Comparison

SpendBalance vs BudgetKit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendBalance

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SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves — daily, weekly or monthly — so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry — log a purchase in seconds - Recurring transactions — set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets — month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing — pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds — and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.

About

BudgetKit

Features
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Take Control of Your Finances with BudgetKit – The Simple, Minimal Spending Tracker BudgetKit is a simple and minimal expense tracker designed to help you manage your money with ease. No clutter, no distractions—just a clean and intuitive way to keep tabs on your spending, savings, and budget. Key Features: Quick Transaction Input: Log your income and expenses effortlessly. Snap a receipt or add a note—done in seconds. Clear Monthly Overview: Visualize your spending with a sleek bar chart showing your current month's activity. Balance Insights: Instantly see how your income vs expenses stack up, so you can stay on top of your budget. Minimal Design: A smooth, distraction-free interface that keeps your focus where it belongs—on your money. Smart Money Management: Whether it's tracking bills, planning your savings, or staying within your budget, BudgetKit makes it simple. Why Track Your Finances? Understanding where your money goes is the first step to building better habits. With BudgetKit, you can reduce unnecessary spending, plan ahead, and make smarter choices that lead to real financial freedom. No ads. Just a powerful, personal money manager that fits in your pocket.

Screenshots

SpendBalance4 screens
BudgetKit4 screens

Verdict

The call

The clearest difference is iOS requirement: BudgetKit at 13.0 against SpendBalance's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 16, 2026 and September 13, 2026 respectively.

Scorecard1 real difference · 5 level
SpendBalance versus BudgetKit: the parameters behind the verdict, then further details
ParameterSpendBalanceBudgetKit
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.413.0 — better
Further details — not scored
Size46 MB30 MB
Age rating4+4+
DeveloperSteven SbarbaroJose Angel Sanchez Castro

In-app purchases

None

SpendBalance

No in-app purchases

None

BudgetKit

No in-app purchases

Questions

Is SpendBalance free?
SpendBalance is free to download, with no in-app purchases.
Is BudgetKit free?
BudgetKit is free to download, with no in-app purchases.
Do SpendBalance or BudgetKit have ads?
Neither SpendBalance nor BudgetKit shows ads.
Which is updated more often, SpendBalance or BudgetKit?
SpendBalance ships an update every 3 weeks, and BudgetKit every 3 weeks. Most recently, SpendBalance was updated on September 16, 2026 and BudgetKit on September 13, 2026.

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