Comparison

Pennies vs Quantik

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pennies

Manage your finances with this app, offering AI-powered receipt scanning and automatic transaction import. Track all your accounts, set up future transactions, and monitor your net worth. Data is secured with encryption and two-factor authentication.

Highlights
  • AI receipt scanning and import
  • Track all account types
  • Transaction categorization and splitting
  • Future transaction scheduling
  • Two-factor authentication
  • Data export to JSON
Features
Read full description

Manage your finances with Pennies-AI. Features include: - 30 day free trial, with very low cost subscriptions after that. - Web and iOS supported (including tablets). - Track all of your accounts, including investment, banking, assets, and liabilities. - Add categories to group transactions. - Add splits to break apart transactions into their components. - Use the app or website to take pictures of receipts and automatically import them using AI into transactions including splits. - Import data from Quicken(r), or by downloading from your bank's website and then importing the files. - Set up future transactions to automatically insert transactions into your accounts using flexible schedules. - Add two-factor authentication for better account security. All major authenticators are supported. - Export all of your data into a zip file containing JSON data to easily move it to Excel, etc. - Track your net worth and current balances. - Your data is secured using encryption at rest in the database on the server. Terms of Use (ELUA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Quantik

Features
Read full description

Upgrade your financial routine and leave manual spreadsheets behind. Quantik is the ultimate net worth tracker and personal finance dashboard that brings your entire financial life into one clear view. Whether you have cash in the bank, portfolios, or physical assets like real estate and vehicles, Quantik unifies your wealth and uses AI to give you actionable, personalized insights. Our platform serves as your daily financial dashboard and AI coach for real-life planning. CORE FEATURES ALL YOUR ASSETS IN ONE PLACE Overcome financial fragmentation. Track your bank accounts, properties, vehicles, collections, and any other assets in a single, intuitive dashboard. See your true Net Worth in real-time. YOUR PERSONAL AI ADVISOR Ask Quantik's AI the questions that matter to your lifestyle. Receive personalized guidance to build healthy financial habits and achieve your life goals. Get clear answers to questions like: • "When will I be able to retire?" • "Can I realistically afford to buy that house?" • "Is this portfolio right for my risk level?" • "Am I underpaid for my industry and location?" SMART NET WORTH TRACKER Watch your true wealth grow over time. See exactly where you stand financially with clear charts and a unified balance. BEAT THE SPREADSHEET Get the power of an advanced AI financial assistant directly in your pocket, designed for modern, effortless tracking. Quantik. Think beyond balance. Privacy: https://www.financialteam.ai/quantik-privacy EULA: https://www.financialteam.ai/quantik-eula

Screenshots

Pennies4 screens
Quantik4 screens

Verdict

The call

The clearest difference is ads: Pennies at none against Quantik's shown. Pennies also leads on update cadence (weekly vs every 2 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pennies sells 3 in-app purchases, starting at $2.99 per month and Quantik sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Pennies ships an update weekly, Quantik every 2 weeks. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 7 level
Pennies versus Quantik: the parameters behind the verdict, then further details
ParameterPenniesQuantik
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyWeekly — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better17.6
Further details — not scored
Size66 MB19 MB
Age rating17+4+
DeveloperPennies-AI LLCAI Financial Team Ltd

In-app purchases

3 purchases

Pennies

Subscriptions2
  • 1 month Subscription auto renew$2.991 Month
  • 1 year Subscription with auto renew$29.991 Year
One-time1
  • 1 year (Non-renewing)$29.99
3 purchases

Quantik

Subscriptions2
  • Premium$4.991 Month
  • Quantik Premium Annual7 Days trial$39.991 Year
One-time1
  • Lifetime Access$99.99

Questions

Is Pennies free?
Pennies is free to download, with in-app purchases available.
Is Quantik free?
Quantik is free to download, with in-app purchases available.
Do Pennies or Quantik have ads?
Quantik shows ads; Pennies does not.
Which is updated more often, Pennies or Quantik?
Pennies ships an update weekly, and Quantik every 2 weeks. Most recently, Pennies was updated on November 8, 2026 and Quantik on October 30, 2026.

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