Subwise vs Kelo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subwise
Effortlessly manage all your recurring expenses in one place. Get alerts for upcoming renewals, visualize your spending habits with insightful charts, and easily cancel unwanted subscriptions. Take control of your finances and stop wasting money on forgotten services.
- Track 120+ services instantly
- Swipe to cancel subscriptions
- Customizable renewal alerts
- Visual spending charts
- Offline functionality
- Dark mode support
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Stop losing money on forgotten subscriptions. Subwise shows you exactly what you're paying for and helps you take control. Track every subscription in one place. Swipe to cancel. Get alerts before renewals. See where your money really goes. What You Can Do Manage Everything in One Dashboard - Add 130+ popular services instantly or create custom subscriptions - Swipe any subscription to quickly mark it active or canceled - Switch between monthly and yearly views with one tap - Track subscriptions across multiple currencies Never Miss a Renewal Again - Get customizable notifications before charges hit your account - Set your preferred reminder timing (1 day, 3 days, or 1 week ahead) - See upcoming renewals at a glance Understand Your Spending - Visual charts break down spending by category - Compare monthly vs. yearly costs instantly - Identify your most expensive subscriptions - Track trends over time to spot savings opportunities Your Data Stays Private - Everything stored locally on your device — no cloud uploads - No ads, no tracking, no data collection - Works completely offline - Dark mode for comfortable viewing Built for Real Life - Organize by category: Streaming, Music, Fitness, Productivity, and more - Add notes to any subscription - Support for international currencies - Clean, intuitive interface that gets out of your way Perfect for tracking Netflix, Spotify, Adobe Creative Cloud, Microsoft 365, gym memberships, meal kits, cloud storage, and any other recurring expense. Take back control of your subscription spending. Download Subwise now.
Kelo
Manage your recurring payments and expenses with a privacy-focused tracker. Visualize upcoming bills and subscriptions on a calendar, receive timely reminders, and gain insights into your spending habits to avoid forgotten renewals and surprise charges.
- Calendar view for bills and renewals
- Renewal notifications
- Track subscriptions and expenses
- Templates for popular services
- Multi-currency support
- Spending insights and cash-flow overview
- Private, on-device data storage
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Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed
Screenshots
Verdict
The clearest difference is update cadence: Kelo at every 2 days against Subwise's monthly. Subwise's advantage is monetization model (free vs freemium). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subwise sells 3 one-off in-app purchases and Kelo sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Subwise against 5.0 for Kelo. Both are backed by a comparable volume of ratings — 4 and 7 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Subwise ships an update monthly, Kelo every 2 days. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.
| Parameter | Subwise | Kelo |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (7 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 4 | 7 — better |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.2 | 18.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Alejandro Hernandez | Jose Pedro Franco Moreno |
Customer experience
Subwise
Kelo
In-app purchases
Subwise
- Small Tip$0.99
- Medium Tip$1.99
- Large Tip$3.99
Kelo
- Kelo Premium$4.991 Month
- Kelo Premium Annual$39.991 Year
- Kelo Premium Lifetime$49.99









