SpendBalance vs BudgetKit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendBalance
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SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves — daily, weekly or monthly — so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry — log a purchase in seconds - Recurring transactions — set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets — month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing — pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds — and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.
BudgetKit
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Take Control of Your Finances with BudgetKit – The Simple, Minimal Spending Tracker BudgetKit is a simple and minimal expense tracker designed to help you manage your money with ease. No clutter, no distractions—just a clean and intuitive way to keep tabs on your spending, savings, and budget. Key Features: Quick Transaction Input: Log your income and expenses effortlessly. Snap a receipt or add a note—done in seconds. Clear Monthly Overview: Visualize your spending with a sleek bar chart showing your current month's activity. Balance Insights: Instantly see how your income vs expenses stack up, so you can stay on top of your budget. Minimal Design: A smooth, distraction-free interface that keeps your focus where it belongs—on your money. Smart Money Management: Whether it's tracking bills, planning your savings, or staying within your budget, BudgetKit makes it simple. Why Track Your Finances? Understanding where your money goes is the first step to building better habits. With BudgetKit, you can reduce unnecessary spending, plan ahead, and make smarter choices that lead to real financial freedom. No ads. Just a powerful, personal money manager that fits in your pocket.
Screenshots
Verdict
The clearest difference is iOS requirement: BudgetKit at 13.0 against SpendBalance's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 16, 2026 and September 13, 2026 respectively.
| Parameter | SpendBalance | BudgetKit |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 46 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Steven Sbarbaro | Jose Angel Sanchez Castro |
In-app purchases
SpendBalance
No in-app purchases
BudgetKit
No in-app purchases
Questions
Is SpendBalance free?
Is BudgetKit free?
Do SpendBalance or BudgetKit have ads?
Which is updated more often, SpendBalance or BudgetKit?
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