Comparison

Owe vs MyResit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Owe

This app helps you manage personal finances by tracking who owes you money and who you owe. It simplifies budgeting and ensures you never miss payment deadlines. Visualize your finances with list or calendar views and stay informed with a convenient homepage widget.

Highlights
  • Track one-off payments
  • Manage recurring payments
  • Filter payments by status/type
  • Customizable date and currency formats
  • List and calendar payment views
  • Homepage widget for upcoming payments
Features
Read full description

Missed a payment again? Not sure where the month is heading? Owe keeps every bill, loan and IOU in one place, reminds you before anything is due, and shows your balance for the whole month at a glance. No bank logins, no sign-up, no spreadsheets. NEVER MISS A PAYMENT • A reminder on the day a payment is due • Overdue, upcoming and paid, clearly split so nothing slips • Mark anything paid with a single tap SEE YOUR MONTH COMING • What you owe and what you're owed, front and centre • Week and month views with a balance graph, so there are no end-of-month surprises • A Home Screen widget with your next payment and your totals ANY KIND OF PAYMENT • One-offs: dinner, tickets, borrowed cash • Recurring: rent, bills and subscriptions, weekly or monthly, even every second Friday • Part payments: record what's been paid back and see what's left OWE PRO — ONE-TIME PURCHASE, NO SUBSCRIPTION • Multiple accounts: keep Personal, Business and Joint separate and switch in a tap • Transfers: move money between your accounts and both sides stay in step • Reminder options: get reminded days before, at a time that suits you • Face ID lock: keep your balances private • Export to CSV: open every payment in Numbers or Excel • No ads Already bought Remove Ads? It includes Owe Pro. Just tap Restore Purchase. PRIVATE BY DESIGN Your payments stay on your device. No account, no bank connection, and Owe never sees your financial information. Choose your currency (£, $, €, ¥, ₹, ₽) and date format. Download Owe and stay on top of what you owe, and what's owed to you.

About

MyResit

Features
Read full description

• Multi-Card Management: Add and manage multiple cards to get a comprehensive view of your spending.
 • Transaction Tracking: Automatically track all transactions processed via Ampersand Pay merchants. 
• Detailed Insights: View detailed information for each transaction to monitor your expenses closely.
 • Payment Record Downloads: Easily download payment records of your transactions, making record-keeping simple and efficient. 
• Future Enhancements: Stay tuned as we continue to roll out exciting new features that will include e-Invoicing to further streamline your financial management. Whether you're tracking your expenses, filing your taxes, or simply managing your day-to-day spending, MyRESIT provides the tools you need to stay organized and in control. Download MyRESIT today and take a smarter approach to managing your money!

Screenshots

Owe4 screens
MyResit4 screens

Verdict

The call

The clearest difference is in-app purchases: MyResit at none against Owe's 2. MyResit also leads on ads (none vs shown) and iOS requirement (13.0 vs 17.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Owe sells 2 one-off in-app purchases. MyResit asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
Owe versus MyResit: the parameters behind the verdict, then further details
ParameterOweMyResit
PriceFreeFree
Rating1.8 (4 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.013.0 — better
Further details — not scored
Size19 MB27 MB
Age rating4+17+
DeveloperAndy DobsonAmpcell Sdn Bhd

In-app purchases

2 purchases

Owe

One-time2
  • Remove Adverts$3.99
  • Owe Pro$4.99
None

MyResit

No in-app purchases

Questions

Is Owe free?
Owe is free to download, with in-app purchases available.
Is MyResit free?
MyResit is free to download, with no in-app purchases.
Do Owe or MyResit have ads?
Owe shows ads; MyResit does not.
Which is updated more often, Owe or MyResit?
Owe ships an update every 2 months, and MyResit every 2 months. Most recently, Owe was updated on November 6, 2026 and MyResit on November 4, 2026.

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