Loan Calculator vs ClockJoy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loan Calculator
Read full descriptionHide full description
Loan Calculator - Quick Calc is a simple and user-friendly app that helps you plan your finances quickly. Just enter your loan amount, term (in months), and interest rate, and choose your preferred payment method—either fixed monthly payments (Annuity) or declining payments (Linear). The app instantly calculates your monthly payment, total interest, and overall cost. Key Features: - Fast Calculations: See your monthly payment and total costs in seconds. - Detailed Schedule: Get a clear breakdown of each payment, including principal, interest, and remaining balance. - Beautiful Design: Enjoy a modern interface with a clean layout and smooth animations. Whether you're planning a home, car, or personal loan, Loan Calculator makes financial planning easy and clear.
ClockJoy
Read full descriptionHide full description
Make the time until clock-out feel a little lighter. ClockJoy turns your workday into visible progress. Set your schedule and pay details to see an estimate of today’s earnings, track how far you are through the day, and count down to clock-out with a playful companion by your side. SEE TODAY MOVE FORWARD • Follow estimated earnings during your scheduled work hours • Check today’s progress and time remaining at a glance • Review monthly and yearly summaries • Record overtime days and early clock-outs KEEP IT CLOSE • Add Home Screen widgets • Follow the countdown from the Lock Screen and Dynamic Island • Sync your preferences privately with iCloud when enabled MAKE PROGRESS FEEL PERSONAL • Choose themes, rooms, and companion styles • Turn earnings progress into small goals and rewards • Create share cards that hide real amounts by default ClockJoy is designed for motivation and playful visualization. Earnings and time calculations are estimates based on the information you enter; they are not payroll records, financial advice, or legal advice.
Screenshots
Verdict
The clearest difference is in-app purchases: Loan Calculator at none against ClockJoy's 1. Loan Calculator also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). ClockJoy's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 5 months). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ClockJoy sells 1 one-off in-app purchase. Loan Calculator asks for nothing beyond the download.
Loan Calculator ships an update every 5 months, ClockJoy every 3 weeks. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.
| Parameter | Loan Calculator | ClockJoy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 30 MB | 115 MB |
| Age rating | 17+ | 4+ |
| Developer | Moek Thona | 晨斌 éƒ |
In-app purchases
Loan Calculator
No in-app purchases
ClockJoy
- PayJoy PRO$9.99









