Sappla vs Payla
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sappla
Read full descriptionHide full description
Trips, shared flats, game nights, dinners out: split shared costs with Sappla. No spreadsheets, no awkward messages. See who owes whom at a glance. HOW IT WORKS • Create a group and pick an emoji and a currency. • Invite friends with a group code or link. • Add an expense: enter the amount, choose who paid and who shares it. Sappla works out each person's share. • See your overall balance on the dashboard and everyone's balance in each group. HIGHLIGHTS • Even splits: pick the people, Sappla does the math. • Group balances: see clearly who you owe and who owes you. • One currency per group: USD, EUR, GBP, JPY and many more. • Attachments: add a receipt photo or document to any expense. • Easy invites: copy or share the group code and friends join in seconds. • Notifications when someone adds an expense to your group. • New iOS 26 design with light and dark mode. • Available in 9 languages. MADE FOR Roommates, travel groups, sports teams, office lunches, birthday plans and anyone sharing costs. SAPPLA PREMIUM Sappla is free to use. Upgrade to Sappla Premium to create more groups. Premium is offered as weekly and monthly auto-renewing subscriptions. • Payment is charged to your Apple ID account at confirmation of purchase. • The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. • Manage or cancel your subscription in your App Store account settings. Terms of Use: https://sappla.com/terms-of-service Privacy Policy: https://sappla.com/privacy-policy
Payla
Effortlessly split bills and track shared expenses with friends, roommates, and family. This app simplifies group finances by calculating debts, facilitating instant settlements, and providing transparent transaction records. It's designed for easy group setup and real-time synchronization.
- Smart expense splitting (equal, percentage, shares, custom amounts)
- QR code group invitations
- Multi-currency support
- Real-time synchronization
- In-app wallet for settlements
- Attach receipt photos
- Virtual member tracking
Read full descriptionHide full description
Payla is the easiest way to split expenses, track group bills, and manage shared costs with friends, roommates, family, and travel buddies. Tired of complicated calculations and asking "who owes what?" Payla simplifies group finances, tracks every shared bill in real time, and calculates the minimum number of transactions needed to settle all debts. WHY CHOOSE PAYLA? • Fast & Intuitive: Create groups in seconds, log shared expenses, and split bills effortlessly. • Smart Debt Simplification: Reduces unnecessary transactions so everyone settles up with the fewest payments possible. • Real-Time Sync: Every update is instantly synced across all members — complete financial transparency. • Multi-Currency Support: Add expenses in USD, EUR, TRY, and global currencies with ease. KEY FEATURES • Flexible Split Options: Split bills equally, by percentage, by shares, or with exact custom amounts. • Quick Join via QR Code: Invite friends in seconds using a simple QR code or shareable invite link. • Virtual Members: Add friends who don't have the app yet and log expenses on their behalf. • Receipt & Bill Photos: Attach photos of receipts or invoices to any expense for clear records. • Easy Settlement with IBAN: Save your IBAN/bank details for quick copy-and-paste bank transfers. • Smart Notifications: Stay updated on newly added expenses, payments, and balance changes. PERFECT FOR: • Roommates: Split rent, household bills, groceries, and cleaning expenses fairly. • Travel & Trips: Track flights, hotels, dining, and road trip expenses in any currency. • Couples: Manage shared lifestyle and household expenses without awkward money talks. • Friends & Social Outings: Divide restaurant checks, concert tickets, parties, and weekend getaways. • Projects & Clubs: Keep track of shared project costs and communal budgets. PREMIUM FEATURES • Personal Budgeting: Set monthly category budgets, track spending habits, and save more. • Advanced Group Analytics: Visualize group spending patterns with interactive charts and insights. • Detailed Expense Reports: Export and review comprehensive financial summaries. Split bills, track expenses, manage group budgets, and settle debts without the hassle. Download Payla today — Split fairly, track easily, settle fast! --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://payla.app/privacy
Screenshots
Verdict
Sappla and Payla are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Sappla sells 2 in-app purchases, starting at $0.99 per 7 days and Payla sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Sappla ships an update every 11 days, Payla every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Sappla | Payla |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 11 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 78 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | DERVIS GELMEZ | Cloudbud Tech |
In-app purchases
Sappla
- Premium Full Access - Weekly$0.997 Days
- Premium Full Access - Monthly$2.991 Month
Payla
- Payla Pro Weekly3 Days trial$0.997 Days
- Payla Pro Monthly$1.991 Month
- Payla Pro Yearly$19.991 Year
- Payla Life Time$49.99







