ChipInPool vs Northstar Compounding

ChipInPool helps you organize money for shared plans, from trips and events to gifts and group purchases. CREATE A POOL Set a goal and deadline, invite your group, and share a pool link. TRACK CONTRIBUTIONS See your pool's progress and use organizer tools to track invitations and contributions. SHARE AND REMIND Copy a pool link or a reminder to share with your group when you choose. CLEAR FEE INFORMATION Review fee information in the app and payment details before contributing. ACCOUNT SECURITY Manage your profile and account security, including two-factor authentication. ChipInPay is our merchant group-checkout pilot. It lets multiple people contribute toward one merchant order through a shared checkout link. Merchant availability depends on onboarding and integration testing. Learn more at https://chipinpool.com.

Northstar is a simple compound interest calculator designed to make long-term investing easier to understand. Enter how much you have invested, add your monthly contributions, choose a time horizon, and explore how compounding could affect your portfolio over time. With Northstar, you can: • Calculate long-term compound growth • Explore different annual return assumptions • See how much you contribute versus estimated investment growth • Visualize your portfolio year by year • Set a long-term “Dream Number” and explore what it could take to reach it • Learn the fundamentals of investing, diversification, risk, and long-term wealth building Northstar is built for education and planning. Whether you're just starting to invest or already building your portfolio, Northstar helps make the impact of time and compounding easier to see. Investment returns are hypothetical and are not guaranteed. Historical returns do not predict future performance. Northstar does not provide investment, tax, or legal advice.