NumFin记账 vs totus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NumFin记账
Effortlessly track income and expenses with custom categories, voice input, and intelligent statistical charts. Manage budgets, secure your data with Face ID/Touch ID, and sync across devices via iCloud. Supports multiple currencies and accounts for global users.
- One-tap expense logging
- Customizable categories
- Voice input for transactions
- Weekly/monthly/yearly spending analysis
- Budget setting and monitoring
- iCloud data synchronization
- Face ID/Touch ID encryption
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主要功能亮点 极速记账,简单高效 一键添加账单,支持自定义分类,语音输入,轻松记录每一笔收支。 智能统计,清晰可视化 自动生成周/月/年收支分析图,直观展示消费趋势,助您优化开销。 预算管理,合理规划 设定每月预算,实时监控支出,防止超支,帮助养成良好消费习惯。 多维度账单管理 支持自定义标签、交易备注、搜索筛选,轻松查找历史账单,管理更加灵活。 iCloud 数据同步 支持云端存储,数据自动同步到所有设备,无惧数据丢失,随时随地访问您的财务记录。 隐私安全,专业保障 支持 Face ID / Touch ID 加密,数据仅您可见,确保财务信息安全无忧。 多币种 & 多账户支持 支持多种货币,适用于全球用户;可添加多个账户,满足个人与家庭理财需求。 定期提醒,账单不遗漏 支持周期性账单提醒,让您的水电费、房租、信用卡账单不再逾期。 一、用户订阅:年度订阅,月度订阅 订阅以年或月为计费周期,购买并支付后,将通过您的AppleID账号自动续订。续费费用会在到期前24小时内扣费,扣费成功后订阅顺延一个周期;如您需取消订阅,请提前在App Store账号中关闭自动续费订阅。 二、用户使用协议 Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 三、隐私政策:https://www.lightleaping.tech/numfin/privacy.html 四、免责声明 本App只对您的账单进行记录和管理(不参与您的实际交易),不对任何访问或使用服务造成的任何损害或损失负责。 欢迎反馈问题,以及提供建议或需求,我们会在下个版本中更新。 联系方式:E-mail: zzscg@163.com
totus
Manage all your financial assets, from cash and investments to debts and fixed assets, in one place. Track real-time net worth, analyze asset allocation with smart insights, and monitor global investments across multiple currencies.
- All asset types supported
- Smart data analysis
- Investment management pro
- Multi-currency support
- Elegant user experience
- Data security
- AI intelligent insights
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totus helps you manage personal net worth without tracking every expense. Instead of logging every coffee or grocery bill, you can update the important balances that actually change your wealth: cash, bank accounts, funds, stocks, ETFs, precious metals, crypto, real estate, receivables, mortgages, credit cards, and other liabilities. Why use totus Net worth first See assets, liabilities, and total net worth in one place. Keep a clear monthly or weekly snapshot of where your money is. Investment tracking Track funds, stocks, ETFs, precious metals, and crypto. Refresh market prices and exchange rates to keep your portfolio easier to maintain. Multi-currency support Manage assets across CNY, USD, HKD, EUR, JPY, GBP, and more. Totus converts values into your base currency for a unified view. Local and private No account is required. Core asset data is stored on your device. Totus does not ask you to bind bank cards, payment apps, or brokerage passwords. Useful analysis View asset allocation, net worth trends, investment returns, and debt structure so you can understand your financial position faster. Good for People who do not want daily bookkeeping, but still want a serious personal asset dashboard. Pro options Monthly: $0.99/month Annual: $9.99/year Lifetime: $19.99 Contact: frzzbug@gmail.com Privacy Policy: https://markcup.xgmm.me/totus-privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Screenshots
Verdict
The clearest difference is rating: NumFin记账 at 3.9 against totus's 2.0. NumFin记账 also leads on update cadence (fortnightly vs monthly). totus's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. NumFin记账 sells 1 one-off in-app purchase and totus sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
NumFin记账 holds the better App Store score, 3.9 against 2.0. Both are backed by a comparable volume of ratings — 10 and 4 respectively. Written reviews complicate that: 79% of NumFin记账's written reviews are positive against 86% of totus's, so the app with the better star average is not the one people write more warmly about.
NumFin记账 ships an update fortnightly, totus monthly. The most recent releases landed on September 23, 2026 and September 14, 2026 respectively.
| Parameter | NumFin记账 | totus |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (10 ratings) — better | 2.0 (4 ratings) |
| Positive reviews | 78.6% of reviews | 85.7% of reviews — better |
| Number of ratings | 10 — better | 4 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 14 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | 长根 石 | 国民 谢 |
Customer experience
NumFin记账
totus
In-app purchases
NumFin记账
- Lifetime$1.99
totus
- 黑金月计划$1.991 Month
- 黑金年计划$9.991 Year
- 黑金终身会员$19.99







