Trac vs CheckbookDash

Trac – A Simple and Easy-to-Use Money & Expense Tracker Completely Native. Private. An easy and intuitive expense tracker that helps you understand where your money goes and puts you in control. Managing your money shouldn't be a mystery. Trac - Money & Expense Tracker is designed to help you track every expense, gain valuable insights, and stay in control of your finances, all while keeping your data private and secure. Why Trac - Money & Expense Tracker? Most budgeting apps track your financial activity and sell your data. Trac - Money & Expense Tracker does the opposite—your data stays on your device or optionally backs up to your personal iCloud account for extra security. No ads, no tracking, just complete financial clarity. Plus, Trac is a completely native app, ensuring a fast, seamless, and reliable experience on your device. Track All Your Expenses: Quickly add transactions to see how much you're spending and where your money is going. Stay on top of your finances effortlessly. Privacy First: Your financial data is never shared or sold. Everything stays securely stored on your device, unless you choose to back it up to your private iCloud account. Custom Merchants: Want to know exactly where your money goes? Manage businesses you buy from and track expenses by merchant for deeper spending insights. Multiple Accounts: Organize expenses by payment method and track money flow from different sources. Get reminders for credit card closing and due dates so you never miss a payment. Custom Categories: Your spending isn’t one-size-fits-all. Create custom categories like “Freelance Income” or “Vacation Fund” to match your unique financial habits. Scheduled Payments: Never forget a bill again. Plan ahead with recurring or installment-based payments—whether it's a subscription, loan, or monthly bill. Insights & Reports: See where your money goes with visual reports and analytics. Identify trends, analyze spending patterns, and make informed financial decisions. iCloud Backup: Keep your financial history safe. Your data stays securely stored on your device, but you can also back it up to your iCloud account for extra peace of mind. Take control of your finances today with Trac Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

**CheckbookDash is the modern, privacy-first checkbook register for iPhone.** Whether you're tracking daily expenses, monitoring your monthly budget, or simply keeping an eye on your bottom line, CheckbookDash keeps you in control — without ever sending your data anywhere. **Your Data, Your Device** Every transaction, category, and setting lives entirely on your iPhone. No account required. No cloud uploads. No subscriptions. No tracking of any kind. Just a clean, fast register that works offline, always. **A Smart Transaction Register** Log income and expenses in seconds. Each transaction captures the date, payee, amount, category, and optional notes. CheckbookDash automatically suggests a category based on the payee name using your own custom rules — the more rules you add, the smarter it gets. **Monthly Spending Dashboard** Visualize where your money goes with a beautiful bar chart broken down by category. Navigate forward and backward through months to spot trends, compare spending, and make more informed financial decisions. **Custom Categories & Auto-Categorization** Create categories that match your life. Set up rules so payees like "Whole Foods" or "Netflix" are categorized automatically every time you enter them. The longest-match rule always wins, so your most specific rules take priority. **CSV Import & Export** Bring in transactions from your bank's CSV export or share your register as a spreadsheet. Export by this month, last 3 months, or all time — your data, on your terms. **Designed for Comfort** - Compact or Comfy layout styles — your choice - Light, Dark, or System appearance - 8 accent color choices - Haptic and sound feedback - High contrast mode, reduced animations, and larger buttons for accessibility **No Ads. No Tracking. No Account. Free.** CheckbookDash is completely free. It contains no advertisements, no analytics SDKs, and no data collection of any kind. Your financial life is yours alone.