SimpleSpend vs Tally

Take control of your money—without the overwhelm. SimpleSpend is the budget app designed for real life. Whether you’re a student, parent, or busy professional, our zero-dollar framework + 50/30/20 system makes managing money effortless. Why users love SimpleSpend: Zero Drama Budgeting: Track income, needs, wants, and savings with our intuitive 50/30/20 tool. One-Time Purchase: Pay $0.99—no ads, no subscriptions, no hidden fees. Built for Simplicity: No spreadsheets, no fluff. Just clear goals and automatic categorization. Visual Clarity: Watch your progress with easy-to-read charts and exportable reports. Ready to simplify your finances? Download SimpleSpend today and turn your money goals into reality—for less than a coffee.

Tally is a personal finance tracker that runs entirely on your iPhone. No accounts. No ads. No data collection. Log purchases, track subscriptions, watch your balances, and see where your money goes. TRACK PURCHASES Add a purchase in seconds — the amount field is auto-focused so the keyboard's already up. Pick from a category grid you can extend with your own emoji and color. Attach receipt photos, add notes, and edit or delete any transaction with full date control. Scan a receipt or price tag with the camera (or the iPhone Action Button) and Tally pre-fills the amount, merchant, and category. Hold the mic button to log a purchase by voice. MANAGE SUBSCRIPTIONS See every recurring charge in one place — Netflix, Spotify, Claude, that one app you forgot about — each with the app icon pulled from the App Store. Set renewal dates, get a reminder before each charge, and see your monthly and yearly totals. MULTIPLE ACCOUNTS & BALANCE TRACKING Track checking, credit, debit, Venmo, and more in one place. See your total balance, compare against last month, and view a balance trend chart by hour, day, or week. Tap + or − to log income or spending. Record what your balance was on any past date to re-anchor your history. DASHBOARD Today, this week, this month, this year — tap any cell on the dashboard to switch the spending pie chart and breakdown to that timeframe. Set monthly and per-category budgets with progress bars. See net cash flow when you add your income schedule. IMPORT FROM YOUR BANK Import purchases and income from PDF or photo bank statements. Share a statement straight from your bank's app into Tally. Parsing skips duplicates and learns merchant categories over time. LOCK-SCREEN WIDGET & LIVE ACTIVITY Add a purchase from the lock-screen widget — one tap opens straight to "New Purchase" with the keyboard up. A Live Activity shows your monthly budget progress. SIRI, SHORTCUTS & ACTION BUTTON Log spending with Siri ("Add coffee to Tally"), Shortcuts, or your iPhone Action Button — including receipt scanning on supported devices. EXPORT YOUR DATA Export everything to CSV in one tap. Back up and restore your full Tally library as JSON — every purchase, subscription, account, income entry, budget, and balance snapshot — so nothing's lost if you switch devices. LIGHT + DARK MODE Match your system or pick whichever you prefer. Your data stays on your device. The only network requests Tally makes are to fetch app icons for the subscriptions you add (via Apple's iTunes Search API and DuckDuckGo's icon service) — and even those are anonymous.