Comparison

SpendBalance vs SplitSol

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendBalance

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SpendBalance shows you where your money goes, without the setup. Add a purchase in two taps. Set rent, subscriptions and allowances once and they track themselves โ€” daily, weekly or monthly โ€” so you only log what you actually choose to spend. Everything stays on your iPhone. No account, no sign-up, nothing collected. WHAT YOU GET - Two-tap entry โ€” log a purchase in seconds - Recurring transactions โ€” set repeating income and expenses once and let them run daily, weekly or monthly - Four dashboard widgets โ€” month's overview, balance trend, budget situation and spending split - 38 categories in groups like Campus Life, Food & Social and Personal Wellbeing โ€” pick the 7 that matter to you - Day, week, month and year views - 66 currencies - Custom colours and a dashboard you arrange yourself - Dark mode, following your system setting HOW IT WORKS SpendBalance doesn't connect to your bank. You enter what you spend, which takes a couple of seconds โ€” and means the app works with any bank in any country, and that your financial data never leaves your device. Recurring items handle the predictable spending on their own. Start in under a minute. No sign-up screen, nothing to connect.

About

SplitSol

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SplitSol makes splitting bills with friends simple and fair, and keeps your own spending in one place. SPLIT ANY BILL * Add an expense in seconds and split it equally, by exact amounts, or by percentage. * Groups for trips, homes, dinners and nights out, each with its own balances. * Simplify debts: one tap finds the fewest payments that settle everyone up. * Settle up and both sides confirm, so the record stays honest. * One number per friend, across every group you share. YOUR OWN SPENDING * A private personal book for everything you spend. Nobody else can see it. * See where your money went, month by month. FRIENDS AND INVITES * Invite friends to a group with a link or a code. * Use any currency, with a searchable currency picker. SPLITSOL PLUS (OPTIONAL) Splitting bills and logging your spending stay free, forever. SplitSol Plus adds: * Group spending: your share of every group expense lands in your personal book automatically. * Your year: your whole year of spending at a glance. * Export any book to CSV. * Extra avatar styles. * No ads. Plus is available monthly, yearly with a 1 week free trial, or as a one time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. The free version shows ads. Terms of Use: https://splitsol.co/terms Privacy Policy: https://splitsol.co/privacy

Screenshots

SpendBalance4 screens
SplitSol4 screens

Verdict

The call

The clearest difference is in-app purchases: SpendBalance at none against SplitSol's 3. SpendBalance also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SplitSol sells 3 in-app purchases, starting at $1.99 per month. SpendBalance asks for nothing beyond the download.

UpkeepUpdate frequency

SpendBalance ships an update every 3 weeks, SplitSol monthly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

Scorecard2 real differences ยท 4 level
SpendBalance versus SplitSol: the parameters behind the verdict, then further details
ParameterSpendBalanceSplitSol
PriceFreeFree
Update frequencyEvery 3 weeks โ€” betterMonthly
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS16.415.0 โ€” better
Further details โ€” not scored
Size46 MB88 MB
Age rating4+4+
DeveloperSteven Sbarbarozain ajmal

In-app purchases

None

SpendBalance

No in-app purchases

3 purchases

SplitSol

Subscriptions2
  • SplitSol Plus Monthly$1.991 Month
  • SplitSol Plus Yearly7 Days trial$13.991 Year
One-time1
  • SplitSol Plus Lifetime$34.99

Questions

Is SpendBalance free?
SpendBalance is free to download, with no in-app purchases.
Is SplitSol free?
SplitSol is free to download, with in-app purchases available.
Do SpendBalance or SplitSol have ads?
SplitSol shows ads; SpendBalance does not.
Which is updated more often, SpendBalance or SplitSol?
SpendBalance ships an update every 3 weeks, and SplitSol monthly. Most recently, SpendBalance was updated on October 20, 2026 and SplitSol on October 24, 2026.

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