Kebo vs Ledgrify

I'm Kebo, your personal financial assistant. I bring your bank accounts, cards, and cash together in one place to help you make smarter decisions about your money. I analyze your spending and give you personalized recommendations so you can save without sacrificing what you enjoy. Relax, your information is secure: I use bank-level encryption and advanced privacy controls that only you can access. What can you do with Kebo? All your money in one place - Add your accounts and cards, and easily track your expenses. Budgets that adapt to you - Create realistic plans based on how you actually spend. I learn from you and help you improve. AI-powered insights - Detect opportunities to save more without sacrificing the things you love. Clear and simple data - Intuitive graphs and detailed reports so you understand everything about your personal finances. Goals that actually get met - From your first trip to paying off debt or achieving independence, I'll be with you every step of the way. Security and privacy - Your information is encrypted and protected so only you can access it. Recent graduates, professionals, or digital nomads: I adapt to your life and how you manage money. Whether you're starting with a budget, looking to control your expenses, or managing multiple accounts from different countries, I'm here to make it easier. Join thousands of people who are taking control of their financial future with Kebo. Try it free for 7 days. — Kebo Plus subscription — Kebo requires a paid subscription (Kebo Plus) to access its features. New accounts include a 7-day free trial; after the trial, the subscription auto-renews (monthly or annual) at the price shown in the app before you confirm your purchase. You can cancel anytime in your App Store account settings. Terms of Use: https://kebo.app/en/terms-conditions Privacy Policy: https://kebo.app/en/privacy-policy

Ledgrify — Personal Finance Tracker Know exactly where your money goes. Ledgrify is a simple, private expense tracker. Your financial data stays on your device — no account, no cloud, no clutter. Track Every Dollar - Log expenses and income in seconds - Scan receipts with your camera — details filled in automatically - Set up recurring bills and subscriptions so nothing gets missed - Browse your full transaction history with search and filters Split Bills with Friends - Split evenly by group: set how many people each group covers and Ledgrify splits the bill per person — perfect when one person pays for two, another for three - Or split by item: scan a receipt and assign each line to the right person — Ledgrify does the maths - Your own share is always shown, so you know exactly what you owe - Tweak any amount and the rest rebalances automatically - Track who's paid you back and who still owes - Request money via Venmo, Apple Cash, PayPal, or Cash App — right from the app - Save your go-to people for one-tap splitting next time Understand Your Spending - Monthly budget overview with category breakdown - Spending trends with month-over-month and year-over-year comparisons - Year-end forecast based on your real spending and recurring bills - Smart saving suggestions tailored to your habits Meet Q, Your AI Assistant - Chat with Q to report a bug, request a feature, or ask how something works - Just describe it in your own words — no forms, no waiting - Optional: Q only receives the messages you choose to send Built for Privacy - Your finances stay on your device — never uploaded - Optional Face ID / Touch ID app lock - Export encrypted backups anytime - No account or sign-in ever required Free to use. Upgrade to Ledgrify Premium ($0.99/month) to remove ads. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/st Privacy Policy: https://docs-ledgrify.angezou.com/privacy-and-data