Sikama vs Flowexpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sikama
Send money internationally and domestically with speed and security. Enjoy fee-free cross-currency transfers, competitive exchange rates, and real-time notifications. Refer friends to earn rewards.
- International money transfers
- Domestic money transfers
- Zero fees for cross-currency transfers
- High currency exchange rates
- Multi-currency support
- Real-time notifications
- Referral rewards
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Send Money Abroad Faster and Securely Send money abroad from the United States to Ghana, the United Kingdom, Germany, Sweden, the Philippines, India, Nigeria, Mexico, Kenya, and more - Africa, Asia, all EU Countries, and America. Sikama -your choice for international payments Experience the security and speed of transferring funds with our "Send" feature. Whether you're sending money to loved ones or receiving funds from across the globe, our platform enables fast and secure transactions. Presently, Sikama also facilitates domestic money transfers between users within the United States. Multi-Currency Support - Receive money in as little as 5 seconds! Sikama enables recipients to receive money in multiple currencies including USD, EUR, GBP, INR, NGN, PHP, and more! Check our website to see the countries we service. Zero Fees for Cross-Currency Transfers Save on every transfer with no transaction costs! Send money for free! Enjoy fee-free transfers for all your cross-currency transactions on Sikama. Securely deposit money into your Sikama wallet to fund your fee-free transfers. No fee for deposits. High Currency Exchange Rates Exchange USD to multiple currencies seamlessly with Sikama at high rates. Our platform allows you to convert money between different currencies effortlessly, ensuring you get the best exchange rates available, and your money arrives in time. Easy to Use User-friendly app for seamless transactions. Refer Your Friends and Earn Rewards Invite your friends and earn $5 when they sign up, verify their account, and send their first transaction to any supported country on Sikama app Receive real-time notifications when your funds arrive The Receiver is also notified of the transaction. You can also use the in-app chat feature to discuss or inform a fellow user about your transactions to them. Sikama is a registered FINCEN organization. Customer Support 24/7 customer support is available when you need assistance - Use the in-app Support feature or send an email to contact@Sikamai.com
Flowexpay
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Flowexpay lets you send money internationally with ease. Transfer funds to Mexico (SPEI), Brazil (PIX), Europe (SEPA), and the United States (ACH) — all from one app. Key features: • Send money to 4+ regions worldwide • Support for SPEI, PIX, SEPA, and ACH transfers • Real-time exchange rates • Track your transaction history • Secure and fast transfers • Simple, intuitive interface in Spanish Whether you're sending remittances to family or making business payments abroad, Flowexpay makes international transfers simple, fast, and affordable.
Screenshots
Verdict
The clearest difference is update cadence: Sikama at every 5 days against Flowexpay's every 4 weeks. Sikama also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sikama ships an update every 5 days, Flowexpay every 4 weeks. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | Sikama | Flowexpay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 days — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 97 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Sikama Finserv | Loaded LLC (WY) |
In-app purchases
Sikama
No in-app purchases
Flowexpay
No in-app purchases









