Pay by Sovren vs Joey Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay by Sovren
Manage your digital assets and blockchain rewards securely. Send and store supported cryptocurrencies with advanced encryption. This platform offers peer-to-peer payments and transparency in the digital finance world.
- Peer-to-peer crypto payments
- Digital asset wallet
- Manage blockchain rewards
- Advanced encryption security
- Supports ETH, USDT, OPT tokens
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Welcome to Pay by Sovren, your all-in-one peer payment app and secure wallet for managing Optio blockchain rewards. From managing your tokens to sending supported digital assets to others, Pay by Sovren puts you in control. Key Features - Peer-to-Peer Payments: Send supported digital assets safely to other users, anytime. - Digital Wallet: Store and manage ETH, USDT, OPT, and other supported tokens. - Blockchain Rewards: View and manage rewards generated through the Optio network. - Security First: Guard your assets with advanced encryption. Why Pay by Sovren? Pay by Sovren goes beyond basic payments. It’s your place for control, transparency, and financial independence in the digital world. Join us in reshaping the future of blockchain-powered payments. Download Pay by Sovren now and manage your digital assets and Optio-based rewards in one secure place.
Joey Wallet
This app provides secure, self-custody access to Web3 decentralized applications on the XRP Ledger. It allows users to manage all XRPL tokens and NFTs, connect to dApps, and offers a seamless onboarding experience with social login and key recovery.
- Self-custody security
- AES-encrypted private keys
- Store, send, receive XRPL tokens & NFTs
- Web3Auth social login MPC wallet
- dApp connectivity via WalletConnect v2
- Fiat on-ramp via MoonPay
- Explore XRPL ecosystem (DeFi, GameFi, Metaverse)
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Joey Wallet is a secure, self-custody cryptocurrency wallet and gateway to Web3 decentralized applications (dApps) on the XRP Ledger (XRPL). With Joey Wallet, you stay in full control of your digital assets—no one can freeze your funds, halt your withdrawals, or move your assets without your permission. With the Joey Wallet mobile app, you get: Self-Custody Security AES-Encrypted Private Keys Your keys never leave your device and are protected by industry-leading encryption. Privacy by Design We don't collect personal information or contact details—ever. Seamless Asset Management All XRPL Tokens & NFTs Store, send, and receive any XRPL digital asset or non-fungible token. Web3Auth Social-Login MPC Wallet Onboard in seconds with just a few clicks. Create a self-custodial MPC wallet that offers built-in key recovery—if your device is lost or damaged, simply log in with your social account to restore your keys. dApp Connectivity Connect safely to the most popular XRPL dApps via WalletConnect v2. Easy Fiat On-Ramp MoonPay Integration Explore the XRPL Ecosystem DeFi, GameFi & Metaverse Discover token markets, track NFT insights, and dive into the latest XRPL dApps—all from one app. Built with love for the XRPL community, Joey Wallet makes storing, sending, receiving, and exploring digital assets easier—and more secure—than ever.
Screenshots
Verdict
The clearest difference is update cadence: Pay by Sovren at weekly against Joey Wallet's monthly. Joey Wallet's advantage is rating (4.9 vs 4.7) and ratings volume (332 vs 64). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Joey Wallet holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Joey Wallet has 332 ratings behind it against 64, so its average is the more settled of the two. Written reviews point the same way: 90% of Pay by Sovren's written reviews are positive against 98% of Joey Wallet's.
Pay by Sovren ships an update weekly, Joey Wallet monthly. Both last shipped on November 8, 2026.
| Parameter | Pay by Sovren | Joey Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (64 ratings) | 4.9 (332 ratings) — better |
| Positive reviews | 90.0% of reviews | 98.5% of reviews — better |
| Number of ratings | 64 | 332 — better |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 46 MB | 91 MB |
| Age rating | 17+ | 17+ |
| Developer | Sovren Technologies, Inc. | Joey Wallet LLC |
Customer experience
Pay by Sovren
Joey Wallet
User reviews
Pay by Sovren
From 64 App Store ratingsWhat we love
- 👍 Easy to use and understand
- 🚀 Constantly improving with updates
- 💡 Integrates with Parler and Playtv
- 🤩 Great crypto wallet
- 🌟 Smooth user experience
Room to improve
- 🐛 Does not work
- 🐛 Does not recognize email
- 🐛 Flashes white screen
Joey Wallet
From 332 App Store ratingsWhat we love
- 💥 Easiest meme wallet
- 🚀 Quickest way to onboard and start swapping coins on XRPL
- 👍 Easy to use, reminds me of Phantom
- 👍 Safe, simple, quick, feels natural to use
- 👍 Super easy to use & understand, highly recommend for onboarding
Bugs and requests
Pay by Sovren
Reported bugs
3 issues- Does not work, does not recognize my email
- Terrible update it just flashes white
- Does not work, won’t recognize my email address.
Requested features
2 requests- $SOL and $SUI support
- Stablecoin support
Joey Wallet
Reported bugs
1 issue- Remember to write down your Keys, don't take a screenshot
In-app purchases
Pay by Sovren
No in-app purchases
Joey Wallet
No in-app purchases
