Comparison

Subo vs CoFinance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subo

Effortlessly manage all your recurring bills and subscriptions in one place. Get smart reminders before charges hit, track your spending, and avoid unexpected fees with this privacy-focused organizer.

Highlights
  • Track subscription renewals
  • Monitor monthly and yearly spending
  • Receive smart charge reminders
  • Multi-currency support
  • Pre-filled provider templates
  • Clean, ad-free dashboard
Features
Read full description

Subo is a beautifully simple subscription tracker for iPhone that helps you see what you pay for, what renews next, and what needs your attention. Track and manage subscriptions, free trials, memberships, prepaid plans, app subscriptions, and recurring bills in one private place, without connecting your bank account. See what’s coming up • See what’s next in a clear chronological timeline • Explore renewals, recurring charges, trial endings, and plan endings in a month calendar • Get a Heads up for important events, including annual renewals and larger charges • Get reminders before renewals, charges, trial endings, and plan endings Keep everything organized • Find and manage every subscription in one dedicated place • Search by name, brand, or category • See monthly and yearly subscription totals • Add popular services quickly with ready-made templates • Track subscriptions in different currencies • Organize everything with categories and payment methods • Track active, inactive, prepaid, and fixed-term plans • Keep what’s next in view with Home Screen and Lock Screen widgets Subo is designed to feel clean, focused, and native to iOS. No clutter. No ads. Just a calm place to keep your recurring costs under control. Private by design Your subscription details stay on your device, or securely in iCloud if you choose to sync. Automatic local backups give you another way to restore your data. Subo does not sell your data. Track subscriptions without adding another one Start free with up to six subscriptions. Unlock unlimited tracking with a one-time Forever Pass, or choose 12 months of non-renewing access. Neither option renews automatically. Built independently Subo is made independently and shaped by real user feedback. Questions, suggestions, or feedback? Email niclas@getsubo.app. Subo is not affiliated with any brands shown. Logos are for identification only.

About

CoFinance

Features
Read full description

CoFinance es tu app de finanzas personales diseñada para ayudarte a organizar tu dinero de forma simple y visual. Lleva el control de tus ingresos, gastos y transferencias en un solo lugar. Organiza tus cuentas bancarias, tarjetas de crédito e inversiones con categorías personalizadas. Características principales: • Múltiples cuentas y tarjetas de crédito • Seguimiento de transacciones y transferencias • Control de suscripciones y pagos recurrentes • Presupuestos y metas de ahorro • Análisis de gastos por categorías • Funciona sin conexión a internet CoFinance Pro: • Cuentas, tarjetas y suscripciones ilimitadas • Presupuestos y ahorros ilimitados • Sincronización iCloud entre dispositivos • Suscripción mensual, anual o compra de por vida Tus datos son tuyos. CoFinance almacena toda tu información de forma local y privada en tu dispositivo. Terms of Use (EULA): https://diegodiazvazquez99-ai.github.io/CoFinance-site/terms.html Privacy Policy: https://diegodiazvazquez99-ai.github.io/CoFinance-site/privacy.html

Screenshots

Subo4 screens
CoFinance4 screens

Verdict

The call

The clearest difference is update cadence: Subo at every 4 days against CoFinance's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subo sells 6 one-off in-app purchases and CoFinance sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subo ships an update every 4 days, CoFinance every 9 days. The most recent releases landed on October 15, 2026 and September 26, 2026 respectively.

Scorecard1 real difference · 9 level
Subo versus CoFinance: the parameters behind the verdict, then further details
ParameterSuboCoFinance
PriceFreeFree
Rating4.8 (74 ratings) — better—
Positive reviews91.1% of reviews—
Number of ratings74 — better—
Update frequencyEvery 4 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS26.026.0
Further details — not scored
Size73 MB27 MB
Age rating+417+
DeveloperNiclas SchmidtDIEGO DIAZ VAZQUEZ

Bugs and requests

Subo

Reported bugs

2 issues
  • Incorrect pricing on lifetime subscription offer
  • Inconsistent behavior across iOS devices

Requested features

4 requests
  • iCloud sync between devices
  • More subscription service integrations
  • Custom icons or logos for subscriptions
  • Public roadmap or feature teasers

CoFinance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

Subo

One-time6
  • Espresso Shot$1.99
  • 3 Months Unlimited$3.99
  • Big Boost$3.99
Show 3 more
  • Legendary Support$8.99
  • 12 Months Unlimited$9.99
  • Subo Unlimited – Lifetime Pass$24.99
3 purchases

CoFinance

Subscriptions2
  • CoFinance Pro Subscription$2.991 Month
  • CoFinance Pro Subscription$29.991 Year
One-time1
  • CoFinance Pro Lifetime$49.99

Questions

Is Subo free?
Subo is free to download, with in-app purchases available.
Is CoFinance free?
CoFinance is free to download, with in-app purchases available.
Do Subo or CoFinance have ads?
Neither Subo nor CoFinance shows ads.
Which is updated more often, Subo or CoFinance?
Subo ships an update every 4 days, and CoFinance every 9 days. Most recently, Subo was updated on October 15, 2026 and CoFinance on September 26, 2026.

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