Comparison

WishMoney vs FundsPlanner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WishMoney

This app helps you achieve your savings goals by turning budgeting into a rewarding experience. Set wishes, track progress with multi-currency support, and plan your finances with visual tools and automated entries.

Highlights
  • Set and track savings wishes
  • Multi-currency support with exchange rates
  • Budget planning with overspend alerts
  • Automate recurring transactions
  • Visual data reports and calendar view
  • Passcode protection for privacy
  • iCloud sync across devices
Features
Read full description

More than an expense tracker — it's your dream savings jar. Set savings wishes — a trip to Tokyo, a new MacBook, a home down payment — and watch the progress bar fill up as you save. Wish&Money turns budgeting from a chore into a rewarding journey. === Key Features === 【Wish Savings Goals】 Set target amounts and deadlines for each wish. Link income records to auto-calculate progress. Multi-currency support — save in USD, EUR, JPY or any of 150+ currencies with automatic exchange rate conversion. Track every milestone as your dreams get closer. 【Multi-Currency & Assets】 150+ supported currencies with real-time exchange rates. Perfect for travelers, cross-border shoppers, and global citizens. Manage cash, debit cards, credit cards all in one place. 【Budget Planning】 Set monthly budgets by category with overspend alerts. Visual progress bars keep your spending in check at a glance. 【Recurring Transactions】 Automate recurring income and expenses — rent, salary, subscriptions, loan payments. Set it once and never miss a record. 【Data & Reports】 Monthly and yearly statistics with category breakdowns. Calendar view for daily transaction overview. Export support for external analysis. 【Bill Sharing】 Turn any transaction into a shareable card. Choose a style, control what appears, then share it or save it as an image. 【iCloud Sync】 Automatic sync across iPhone and iPad. Switch devices without losing data. 【More Highlights】 - Passcode protection for privacy - Multiple themes to personalize your experience - Quick entry with Siri Shortcuts support - Import/Export for full data control === Premium Membership === Free tier includes essential bookkeeping features. Upgrade to Premium for unlimited wishes, unlimited asset accounts, full multi-currency support, category budgets, recurring transactions, and all premium themes. === Contact Us === Feedback: feedback@vincents.cn Privacy Policy: https://app.vincents.cn/privacypolicy.html Terms of Use: https://app.vincents.cn/termsofuse.html

About

FundsPlanner

Manage your finances by creating custom funds and tracking income and expenses. Visualize your financial health with detailed reports and export your data for further analysis. The app works offline and stores all data locally on your device.

Highlights
  • Create and allocate funds
  • Track income and expenses
  • Split transactions across funds
  • View financial reports and charts
  • Export data to CSV/PDF
  • Offline functionality
  • Customizable currency
Features
Read full description

Funds Planner helps you allocate money into funds and track income over time. • FUNDS — Create funds (e.g. Investments, Savings, Travel) and set allocation percentages. The app shows when the total is 100% and ready to distribute. • JOURNAL — Add operations with amount and date. Split each operation across your funds. View and edit the full history of transactions. • REPORTS — See totals by fund, income over time, and charts. Filter by period: this week, this month, this year, or a custom range. • SETTINGS — Choose account currency. All operations and reports use this currency. Export reports to CSV or PDF (including accountant-style export) for any period. The app works offline. Data is stored on your device. Available in English and Russian. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

WishMoney4 screens
FundsPlanner4 screens

Verdict

The call

The clearest difference is in-app purchases: FundsPlanner at none against WishMoney's 4. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WishMoney sells 4 in-app purchases, starting at $0.29 per month. FundsPlanner asks for nothing beyond the download.

Scorecard2 real differences · 8 level
WishMoney versus FundsPlanner: the parameters behind the verdict, then further details
ParameterWishMoneyFundsPlanner
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.6 — better18.6
Further details — not scored
Size61 MB2 MB
Age rating4+4+
Developer金霖 黄ADEL COMPANY LLC

In-app purchases

4 purchases

WishMoney

Subscriptions2
  • Monthly Membership$0.291 Month
  • Yearly Membership7 Days trial$2.991 Year
One-time2
  • Lifetime Membership$6.99
  • Lifetime Membership (Family)$14.99
None

FundsPlanner

No in-app purchases

Questions

Is WishMoney free?
WishMoney is free to download, with in-app purchases available.
Is FundsPlanner free?
FundsPlanner is free to download, with no in-app purchases.
Do WishMoney or FundsPlanner have ads?
Neither WishMoney nor FundsPlanner shows ads.

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