ChipInPool vs FOOpal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ChipInPool
Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.
- Pool funds for trips, events, and gifts
- Virtual Visa card for spending
- Pay Me Back links for easy collection
- Spend Now Marketplace with discounts
- Wallet and bank transfers
- Smart auto-contributions
- Real-time notifications
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ChipInPool helps you organize money for shared plans, from trips and events to gifts and group purchases. CREATE A POOL Set a goal and deadline, invite your group, and share a pool link. TRACK CONTRIBUTIONS See your pool's progress and use organizer tools to track invitations and contributions. SHARE AND REMIND Copy a pool link or a reminder to share with your group when you choose. CLEAR FEE INFORMATION Review fee information in the app and payment details before contributing. ACCOUNT SECURITY Manage your profile and account security, including two-factor authentication. ChipInPay is our merchant group-checkout pilot. It lets multiple people contribute toward one merchant order through a shared checkout link. Merchant availability depends on onboarding and integration testing. Learn more at https://chipinpool.com.
FOOpal
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Digital Wallet provides a secure and seamless way to store, manage, and access your financial assets and payment information, all in one digital platform. With advanced security features like encryption and biometric authentication, it offers convenient, cashless solutions for transactions, money transfers, and overall financial management.
Screenshots
Verdict
The clearest difference is update cadence: ChipInPool at weekly against FOOpal's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ChipInPool ships an update weekly, FOOpal every 2 weeks. The most recent releases landed on November 4, 2026 and November 12, 2026 respectively.
| Parameter | ChipInPool | FOOpal |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 260 MB |
| Age rating | 17+ | 4+ |
| Developer | Jordan Pollard | FOO SAL |
In-app purchases
ChipInPool
No in-app purchases
FOOpal
No in-app purchases
