Comparison

SimpleSpend vs Allowance Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimpleSpend

Features
Read full description

Take control of your money—without the overwhelm. SimpleSpend is the budget app designed for real life. Whether you’re a student, parent, or busy professional, our zero-dollar framework + 50/30/20 system makes managing money effortless. Why users love SimpleSpend: Zero Drama Budgeting: Track income, needs, wants, and savings with our intuitive 50/30/20 tool. One-Time Purchase: Pay $0.99—no ads, no subscriptions, no hidden fees. Built for Simplicity: No spreadsheets, no fluff. Just clear goals and automatic categorization. Visual Clarity: Watch your progress with easy-to-read charts and exportable reports. Ready to simplify your finances? Download SimpleSpend today and turn your money goals into reality—for less than a coffee.

About

Allowance Tracker

This app helps parents teach children financial responsibility by tracking allowances, purchases, and savings. It offers an intuitive interface to visualize savings growth and manage money habits. The tool aims to guide children toward financial literacy through digital tracking.

Highlights
  • Track multiple allowances
  • Record purchases and savings
  • Set recurring allowances/expenses
  • Visualize savings growth
  • Kid-friendly profiles
  • Intuitive family interface
Features
Read full description

Acorn is the allowance tracker for kids: reward chores, pay allowance automatically and help every child reach their savings goals. It’s a digital piggy bank that’s fun for kids and easy for parents, with every child’s balance at a glance and money in and out recorded in seconds. EVERY CHILD, AT A GLANCE • Each child gets their own card, color and animal avatar • Big, friendly balances kids can read for themselves • See what’s coming up next, like Friday’s allowance MONEY IN, MONEY OUT • Add allowance, chore rewards, gifts and interest in a couple of taps • Record what they spend, with a note like “Comic” or “Candy” • This month’s money in and out, for every child ALLOWANCE ON AUTOPILOT • Set up payments that repeat weekly, every two weeks, monthly and more • Acorn adds them on the day, even when the app isn’t open • Pause, change or stop them anytime • A notification on payday, at a time you choose SAVINGS GOALS • Pick something to save for, with a photo or an emoji • A progress ring fills up as the money comes in • See the exact day they’ll get there with their allowance • Confetti at every quarter of the way WATCH SAVINGS GROW • Colorful charts show how each balance has changed • Confetti and coins celebrate every payment • A cheerful acorn mascot guides kids through the app MADE FOR YOUR FAMILY • Works with any currency, formatted the way your country writes money • iPhone and iPad, synced through your iCloud • Dark mode, large text and VoiceOver support PRIVATE BY DESIGN Your family’s data stays on your devices and in your private iCloud. No accounts, no ads, and we never see names or amounts. ACORN PRO Acorn is free for one child and one recurring payment. Acorn Pro adds unlimited children and recurring payments, plus savings goals. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and can be managed in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SimpleSpend4 screens
Allowance Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: SimpleSpend at none against Allowance Tracker's 3. SimpleSpend also leads on iOS requirement (16.6 vs 26.0). Allowance Tracker's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Allowance Tracker sells 3 in-app purchases, starting at $2.99 per month. SimpleSpend asks for nothing beyond the download.

UpkeepUpdate frequency

SimpleSpend ships an update every 3 months, Allowance Tracker every 2 weeks. The most recent releases landed on October 15, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
SimpleSpend versus Allowance Tracker: the parameters behind the verdict, then further details
ParameterSimpleSpendAllowance Tracker
PriceFreeFree
Rating—4.9 (8 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—8 — better
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad — better
Requires iOS16.6 — better26.0
Further details — not scored
Size6 MB12 MB
Age rating4+4+
DeveloperSalim AlkaabiGruffydd Johnston

In-app purchases

None

SimpleSpend

No in-app purchases

3 purchases

Allowance Tracker

Subscriptions2
  • Pro7 Days trial$2.991 Month
  • Pro7 Days trial$9.991 Year
One-time1
  • Lifetime$24.99

Questions

Is SimpleSpend free?
SimpleSpend is free to download, with no in-app purchases.
Is Allowance Tracker free?
Allowance Tracker is free to download, with in-app purchases available.
Do SimpleSpend or Allowance Tracker have ads?
Neither SimpleSpend nor Allowance Tracker shows ads.
Which is updated more often, SimpleSpend or Allowance Tracker?
SimpleSpend ships an update every 3 months, and Allowance Tracker every 2 weeks. Most recently, SimpleSpend was updated on October 15, 2026 and Allowance Tracker on October 25, 2026.

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