SaoPay vs I&C Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SaoPay
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At SAO, we believe everyone should enjoy simple, secure, and stress-free financial services. We’re proudly African and here to make your everyday life easier. With our all-in-one platform, you can deposit and withdraw cash at local SAO Agents, pay for what you need with your SAO Card, and send money instantly to friends and family using SAO Send. It’s your money—use it your way.
I&C Pay
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A Secure banking app to manage you payments on the go, check balances and track spending to stay in control anytime anywhere.
Screenshots
Verdict
The clearest difference is device support: SaoPay at 3 against I&C Pay's 1. SaoPay also leads on iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SaoPay ships an update fortnightly, I&C Pay every 3 weeks. Both last shipped on October 25, 2026.
| Parameter | SaoPay | I&C Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 36 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Golden Tintona Investment LLC | I&C Bank |
In-app purchases
SaoPay
No in-app purchases
I&C Pay
No in-app purchases
