Expense Tracker AI Budget vs DebtFlow

Expense Tracker AI Budget helps you see where your money goes. TrackMyExpense is an AI-powered expense tracker and budget planner: log expenses in seconds, optionally track income, scan receipts, and understand spending with clear reports. Built for real people, not another complicated finance app. This app is subscription-based. Full access is included with a subscription. A free trial may be offered depending on your App Store region. Cancel anytime in your App Store account settings. AI THAT ACTUALLY HELPS • Voice Mode - Speak naturally (e.g. "Coffee 5 dollars at Starbucks today") and AI fills the form. Long-press (+) or use the mic in Add Expense. • AI Financial Assistant - Ask "How much did I spend on food this month?" using your real data. • Smart Bill Scanner - Camera on receipt or bill: amount, date, category. • Expense Predictor - Up to 12 months of history for the next 3 months (categories, confidence, scenarios). FAST EXPENSE TRACKING • Amount, category, payment method in seconds. • Custom categories and payment modes (cash, card, UPI, wallets). • Recurring expenses and income (subscriptions, rent, salary, bills). • Calculator in the amount field. • Offline first; syncs when you are back online. INCOME MODE (OPTIONAL) Turn on Income mode when you also want to track salary, freelance, or other income. The app stays expense-only until you do. • Log income from the + button, the same way you log expenses. • See income vs expenses and net cash flow on Home each month. • Income categories, recurring income, and filters for expenses, income, or both. MULTIPLE ACCOUNTS Personal, business, and family stay separate. Each account has its own categories, payments, and history. REPORTS AND EXPORT • Monthly and custom ranges with charts. • By category, payment method, and over time. Income vs expenses when Income mode is on. • PDF, Excel, CSV. GLOBAL • 150+ currencies with currency converter. • 21 languages. SECURE • Google or Apple Sign-In. • Encrypted data, automatic backup. • We do not sell your data. SUBSCRIPTION Auto-renewable plans renew unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. For students, freelancers, families, and anyone who wants a simple money manager and spending tracker. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

DebtFlow is debt management for freelancers, small businesses, landlords, collection agencies and law firms. Keep track of unpaid invoices, send payment reminders automatically and document every step, from the first reminder to enforcement. DebtFlow follows the German dunning and enforcement process (court payment order, enforceable title, attachment). DEBTORS AND DEBTS • Add debtors with addresses, email addresses and phone numbers • Record debts with amount, due date and description • Assign costs such as reminder fees or court fees • Upload receipts and documents with the camera or from your files AUTOMATIC PAYMENT REMINDERS • Have reminder levels sent automatically by email • Payment reminders by post as well: Briefdiener prints the letter, puts it in an envelope and posts it (German addresses) • Preview before sending, sent letters in the history of each debt INSTALMENT PLANS • Set up instalment agreements • Record instalments as they come in; the remaining amount is always up to date • Reminders for upcoming instalments COURT AND ENFORCEMENT • Every debt moves through clear phases: new, reminder levels, instalment plan, court dunning procedure, title, enforcement • Sub-phases such as court payment order, objection, bank account attachment or wage attachment • A complete history of phase changes, payments and letters OVERVIEW AND NOTIFICATIONS • Home screen with open amounts, overdue debts and upcoming instalments • Record interest as costs; interest calculator for default interest in the web app • Weekly report by email • Push notifications for incoming payments, instalments due and status changes LANGUAGE The app is available in English and German and follows your device language. You can change it in the app under More → Language. GETTING STARTED You need a DebtFlow account to use the app. New accounts are reviewed and activated after registration. The app and the web app at www.debt-flow.io use the same data. DebtFlow does not replace legal advice. Privacy: https://www.debt-flow.io/privacy Support: https://www.debt-flow.io