Subo vs CoFinance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subo
Effortlessly manage all your recurring bills and subscriptions in one place. Get smart reminders before charges hit, track your spending, and avoid unexpected fees with this privacy-focused organizer.
- Track subscription renewals
- Monitor monthly and yearly spending
- Receive smart charge reminders
- Multi-currency support
- Pre-filled provider templates
- Clean, ad-free dashboard
Read full descriptionHide full description
Subo is a beautifully simple subscription tracker for iPhone that helps you see what you pay for, what renews next, and what needs your attention. Track and manage subscriptions, free trials, memberships, prepaid plans, app subscriptions, and recurring bills in one private place, without connecting your bank account. See what’s coming up • See what’s next in a clear chronological timeline • Explore renewals, recurring charges, trial endings, and plan endings in a month calendar • Get a Heads up for important events, including annual renewals and larger charges • Get reminders before renewals, charges, trial endings, and plan endings Keep everything organized • Find and manage every subscription in one dedicated place • Search by name, brand, or category • See monthly and yearly subscription totals • Add popular services quickly with ready-made templates • Track subscriptions in different currencies • Organize everything with categories and payment methods • Track active, inactive, prepaid, and fixed-term plans • Keep what’s next in view with Home Screen and Lock Screen widgets Subo is designed to feel clean, focused, and native to iOS. No clutter. No ads. Just a calm place to keep your recurring costs under control. Private by design Your subscription details stay on your device, or securely in iCloud if you choose to sync. Automatic local backups give you another way to restore your data. Subo does not sell your data. Track subscriptions without adding another one Start free with up to six subscriptions. Unlock unlimited tracking with a one-time Forever Pass, or choose 12 months of non-renewing access. Neither option renews automatically. Built independently Subo is made independently and shaped by real user feedback. Questions, suggestions, or feedback? Email niclas@getsubo.app. Subo is not affiliated with any brands shown. Logos are for identification only.
CoFinance
Read full descriptionHide full description
CoFinance es tu app de finanzas personales diseñada para ayudarte a organizar tu dinero de forma simple y visual. Lleva el control de tus ingresos, gastos y transferencias en un solo lugar. Organiza tus cuentas bancarias, tarjetas de crédito e inversiones con categorías personalizadas. Características principales: • Múltiples cuentas y tarjetas de crédito • Seguimiento de transacciones y transferencias • Control de suscripciones y pagos recurrentes • Presupuestos y metas de ahorro • Análisis de gastos por categorías • Funciona sin conexión a internet CoFinance Pro: • Cuentas, tarjetas y suscripciones ilimitadas • Presupuestos y ahorros ilimitados • Sincronización iCloud entre dispositivos • Suscripción mensual, anual o compra de por vida Tus datos son tuyos. CoFinance almacena toda tu información de forma local y privada en tu dispositivo. Terms of Use (EULA): https://diegodiazvazquez99-ai.github.io/CoFinance-site/terms.html Privacy Policy: https://diegodiazvazquez99-ai.github.io/CoFinance-site/privacy.html
Screenshots
Verdict
The clearest difference is update cadence: Subo at every 4 days against CoFinance's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subo sells 6 one-off in-app purchases and CoFinance sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Subo ships an update every 4 days, CoFinance every 9 days. The most recent releases landed on October 15, 2026 and September 26, 2026 respectively.
| Parameter | Subo | CoFinance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (74 ratings) — better | — |
| Positive reviews | 91.1% of reviews | — |
| Number of ratings | 74 — better | — |
| Update frequency | Every 4 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.0 | 26.0 |
| Further details — not scored | ||
| Size | 73 MB | 27 MB |
| Age rating | +4 | 17+ |
| Developer | Niclas Schmidt | DIEGO DIAZ VAZQUEZ |
Bugs and requests
Subo
Reported bugs
2 issues- Incorrect pricing on lifetime subscription offer
- Inconsistent behavior across iOS devices
Requested features
4 requests- iCloud sync between devices
- More subscription service integrations
- Custom icons or logos for subscriptions
- Public roadmap or feature teasers
CoFinance
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Subo
- Espresso Shot$1.99
- 3 Months Unlimited$3.99
- Big Boost$3.99
Show 3 moreShow fewer
- Legendary Support$8.99
- 12 Months Unlimited$9.99
- Subo Unlimited – Lifetime Pass$24.99
CoFinance
- CoFinance Pro Subscription$2.991 Month
- CoFinance Pro Subscription$29.991 Year
- CoFinance Pro Lifetime$49.99









