Moneda vs Argent Ethereum Vault
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moneda
This app uses AI to research stocks, ETFs, and crypto, providing data-backed insights and investment opportunities. It allows users to ask questions about specific companies or their portfolios and invest directly within the app, while maintaining self-custody of funds.
- AI-powered financial research
- Ask questions in plain language
- Source verification for all data
- Portfolio analysis and tracking
- In-app investing for stocks, ETFs, crypto
- Self-custodial account management
- Connect with other AI tools
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Moneda is where AI does the research and you make the call. Ask Moneda AI, the agent, about a stock or about your own portfolio. It reads company filings and market data and shows you where every number comes from. You also get the case for and against. Once you have decided, you can invest without leaving the app. The agent won't tell you what to buy or sell. Nothing happens until you approve it with your passkey. Research - Ask in plain words: "Is this company's debt a problem?" or "Why did the stock drop today?" - A source behind every number, so you can check it yourself - Search across company filings and earnings-call transcripts - Earnings summaries when the companies you follow report - A stock screener, or describe an idea and let the agent find candidates - A daily briefing on your portfolio and the market Your portfolio - Build an illustrative portfolio from a goal and track it - Import portfolios you hold elsewhere and have the agent analyse them - See how it would have held up in past crashes, and compare it with gold or an index Investing - US-listed stocks and ETFs, including fractional shares - Crypto - Commission-free trades every month, depending on your plan - Stocks are tokenized: you hold a token that tracks the share price, not the share itself, and no voting rights Self-custody Moneda is self-custodial. Your money sits in your own account and only you can move it. You sign in and approve with a passkey, using your face or fingerprint. Use it with other AI tools Moneda MCP connects your Moneda account to the AI tools you already use, with the permissions you set. Payments are still approved in the app. Plans Standard is free. Premium and Ultra add more AI usage and more commission-free trades. Moneda AI runs on Numa 1, Moneda's financial AI model. Moneda provides information, not investment advice. Investing involves risk, and you can lose money. Questions? Help Centre > Talk to Support, in the app. Terms of Use: https://moneda.com/terms Apple standard licence agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Argent Ethereum Vault
This app provides enhanced security for your Ethereum assets with a self-custody smart wallet. It features multisignature protection and social recovery, built on battle-tested, audited smart contracts with zero reported hacks.
- Self-custody of assets
- No seed phrase required
- Multisignature protection
- Social recovery with guardians
- Battle-tested smart contracts
- Open source and audited
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Argent Vault now has a new home. A dedicated app for securing your Ethereum assets. Existing users can migrate their accounts to this new app. New accounts can no longer be created. Download Ready if you want to create a new account and access Ready Card. Smart wallet security - Self-custody - No seed phrase - Multisignature protection - Social recovery with trusted guardians Battle-tested smart contracts - Zero hacks or security breaches - Securing up to $1 billion TVL - Open source and audited Built for mobile, Vault is Ethereum’s first smart wallet.
Screenshots
Verdict
The clearest difference is rating: Argent Ethereum Vault at 4.2 against Moneda's 1.0. Argent Ethereum Vault also leads on in-app purchases (none vs 8) and ratings volume (10 vs 1). Moneda's advantage is update cadence (weekly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moneda sells 8 in-app purchases, starting at $12.99 per month. Argent Ethereum Vault asks for nothing beyond the download.
Argent Ethereum Vault holds the better App Store score, 4.2 against 1.0. That said, the two scores are not equally well evidenced: Argent Ethereum Vault has 10 ratings behind it against 1, so its average is the more settled of the two.
Moneda ships an update weekly, Argent Ethereum Vault monthly. The most recent releases landed on November 12, 2026 and October 30, 2026 respectively.
| Parameter | Moneda | Argent Ethereum Vault |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.2 (10 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 | 10 — better |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 167 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | Moneda Digital GmbH | Argent |
Customer experience
Moneda
Argent Ethereum Vault
In-app purchases
Moneda
- Moneda Premium$12.991 Month
- Moneda Ultra$24.991 Month
- Moneda Premium$129.991 Year
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- Moneda Ultra$249.991 Year
- AI credits, small pack$4.99
- AI credits, medium pack$9.99
- AI credits, large pack$24.99
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- AI credits, extra large pack$49.99
Argent Ethereum Vault
No in-app purchases









