Comparison

moneasy AI Expense Tracker vs Manilo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

moneasy AI Expense Tracker

Features
Read full description

Just say "Starbucks $7 yesterday" and AI voice recording auto-fills amount, category, store, and date. Say "salary 3000 received" and it automatically records as income. No switching needed — AI fills in the amount, category, store and date for you. Snap a receipt. Speak naturally. Your budget stays on track. Cash, QR payments, transit cards — record them the moment you pay. No bank linking required. No ads. Your financial data stays yours. ■ Receipt Scanning with AI Just take a photo. AI recognizes store name, total, individual items, and categories automatically. Multi-page receipts are handled seamlessly. ■ AI Voice Input Say "lunch $12 and train $3 yesterday" — AI separates multiple expenses in one go. Income is auto-detected from context words like "salary", "received", "bonus". ■ Built for Cash Payments Bank-linked apps miss cash, QR payments, and transit cards. With moneasy, just speak right after you pay — at the convenience store, the doctor's office, anywhere. Your cash and QR payments get captured instantly. ■ Lock Screen & Widgets (iOS 18) One-tap access from Lock Screen controls and Home Screen widgets. Always see today's remaining budget at a glance. ■ Family Sharing with QR Code Share your household budget by simply scanning a QR code — no typing invite codes. All shared data is protected with AES-GCM encryption. No bank credentials needed. Your partner's expenses sync in real time. ■ AI That Learns Record "Starbucks = Food, Apple Pay" once, and it's applied automatically next time. Receipt items are learned too — chips go to Food, shampoo to Household. All learning data stays on-device. ■ Smart Budget Management Set a monthly budget and see "today's spending limit" auto-calculated daily. Auto-set budgets from your income and savings goals. Fixed expenses are auto-recorded monthly and visible right on the home screen. ■ Privacy First No ads. No bank account registration. Your financial data is stored only on your device and iCloud. AI learning data stays on-device. We never sell or share your financial information. ■ Free AI, No Catch AI voice input and receipt AI analysis are free up to 5 times per month. Upgrade to Pro for unlimited access, plus AI advice, CSV import, and family sharing (encrypted). Start your 30-day free trial today and experience effortless expense tracking. $1.99/month or $12.99/year (save ~45%). ■ Subscription Information - Free trial: 30 days (all Pro features included) - Monthly: $1.99/month - Yearly: $12.99/year (≈$1.08/month, save ~45% vs monthly) - Your subscription auto-renews at the same price unless cancelled at least 24 hours before the end of the current period. - You can manage or cancel your subscription anytime in Settings > Apple ID > Subscriptions. Terms of Use: https://moneasy.sss3yai.com/terms/ Privacy Policy: https://moneasy.sss3yai.com/privacy-policy/

About

Manilo

Effortlessly track expenses using voice commands or receipt scanning. This AI-powered app categorizes spending, helps set budgets, and syncs across devices for a clear financial overview. Share expenses with family or housemates and manage multiple currencies.

Highlights
  • Voice-activated expense logging
  • AI-powered transaction categorization
  • Receipt scanning and data extraction
  • Customizable monthly budgets
  • Multi-currency account support
  • Shared expense tracking
  • Web dashboard for detailed analysis
Features
Read full description

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

moneasy AI Expense Tracker2 screens
Manilo4 screens

Verdict

The call

The clearest difference is update cadence: moneasy AI Expense Tracker at every 2 days against Manilo's every 5 days. Manilo's advantage is device support (4 vs 2) and iOS requirement (15.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. moneasy AI Expense Tracker sells 2 in-app purchases, starting at $1.99 per month and Manilo sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

moneasy AI Expense Tracker ships an update every 2 days, Manilo every 5 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 6 level
moneasy AI Expense Tracker versus Manilo: the parameters behind the verdict, then further details
Parametermoneasy AI Expense TrackerManilo
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 2 days — betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad, iPod, Apple Watch — better
Requires iOS18.015.0 — better
Further details — not scored
Size12 MB144 MB
Age rating4+4+
DeveloperRyo TakaokaBorys Harholinskyi

In-app purchases

2 purchases

moneasy AI Expense Tracker

Subscriptions2
  • Pro Plan (Monthly)1 Month trial$1.991 Month
  • Pro Plan (Yearly)1 Month trial$12.991 Year
4 purchases

Manilo

Subscriptions4
  • Ledgy Cloud Monthly7 Days trial$5.991 Month
  • Manilo Cloud Monthly7 Days trial$5.991 Month
  • Ledgy Cloud Yearly7 Days trial$39.991 Year
Show 1 more
  • Manilo Cloud Yearly7 Days trial$39.991 Year

Questions

Is moneasy AI Expense Tracker free?
moneasy AI Expense Tracker is free to download, with in-app purchases available.
Is Manilo free?
Manilo is free to download, with in-app purchases available.
Do moneasy AI Expense Tracker or Manilo have ads?
Neither moneasy AI Expense Tracker nor Manilo shows ads.
Which is updated more often, moneasy AI Expense Tracker or Manilo?
moneasy AI Expense Tracker ships an update every 2 days, and Manilo every 5 days. Most recently, moneasy AI Expense Tracker was updated on November 8, 2026 and Manilo on November 5, 2026.

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