Group Expense vs dividi
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Group Expense
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Tired of "I'll pay you back later" that never happens? Group Expense is the most complete app to split expenses, create money pools, and keep track of who owes who with your friends, roommates, partner, or family. And if you prefer, you can track your personal expenses on the side, without sharing them with anyone. 40+ FEATURES SO NOBODY GETS LEFT OWING: YOURS ALONE OR SHARED - My expenses: track your personal spending apart from groups, and only you see it - Quick add: type "lunch 25000" in one line and the app splits the name and the amount - Quick Split: split a one-off bill without creating any group SPLIT EXPENSES YOUR WAY - Equal split, by percentage, custom amounts, or by portions - Quick split: divide a bill in one tap with templates - Automatic calculation of who owes who with minimum payments - Recurring expenses for rent, utilities, or subscriptions - Receipt OCR: scan your receipt and the app logs the expense MONEY POOL / GROUP FUND - Create shared funds for gifts, trips, parties, or emergencies - Each member contributes what they can, the app shows real-time progress - Set a goal, invite members, and watch the fund grow together SPECIAL MODES - Couple Mode: simplified interface for 2-person expense tracking - Travel Mode: log expenses in 38+ currencies with automatic conversion - Event Mode: organize parties or gatherings with checklists and task assignments - 6 Group Templates: Home, Travel, Event, Office, Couple, and General PAYMENTS & DEBTS WITHOUT CONFLICT - Settle accounts: clear all debts with the minimum number of payments - Bilateral confirmation: the receiver confirms they got paid - Loans between members within the group - Debt installments: payment plans for large amounts - Payment links to make collecting easy - Automatic debt reminders - Micro-debts auto-cleaned: suggestion to forgive small amounts ADVANCED FINANCIAL CONTROL - Budget by category with smart alerts - Group savings challenges: set savings goals as a team - Period comparison: compare expenses month to month - Monthly period close with summaries - Monthly summary with detailed statistics - Duplicate expense detection SOCIAL & COLLABORATIVE - Social timeline: photos, comments, and reactions on expenses - Member profiles and badges (achievements and stats) - Group notes and agreements - Share balances via WhatsApp - Smart Invite: easily invite members - Expenses with external guests not in the group - Live group reconciliation SECURITY & CONVENIENCE - Real-time sync across all your devices - Dark mode - Face ID / fingerprint lock - 7 languages: English, Spanish, Portuguese (Brazil and Portugal), French, Italian, German - Quick accounts: split without creating an account FREE vs PRO PLAN Free: up to 3 groups, 8 members, equal and percentage split, recurring expenses, money pools, couple mode, payment confirmations, and more. Pro: unlimited groups, 30 members, all advanced features, ad-free. Perfect for splitting rent with roommates, restaurant bills, travel expenses with friends, household costs with your partner, office collections, or any group event. Download for free and start splitting expenses today. Clear accounts keep friendships strong. Support: support@lehreer.com
dividi
Manage personal and shared finances effortlessly. Track individual spending, budget effectively, and simplify expense splitting with a partner. Generate shareable statements and set financial goals.
- Personal and joint account management
- Smart budgeting with categories
- Automatic transfer calculations
- Shareable financial statements
- Expense tracking and history
- Goal setting and progress tracking
- Voice-assisted expense logging
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dividi is the personal finance app for people who share a life, a home, or expenses with someone else. Keep money organized without spreadsheets, screenshots of receipts, or mental math. With everything in one place, itβs easier to split expenses clearly without making money the center of every conversation. PERSONAL AND JOINT ACCOUNTS Organize your individual expenses in a Personal Account, and use a Joint Account whenever you share costs. Invite another person and choose permissions to add or edit expenses, record transfers, manage goals, and more. Each entry clearly shows how the cost is split and who paid. SMART BUDGET Plan the month across Needs, Desires, and Savings & Goals. See how much is still available as you add expenses, understand where your money is going, and reuse your budget in future months. CARDS AND INSTALLMENTS Add cards to organize purchases and track the monthβs statement. Link personal or shared expenses, see totals, paid and pending amounts, top spending categories, and installments in progress. dividi never asks for or stores your full card number, CVV, or payment credentials. CLARITY FOR SHARED EXPENSES Search by expense name and follow the Joint Account change history. dividi suggests a transfer amount based on each personβs share and what has already been paid. You can also generate and share a statement with expenses, transfers, a summary by member, and card-linked expenses. RECURRING EXPENSES, COPYING, AND GOALS Add recurring expenses or installment purchases, copy entries from one month to the next, and let dividi track installments automatically. Create goals with a target amount and target date, link personal or shared expenses, and follow your progress. TALK TO DIVI Divi is the dividi mascot and helps you add expenses faster. Speak or type what you spent: she creates a draft with the details she identified for you to review, correct, and save. For now, Divi focuses exclusively on adding expenses. Talk to Divi is a Premium feature with a monthly conversation limit. FREE TO START Use the core features for free for up to 6 months or 120 operations, whichever comes first. PREMIUM Keep going without the Free planβs limits on months or operations. Premium also includes adding, editing, and deleting expenses without internet, due date reminders, Talk to Divi, and Apple Family Sharing on iOS. dividi is not a bank, does not move money, and does not access your bank data. It helps you organize personal finances and share expenses with clarity and respect. dividi β Splitting expenses has never been so simple. Questions? support@dividiapp.com Learn more: https://dividiapp.com Terms of Use: https://dividiapp.com/terms#terms-of-use Privacy Policy: https://dividiapp.com/terms#privacy-policy
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Verdict
The clearest difference is ads: dividi at none against Group Expense's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Group Expense sells 3 in-app purchases, starting at $1.99 per month and dividi sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Group Expense ships an update every 2 weeks, dividi weekly. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.
| Parameter | Group Expense | dividi |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Every 2 weeks | Weekly β better |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Monetization | β | Freemium |
| Devices | iPhone | iPhone, iPod β better |
| Requires iOS | 16.0 | 15.0 β better |
| Further details β not scored | ||
| Size | 95 MB | 60 MB |
| Age rating | 17+ | +12 |
| Developer | Lehreer SAS | Jonathan Givisiez |
In-app purchases
Group Expense
- Ad-Free Plan$1.991 Month
- Lite Plan$3.991 Month
- Pro Plan$4.991 Month
dividi
- dividi Premium β Monthly$1.991 Month
- dividi Premium β Yearly$14.991 Year
Questions
Is Group Expense free?
Is dividi free?
Do Group Expense or dividi have ads?
Which is updated more often, Group Expense or dividi?
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