moneasy AI Expense Tracker vs FlowBudget

Just say "Starbucks $7 yesterday" and AI voice recording auto-fills amount, category, store, and date. Say "salary 3000 received" and it automatically records as income. No switching needed — AI fills in the amount, category, store and date for you. Snap a receipt. Speak naturally. Your budget stays on track. Cash, QR payments, transit cards — record them the moment you pay. No bank linking required. No ads. Your financial data stays yours. ■ Receipt Scanning with AI Just take a photo. AI recognizes store name, total, individual items, and categories automatically. Multi-page receipts are handled seamlessly. ■ AI Voice Input Say "lunch $12 and train $3 yesterday" — AI separates multiple expenses in one go. Income is auto-detected from context words like "salary", "received", "bonus". ■ Built for Cash Payments Bank-linked apps miss cash, QR payments, and transit cards. With moneasy, just speak right after you pay — at the convenience store, the doctor's office, anywhere. Your cash and QR payments get captured instantly. ■ Lock Screen & Widgets (iOS 18) One-tap access from Lock Screen controls and Home Screen widgets. Always see today's remaining budget at a glance. ■ Family Sharing with QR Code Share your household budget by simply scanning a QR code — no typing invite codes. All shared data is protected with AES-GCM encryption. No bank credentials needed. Your partner's expenses sync in real time. ■ AI That Learns Record "Starbucks = Food, Apple Pay" once, and it's applied automatically next time. Receipt items are learned too — chips go to Food, shampoo to Household. All learning data stays on-device. ■ Smart Budget Management Set a monthly budget and see "today's spending limit" auto-calculated daily. Auto-set budgets from your income and savings goals. Fixed expenses are auto-recorded monthly and visible right on the home screen. ■ Privacy First No ads. No bank account registration. Your financial data is stored only on your device and iCloud. AI learning data stays on-device. We never sell or share your financial information. ■ Free AI, No Catch AI voice input and receipt AI analysis are free up to 5 times per month. Upgrade to Pro for unlimited access, plus AI advice, CSV import, and family sharing (encrypted). Start your 30-day free trial today and experience effortless expense tracking. $1.99/month or $12.99/year (save ~45%). ■ Subscription Information - Free trial: 30 days (all Pro features included) - Monthly: $1.99/month - Yearly: $12.99/year (≈$1.08/month, save ~45% vs monthly) - Your subscription auto-renews at the same price unless cancelled at least 24 hours before the end of the current period. - You can manage or cancel your subscription anytime in Settings > Apple ID > Subscriptions. Terms of Use: https://moneasy.sss3yai.com/terms/ Privacy Policy: https://moneasy.sss3yai.com/privacy-policy/

FlowBudget is a premium budget tracker designed specifically for freelancers and self-employed professionals with irregular income. SMART SAFE-TO-SPEND Unlike traditional budgets that assume a fixed salary, FlowBudget calculates your real-time Safe-to-Spend amount — factoring in your actual income, expenses, and a customizable safety buffer (10-30%). EFFORTLESS TRACKING • Log expenses and income in seconds with category chips • 10 spending categories: Food, Transport, Subscriptions, Health, Rent, Fun, Shopping, Education, Business, Other • Search and filter transactions by type • Daily, weekly, and monthly views VISUAL ANALYTICS • Weekly spending chart with daily breakdown • Category breakdown with percentage bars • Income vs Expenses summary • Savings rate tracking BUILT FOR FREELANCERS • Irregular income support — handles multiple client payments • Buffer percentage protects against dry months • Daily safe-to-spend calculation adjusts as the month progresses • 48 currencies supported (all Apple App Store regions) PREMIUM DESIGN • Dark luxury OLED-optimized interface • Glass-morphism cards with subtle glow effects • Haptic feedback on every interaction • Smooth spring animations throughout FLOWBUDGET PRO Upgrade to unlock: • Advanced spending analytics • Income forecasting & trends • Unlimited custom categories • Smart budget alerts • Priority support Pricing: • Monthly: $9.99/month • Annual: $29.99/year (save 75%) • 7-day free trial on both plans Privacy: All financial data is stored locally on your device. We never access, collect, or share your financial information. Privacy Policy: https://flowbudget-legal.vercel.app/privacy.html Terms of Use: https://flowbudget-legal.vercel.app/terms.html