SimpleSpend vs Allowance Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimpleSpend
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Take control of your money—without the overwhelm. SimpleSpend is the budget app designed for real life. Whether you’re a student, parent, or busy professional, our zero-dollar framework + 50/30/20 system makes managing money effortless. Why users love SimpleSpend: Zero Drama Budgeting: Track income, needs, wants, and savings with our intuitive 50/30/20 tool. One-Time Purchase: Pay $0.99—no ads, no subscriptions, no hidden fees. Built for Simplicity: No spreadsheets, no fluff. Just clear goals and automatic categorization. Visual Clarity: Watch your progress with easy-to-read charts and exportable reports. Ready to simplify your finances? Download SimpleSpend today and turn your money goals into reality—for less than a coffee.
Allowance Tracker
This app helps parents teach children financial responsibility by tracking allowances, purchases, and savings. It offers an intuitive interface to visualize savings growth and manage money habits. The tool aims to guide children toward financial literacy through digital tracking.
- Track multiple allowances
- Record purchases and savings
- Set recurring allowances/expenses
- Visualize savings growth
- Kid-friendly profiles
- Intuitive family interface
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Acorn is the allowance tracker for kids: reward chores, pay allowance automatically and help every child reach their savings goals. It’s a digital piggy bank that’s fun for kids and easy for parents, with every child’s balance at a glance and money in and out recorded in seconds. EVERY CHILD, AT A GLANCE • Each child gets their own card, color and animal avatar • Big, friendly balances kids can read for themselves • See what’s coming up next, like Friday’s allowance MONEY IN, MONEY OUT • Add allowance, chore rewards, gifts and interest in a couple of taps • Record what they spend, with a note like “Comic” or “Candy” • This month’s money in and out, for every child ALLOWANCE ON AUTOPILOT • Set up payments that repeat weekly, every two weeks, monthly and more • Acorn adds them on the day, even when the app isn’t open • Pause, change or stop them anytime • A notification on payday, at a time you choose SAVINGS GOALS • Pick something to save for, with a photo or an emoji • A progress ring fills up as the money comes in • See the exact day they’ll get there with their allowance • Confetti at every quarter of the way WATCH SAVINGS GROW • Colorful charts show how each balance has changed • Confetti and coins celebrate every payment • A cheerful acorn mascot guides kids through the app MADE FOR YOUR FAMILY • Works with any currency, formatted the way your country writes money • iPhone and iPad, synced through your iCloud • Dark mode, large text and VoiceOver support PRIVATE BY DESIGN Your family’s data stays on your devices and in your private iCloud. No accounts, no ads, and we never see names or amounts. ACORN PRO Acorn is free for one child and one recurring payment. Acorn Pro adds unlimited children and recurring payments, plus savings goals. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and can be managed in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: SimpleSpend at none against Allowance Tracker's 3. SimpleSpend also leads on iOS requirement (16.6 vs 26.0). Allowance Tracker's advantage is update cadence (every 2 weeks vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Allowance Tracker sells 3 in-app purchases, starting at $2.99 per month. SimpleSpend asks for nothing beyond the download.
SimpleSpend ships an update every 3 months, Allowance Tracker every 2 weeks. The most recent releases landed on October 15, 2026 and October 25, 2026 respectively.
| Parameter | SimpleSpend | Allowance Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.9 (8 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 8 — better |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.6 — better | 26.0 |
| Further details — not scored | ||
| Size | 6 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Salim Alkaabi | Gruffydd Johnston |
In-app purchases
SimpleSpend
No in-app purchases
Allowance Tracker
- Pro7 Days trial$2.991 Month
- Pro7 Days trial$9.991 Year
- Lifetime$24.99
Questions
Is SimpleSpend free?
Is Allowance Tracker free?
Do SimpleSpend or Allowance Tracker have ads?
Which is updated more often, SimpleSpend or Allowance Tracker?
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