Owe vs MyResit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Owe
This app helps you manage personal finances by tracking who owes you money and who you owe. It simplifies budgeting and ensures you never miss payment deadlines. Visualize your finances with list or calendar views and stay informed with a convenient homepage widget.
- Track one-off payments
- Manage recurring payments
- Filter payments by status/type
- Customizable date and currency formats
- List and calendar payment views
- Homepage widget for upcoming payments
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Missed a payment again? Not sure where the month is heading? Owe keeps every bill, loan and IOU in one place, reminds you before anything is due, and shows your balance for the whole month at a glance. No bank logins, no sign-up, no spreadsheets. NEVER MISS A PAYMENT • A reminder on the day a payment is due • Overdue, upcoming and paid, clearly split so nothing slips • Mark anything paid with a single tap SEE YOUR MONTH COMING • What you owe and what you're owed, front and centre • Week and month views with a balance graph, so there are no end-of-month surprises • A Home Screen widget with your next payment and your totals ANY KIND OF PAYMENT • One-offs: dinner, tickets, borrowed cash • Recurring: rent, bills and subscriptions, weekly or monthly, even every second Friday • Part payments: record what's been paid back and see what's left OWE PRO — ONE-TIME PURCHASE, NO SUBSCRIPTION • Multiple accounts: keep Personal, Business and Joint separate and switch in a tap • Transfers: move money between your accounts and both sides stay in step • Reminder options: get reminded days before, at a time that suits you • Face ID lock: keep your balances private • Export to CSV: open every payment in Numbers or Excel • No ads Already bought Remove Ads? It includes Owe Pro. Just tap Restore Purchase. PRIVATE BY DESIGN Your payments stay on your device. No account, no bank connection, and Owe never sees your financial information. Choose your currency (£, $, €, ¥, ₹, ₽) and date format. Download Owe and stay on top of what you owe, and what's owed to you.
MyResit
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• Multi-Card Management: Add and manage multiple cards to get a comprehensive view of your spending. • Transaction Tracking: Automatically track all transactions processed via Ampersand Pay merchants. • Detailed Insights: View detailed information for each transaction to monitor your expenses closely. • Payment Record Downloads: Easily download payment records of your transactions, making record-keeping simple and efficient. • Future Enhancements: Stay tuned as we continue to roll out exciting new features that will include e-Invoicing to further streamline your financial management. Whether you're tracking your expenses, filing your taxes, or simply managing your day-to-day spending, MyRESIT provides the tools you need to stay organized and in control. Download MyRESIT today and take a smarter approach to managing your money!
Screenshots
Verdict
The clearest difference is in-app purchases: MyResit at none against Owe's 2. MyResit also leads on ads (none vs shown) and iOS requirement (13.0 vs 17.0). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Owe sells 2 one-off in-app purchases. MyResit asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.
| Parameter | Owe | MyResit |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (4 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 2 months | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 19 MB | 27 MB |
| Age rating | 4+ | 17+ |
| Developer | Andy Dobson | Ampcell Sdn Bhd |
In-app purchases
Owe
- Remove Adverts$3.99
- Owe Pro$4.99
MyResit
No in-app purchases









