” not scored
Size66 MB85 MB
Age rating17+17+
DeveloperWOW BrandOrokii

In-app purchases

None

WOW FS

No in-app purchases

None

Stratum Remit

No in-app purchases

Questions

Is WOW FS free?
WOW FS is free to download, with no in-app purchases.
Is Stratum Remit free?
Stratum Remit is free to download, with no in-app purchases.
Do WOW FS or Stratum Remit have ads?
Neither WOW FS nor Stratum Remit shows ads.
Which is updated more often, WOW FS or Stratum Remit?
WOW FS ships an update every 2 months, and Stratum Remit every 3 months. Most recently, WOW FS was updated on October 28, 2026 and Stratum Remit on October 25, 2026.

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