Comparison

YourPay vs iBudgetAll

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

YourPay

Features
Read full description

Evitați statul la cozi pentru plata taxelor și impozitelor! Platforma YourPay vă stă la dispoziție 24/7 pentru verificarea și achitarea acestora!

About

iBudgetAll

This app helps you manage your money using the envelope budgeting method. It allows you to divide income into categories, track spending, set savings goals, and manage bills. You can also budget with a partner or household member.

Highlights
  • Envelope budgeting (virtual & physical)
  • Zero-based budgeting
  • Global or per-account budgeting
  • Savings goals and sinking funds
  • Savings challenges
  • Bill and subscription tracking
  • Household and couples budgeting
Features
Read full description

iBudgetAll is an envelope budgeting app that helps you put your money to work, envelope by envelope. Divide your income across cash envelopes, plan each month with intention, and always know exactly what is safe to spend. It is a private personal finance manager and budget planner built on the classic cash stuffing method, made for your phone. Envelope budgeting, also known as cash stuffing or the cash envelope system, is refreshingly simple: your income is split into budget categories before you spend a cent. iBudgetAll brings this idea to a modern budgeting app with both virtual and physical envelopes, so whether your money sits in a checking account, in cash envelopes at home, or a bit of both, every envelope has a clear purpose. TWO WAYS TO BUDGET Pick the approach that matches how you think about money: - Global budget: manage one overall budget across everything at once. - Per account budget: keep a separate budget for each account, so nothing gets mixed up. Either way, you can build a zero based budget where every dollar is assigned and nothing is left untracked. BUDGET TOGETHER Manage the same budget as a couple or a household, on both your phones. You each see the same envelopes, the same balances, and the same monthly budget, kept up to date across two devices. There is no separate partner login and no joint multi-user account: it is simply one shared budget that you both can see. SAVINGS GOALS AND CHALLENGES Watch your savings actually grow. Set a target on any envelope to build savings goals and sinking funds for the car, a vacation, the holidays, or a rainy day. Then choose from a catalog of savings challenges to give your goals momentum, or create a fully custom challenge of your own. The 52 week savings challenge is only one example among many. EVERYTHING IN ONE PLACE - Envelope budgeting with virtual and physical cash envelopes - Zero based budgeting so nothing is left unassigned - Global budget or per account budget - Savings goals and sinking funds with targets - A catalog of savings challenges plus custom challenges - Weekly and monthly budget summaries with clear statistics - Expense tracker and spending tracker for everyday habits - Bill tracker, reminders, and organizer for your monthly bills - Subscription manager for recurring payments - Debt payoff tracking to watch balances shrink - Household budget and budget for couples across two phones - Home screen widget to check your budget at a glance - Multi-currency and multilingual, wherever you live - Works entirely from your own manual entry PRIVATE AND MANUAL BY DESIGN iBudgetAll runs on your own manual entry from start to finish, with no bank connection and nothing pulled in automatically. You decide what goes in, when, and where it belongs, so you stay in control and genuinely aware of every paycheck and every purchase. It is a calm, private way to take charge, and a great fit if you are living paycheck to paycheck. Your budget is not limited to one place either, so you can track several accounts and multiple currencies side by side in a single app. TRY IT, THEN SUBSCRIBE Begin with a 32 day free trial and test everything the app has to offer. After the trial, a subscription is needed to continue using iBudgetAll. Your data always stays visible and is never deleted, so your budgeting history is always there when you return. Take back control of your money, one envelope at a time. Download iBudgetAll and give your money a plan. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

YourPay4 screens
iBudgetAll4 screens

Verdict

The call

The clearest difference is in-app purchases: YourPay at none against iBudgetAll's 7. YourPay also leads on iOS requirement (12.0 vs 15.0). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. iBudgetAll sells 7 in-app purchases, starting at $3.99 per month. YourPay asks for nothing beyond the download.

Scorecard2 real differences Β· 6 level
YourPay versus iBudgetAll: the parameters behind the verdict, then further details
ParameterYourPayiBudgetAll
PriceFreeFree
Positive reviewsβ€”83.3% of reviews
Update frequencyβ€”Weekly
AdsNoNo
In-app purchasesNo β€” betterYes
Monetizationβ€”Free with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 β€” better15.0
Further details β€” not scored
Size25 MB75 MB
Age rating17+4+
DeveloperYourConsulting S.R.L.ARJB Studio

In-app purchases

None

YourPay

No in-app purchases

7 purchases

iBudgetAll

Subscriptions6
  • Monthly Pass Challenge$3.991 Month
  • Pass Monthly Platinium$7.991 Month
  • iBudgetAll Premium – Monthly$9.991 Month
Show 3 more
  • Challenge annual subscription$34.991 Year
  • Annual Pass Platinium$79.991 Year
  • iBudgetAll Premium – Annual1 Year trial$84.991 Year
One-time1
  • Life$129.99

Questions

Is YourPay free?
YourPay is free to download, with no in-app purchases.
Is iBudgetAll free?
iBudgetAll is free to download, with in-app purchases available.
Do YourPay or iBudgetAll have ads?
Neither YourPay nor iBudgetAll shows ads.

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