Xoala vs Iko
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xoala
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Apply in minutes – anywhere, anytime. • Get better visibility and more control over all your transaction. Open a Multi-currency & FX virtual account from your phone.
Iko
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IKO gives you a named EUR account and a Visa Debit backed by your self-custodial wallet — combining the freedom of self-custody with the connectivity of the largest payment networks in the world.
Screenshots
Verdict
The clearest difference is update cadence: Iko at fortnightly against Xoala's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Xoala ships an update monthly, Iko fortnightly. The most recent releases landed on October 30, 2026 and October 26, 2026 respectively.
| Parameter | Xoala | Iko |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.6 |
| Further details — not scored | ||
| Size | 81 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Steven AB | Ijko |
In-app purchases
Xoala
No in-app purchases
Iko
No in-app purchases
