Owe vs Rill

Missed a payment again? Not sure where the month is heading? Owe keeps every bill, loan and IOU in one place, reminds you before anything is due, and shows your balance for the whole month at a glance. No bank logins, no sign-up, no spreadsheets. NEVER MISS A PAYMENT • A reminder on the day a payment is due • Overdue, upcoming and paid, clearly split so nothing slips • Mark anything paid with a single tap SEE YOUR MONTH COMING • What you owe and what you're owed, front and centre • Week and month views with a balance graph, so there are no end-of-month surprises • A Home Screen widget with your next payment and your totals ANY KIND OF PAYMENT • One-offs: dinner, tickets, borrowed cash • Recurring: rent, bills and subscriptions, weekly or monthly, even every second Friday • Part payments: record what's been paid back and see what's left OWE PRO — ONE-TIME PURCHASE, NO SUBSCRIPTION • Multiple accounts: keep Personal, Business and Joint separate and switch in a tap • Transfers: move money between your accounts and both sides stay in step • Reminder options: get reminded days before, at a time that suits you • Face ID lock: keep your balances private • Export to CSV: open every payment in Numbers or Excel • No ads Already bought Remove Ads? It includes Owe Pro. Just tap Restore Purchase. PRIVATE BY DESIGN Your payments stay on your device. No account, no bank connection, and Owe never sees your financial information. Choose your currency (£, $, €, ¥, ₹, ₽) and date format. Download Owe and stay on top of what you owe, and what's owed to you.

Rill is a calm, private budgeting companion that helps you understand your spending without turning money management into another complicated job. Build a budget around the dates that match your real life, not just the first and last day of a calendar month. Add a separate weekly budget when you want a shorter spending limit, then see how much you have spent, what remains, and how today's spending compares with your plan. Rill helps you: • Create flexible budgets with your own start and end dates • Set category allocations and see spending against each one • Add independent weekly budgets alongside your main budget • Record expenses quickly in your chosen base currency • Enter expenses in other currencies using monthly exchange rates you control • Review activity by date range, category, and currency • Compare spending with clear trend and category charts • Reorder and personalise categories • Export expenses as CSV or create a complete JSON backup • Keep automatic recovery snapshots in a Files folder you choose • Set an optional on-device reminder to log spending Private by design Rill has no bank connection, advertising, analytics SDK, or developer-operated account. Your financial records remain on your device. If you enable automatic backup, Rill writes backup files only to the Files folder you select, such as your private iCloud Drive. The developer cannot access those files. Budget clearly. Spend calmly.