SimpleSpend vs Balance Flex
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SimpleSpend
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Take control of your moneyβwithout the overwhelm. SimpleSpend is the budget app designed for real life. Whether youβre a student, parent, or busy professional, our zero-dollar framework + 50/30/20 system makes managing money effortless. Why users love SimpleSpend: Zero Drama Budgeting: Track income, needs, wants, and savings with our intuitive 50/30/20 tool. One-Time Purchase: Pay $0.99βno ads, no subscriptions, no hidden fees. Built for Simplicity: No spreadsheets, no fluff. Just clear goals and automatic categorization. Visual Clarity: Watch your progress with easy-to-read charts and exportable reports. Ready to simplify your finances? Download SimpleSpend today and turn your money goals into realityβfor less than a coffee.
Balance Flex
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Balance Flex is your personal finance companion. Manage your money with ease and confidence. FEATURES: - Dashboard β See your available balance, income, and bills at a glance - Income Tracking β Log your monthly income with flexible payment frequencies (weekly, bi-weekly, monthly) and calculate taxes - Bill Management β Create and organize bills by category, set due dates, and get reminders so you never miss a payment - Spending Insights β View detailed reports with pie charts and category breakdowns to understand where your money goes - Savings Tracking β Monitor your savings goals and track progress month by month - Multi-Currency Support β Switch between 20+ currencies and see all amounts converted in real-time - PDF Reports β Export detailed financial reports for record-keeping - Secure & Private β Your financial data is encrypted and never shared Whether you're budgeting for the first time or managing complex finances, Balance Flex makes it simple. Set your income, add your bills, and watch your balance update instantly. Perfect for freelancers, salaried employees, and anyone who wants clarity on their finances.
Screenshots
Verdict
The clearest difference is device support: Balance Flex at 3 against SimpleSpend's 1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 months. Both last shipped on September 12, 2026.
| Parameter | SimpleSpend | Balance Flex |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad, iPod β better |
| Requires iOS | 16.6 | 15.1 β better |
| Further details β not scored | ||
| Size | 6 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Salim Alkaabi | Serge Mulemangabo |
In-app purchases
SimpleSpend
No in-app purchases
Balance Flex
No in-app purchases









