Hoypay vs CoreSpend

Managing subscriptions can be a hassle—HoyPay makes it easy! Whether it’s streaming services, utility bills, or gym memberships, we help you track, organize, and remind you before your payments are due. Say goodbye to surprise charges and hello to smarter budgeting!

Stop guessing where your money went. Start telling it where to go. CoreSpend is the ultimate personal finance companion for those who value speed, visual clarity, and absolute privacy. In a world of complex, data-hungry apps, it stands out as a clean, powerful budgeting app that puts you back in control—without the monthly subscriptions. Whether you need a reliable expense tracker for daily coffee or a comprehensive financial tracker for yearly trends, CoreSpend makes it effortless, beautiful, and 100% private. THE PRIVACY PROMISE Your financial data is your business, not ours. • Zero Sign-Ups: No accounts. No emails. No passwords. • 100% Private: Your data stays on your device and syncs securely via your personal iCloud. • No Data Selling: You are the customer, not the product. • No Subscriptions: One-time purchase, lifetime ownership. WIDGETS & LOCK SCREEN Your money, visible before you even open the app. • Home Screen Widgets: Balance, Budget Left, Today's Spending, Savings Goals, Upcoming Bills and a full Yearly Overview. • Lock Screen Widgets: Check your balance at a glance, or tap once to log a transaction. SIRI & SHORTCUTS Log money without touching your phone. • "Hey Siri, add a 12 dollar expense for lunch." • Ask Siri for your balance, today's spending, or how much is left in any category. • Add to a savings goal or check its progress by voice. • Long-press the app icon for instant Add Expense, Add Income and Balance actions. VISUAL ANALYTICS A full analytics screen that turns numbers into understanding. • Spending by Category and Income by Source, as clear donut charts. • Monthly income vs expenses, plus your Savings Rate over time. • Daily spending with an average line, and Average Spend by Weekday. • Budget vs Actual, Category Trends, Top Transactions and Savings Progress. CALENDAR VIEW See your month the way you actually live it. • Daily Activity: a color-coded calendar showing income and spending on every day. • Monthly Activity: a year-at-a-glance grid of every month. • Tap any day or month to see what happened—then tap a transaction to edit it. BUILT-IN CALCULATOR Type 24+18.50 straight into the amount field and CoreSpend does the math for you. RECURRING TRANSACTIONS & AUTOMATION Master your cash flow. Stop re-entering the same data every month. • Auto-Apply Logic: Rent, salaries, and subscriptions are logged automatically on their due date. • Flexible Frequencies: Daily, Weekly, Bi-weekly, Monthly, or Yearly. • Status Badges: Instantly see what's Active or Paused. CUSTOM MONTH START Budgeting shouldn't be restricted to the 1st of the month. • Align with your Payday: Set your financial month to start whenever you get paid (e.g., the 9th or 25th). • Seamless Transition: Your dashboard, calendar and analytics all follow your real budget period. SMARTER SAVINGS & GOALS The most accurate financial forecasting in any money manager. • Realistic Projections: Goal dates are calculated from your entire contribution history, accounting for skipped months. • Manual Override: Plan for a raise or a tighter month by setting your own monthly contribution. • Visual Progress: Track your "Piggy Banks" with beautiful, color-coded progress bars. WHY CORESPEND IS THE BEST BUDGETING APP • Lightning Fast Entry: Log any transaction in under 2 seconds. • Budget Limits: Set monthly ceilings for any category and get alerted as you approach them. GLOBAL BY DESIGN CoreSpend supports 31 Languages and 34 Currencies, including: • Languages: English, Spanish, French, German, Japanese, Hindi, Turkish, Italian, Portuguese, and more. • Currencies: USD, EUR, GBP, JPY, INR, CHF, TRY, PLN, SEK, NOK, DKK, and more. CoreSpend is more than a spending tracker—it's your path to financial freedom. Download CoreSpend today and master your money.