SpendBalance vs Boring Expenses
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendBalance
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SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves — daily, weekly or monthly — so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry — log a purchase in seconds - Recurring transactions — set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets — month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing — pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds — and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.
Boring Expenses
A simple, private expense tracker that focuses solely on your spending. Log expenses quickly with one-tap entry and visualize trends with instant charts. Your data is securely stored in your personal iCloud and is never shared.
- One-tap expense entry
- Interactive charts
- Customizable categories
- CSV export
- Apple Watch app
- Offline functionality
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Where does your money actually go? Boring Expenses shows you in seconds — a tiny, beautifully boring expense tracker that's 100% free, ad-free, private, and sign-up-free. Your data lives in your personal iCloud, end-to-end encrypted by Apple and invisible to us. JUST EXPENSES — NOTHING ELSE - No income tracking — total focus on spending - No multiple accounts — one number, the whole picture - No complicated budgets or category limits - No welcome screens or personal surveys - No bank connections — log each expense by hand, like a journal - No subscriptions, ads, trackers, or analytics - Apple-only — native look, feel, and animations WHY PEOPLE LOVE IT - Ready in the first second: no questionnaires, budget setup, paywalls, or registration - Truly free: no "premium" tiers, no nagging for donations - Private by design: expenses stay in encrypted iCloud, never shared - Works fully offline - Tiny and fast: opens instantly - No category caps: seeing your trends over weeks and months builds smarter habits on its own KEY FEATURES - One-tap expense entry: pick a category, type the amount — done - Beautiful interactive charts that update instantly — week, month, year - 100+ icons and colors to make categories your own - Quick filters by date and category - CSV export: pull your data into Excel or anywhere, anytime - Apple Watch app and Home Screen widgets - Full Dynamic Type and VoiceOver support - Light and dark themes with a true native iPhone feel START TODAY Download Boring Expenses and build smarter everyday spending habits — one tap at a time. Thanks for reading to the end — have a great day! Questions or ideas? Open Settings > Feedback to message the developer directly. Enjoying the app? A quick App Store review means the world.
Screenshots
Verdict
The clearest difference is iOS requirement: SpendBalance at 16.4 against Boring Expenses's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SpendBalance ships an update every 3 weeks, Boring Expenses monthly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | SpendBalance | Boring Expenses |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.9 (9 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 9 — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.4 — better | 26.0 |
| Further details — not scored | ||
| Size | 46 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Steven Sbarbaro | Dmitry Kulizhnikov |
In-app purchases
SpendBalance
No in-app purchases
Boring Expenses
No in-app purchases









