Comparison

Loan Calculator vs ClockJoy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loan Calculator

Features
Read full description

Loan Calculator - Quick Calc is a simple and user-friendly app that helps you plan your finances quickly. Just enter your loan amount, term (in months), and interest rate, and choose your preferred payment method—either fixed monthly payments (Annuity) or declining payments (Linear). The app instantly calculates your monthly payment, total interest, and overall cost. Key Features: - Fast Calculations: See your monthly payment and total costs in seconds. - Detailed Schedule: Get a clear breakdown of each payment, including principal, interest, and remaining balance. - Beautiful Design: Enjoy a modern interface with a clean layout and smooth animations. Whether you're planning a home, car, or personal loan, Loan Calculator makes financial planning easy and clear.

About

ClockJoy

Features
Read full description

Make the time until clock-out feel a little lighter. ClockJoy turns your workday into visible progress. Set your schedule and pay details to see an estimate of today’s earnings, track how far you are through the day, and count down to clock-out with a playful companion by your side. SEE TODAY MOVE FORWARD • Follow estimated earnings during your scheduled work hours • Check today’s progress and time remaining at a glance • Review monthly and yearly summaries • Record overtime days and early clock-outs KEEP IT CLOSE • Add Home Screen widgets • Follow the countdown from the Lock Screen and Dynamic Island • Sync your preferences privately with iCloud when enabled MAKE PROGRESS FEEL PERSONAL • Choose themes, rooms, and companion styles • Turn earnings progress into small goals and rewards • Create share cards that hide real amounts by default ClockJoy is designed for motivation and playful visualization. Earnings and time calculations are estimates based on the information you enter; they are not payroll records, financial advice, or legal advice.

Screenshots

Loan Calculator4 screens
ClockJoy4 screens

Verdict

The call

The clearest difference is in-app purchases: Loan Calculator at none against ClockJoy's 1. Loan Calculator also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). ClockJoy's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 5 months). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ClockJoy sells 1 one-off in-app purchase. Loan Calculator asks for nothing beyond the download.

UpkeepUpdate frequency

Loan Calculator ships an update every 5 months, ClockJoy every 3 weeks. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.

Scorecard5 real differences · 1 level
Loan Calculator versus ClockJoy: the parameters behind the verdict, then further details
ParameterLoan CalculatorClockJoy
PriceFreeFree
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size30 MB115 MB
Age rating17+4+
DeveloperMoek Thona晨斌 郭

In-app purchases

None

Loan Calculator

No in-app purchases

1 purchases

ClockJoy

One-time1
  • PayJoy PRO$9.99

Questions

Is Loan Calculator free?
Loan Calculator is free to download, with no in-app purchases.
Is ClockJoy free?
ClockJoy is free to download, with in-app purchases available.
Do Loan Calculator or ClockJoy have ads?
Loan Calculator shows ads; ClockJoy does not.
Which is updated more often, Loan Calculator or ClockJoy?
Loan Calculator ships an update every 5 months, and ClockJoy every 3 weeks. Most recently, Loan Calculator was updated on October 8, 2026 and ClockJoy on October 21, 2026.

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