Comparison

moneasy AI Expense Tracker vs みんなのAI家計簿

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

moneasy AI Expense Tracker

Features
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Just say "Starbucks $7 yesterday" and AI voice recording auto-fills amount, category, store, and date. Say "salary 3000 received" and it automatically records as income. No switching needed — AI fills in the amount, category, store and date for you. Snap a receipt. Speak naturally. Your budget stays on track. Cash, QR payments, transit cards — record them the moment you pay. No bank linking required. No ads. Your financial data stays yours. ■ Receipt Scanning with AI Just take a photo. AI recognizes store name, total, individual items, and categories automatically. Multi-page receipts are handled seamlessly. ■ AI Voice Input Say "lunch $12 and train $3 yesterday" — AI separates multiple expenses in one go. Income is auto-detected from context words like "salary", "received", "bonus". ■ Built for Cash Payments Bank-linked apps miss cash, QR payments, and transit cards. With moneasy, just speak right after you pay — at the convenience store, the doctor's office, anywhere. Your cash and QR payments get captured instantly. ■ Lock Screen & Widgets (iOS 18) One-tap access from Lock Screen controls and Home Screen widgets. Always see today's remaining budget at a glance. ■ Family Sharing with QR Code Share your household budget by simply scanning a QR code — no typing invite codes. All shared data is protected with AES-GCM encryption. No bank credentials needed. Your partner's expenses sync in real time. ■ AI That Learns Record "Starbucks = Food, Apple Pay" once, and it's applied automatically next time. Receipt items are learned too — chips go to Food, shampoo to Household. All learning data stays on-device. ■ Smart Budget Management Set a monthly budget and see "today's spending limit" auto-calculated daily. Auto-set budgets from your income and savings goals. Fixed expenses are auto-recorded monthly and visible right on the home screen. ■ Privacy First No ads. No bank account registration. Your financial data is stored only on your device and iCloud. AI learning data stays on-device. We never sell or share your financial information. ■ Free AI, No Catch AI voice input and receipt AI analysis are free up to 5 times per month. Upgrade to Pro for unlimited access, plus AI advice, CSV import, and family sharing (encrypted). Start your 30-day free trial today and experience effortless expense tracking. $1.99/month or $12.99/year (save ~45%). ■ Subscription Information - Free trial: 30 days (all Pro features included) - Monthly: $1.99/month - Yearly: $12.99/year (≈$1.08/month, save ~45% vs monthly) - Your subscription auto-renews at the same price unless cancelled at least 24 hours before the end of the current period. - You can manage or cancel your subscription anytime in Settings > Apple ID > Subscriptions. Terms of Use: https://moneasy.sss3yai.com/terms/ Privacy Policy: https://moneasy.sss3yai.com/privacy-policy/

About

みんなのAI家計簿

Features
Read full description

みんなのAI家計簿は、声・レシート撮影・キーワード・電卓入力で、支出をすばやく残せるシンプルな家計簿アプリです。 記録できた日が少しずつ見えて、短いAIヒントと月末レビューで、お金の流れを前向きに振り返れます。つみたて目標や共有財布も、必要な時だけ使えます。 主な特長 ・声、レシート撮影、キーワードで支出をさっと記録 ・電卓つき入力で、買い物中の合計もそのまま保存 ・レシート品目を確認して、買ったものをあとから見返せる ・支出、収入、振替をシンプルに管理 ・カテゴリ、メモ、カレンダーであとから見つけやすい ・記録できた日が見えるから、毎日でなくても続けやすい ・短いAIヒントで、今週の使い方をひとつずつ確認 ・月末レビューで、予算の流れや使い方を見返せる ・つみたて目標で、旅行やほしいものの目標を少しずつ管理 ・共有財布で、カップルや同棲中の共同支出、立替をこの端末で確認 ・外で開く時は、ひみつモードで金額を隠せる こんな人におすすめ ・シンプルでかんたんな家計簿を使いたい ・銀行連携より、手入力で気軽に続けたい ・レシートをためる前に、写真で残したい ・カップルや同棲中の支出を共有財布で見たい ・つみたて目標で、使うお金と貯めたいお金を分けて見たい ・毎月の使い方を、細かすぎず見返したい むずかしい設定を増やしすぎず、記録しやすく、見返しやすく。 毎日の小さなお金メモを、少し楽しく続けられるアプリです。 利用規約(Apple標準EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ プライバシーポリシー https://hamasan74-kakeibo.expo.app/privacy-policy

Screenshots

moneasy AI Expense Tracker2 screens
みんなのAI家計簿4 screens

Verdict

The call

The clearest difference is in-app purchases: みんなのAI家計簿 at none against moneasy AI Expense Tracker's 2. みんなのAI家計簿 also leads on iOS requirement (15.1 vs 18.0). moneasy AI Expense Tracker's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. moneasy AI Expense Tracker sells 2 in-app purchases, starting at $1.99 per month. みんなのAI家計簿 asks for nothing beyond the download.

UpkeepUpdate frequency

moneasy AI Expense Tracker ships an update every 2 days, みんなのAI家計簿 every 3 days. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 3 level
moneasy AI Expense Tracker versus みんなのAI家計簿: the parameters behind the verdict, then further details
Parametermoneasy AI Expense TrackerみんなのAI家計簿
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 3 days
AdsNo — betterYes
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size12 MB88 MB
Age rating4+4+
DeveloperRyo TakaokaAKIHIKO HAMANA

In-app purchases

2 purchases

moneasy AI Expense Tracker

Subscriptions2
  • Pro Plan (Monthly)1 Month trial$1.991 Month
  • Pro Plan (Yearly)1 Month trial$12.991 Year
None

みんなのAI家計簿

No in-app purchases

Questions

Is moneasy AI Expense Tracker free?
moneasy AI Expense Tracker is free to download, with in-app purchases available.
Is みんなのAI家計簿 free?
みんなのAI家計簿 is free to download, with no in-app purchases.
Do moneasy AI Expense Tracker or みんなのAI家計簿 have ads?
みんなのAI家計簿 shows ads; moneasy AI Expense Tracker does not.
Which is updated more often, moneasy AI Expense Tracker or みんなのAI家計簿?
moneasy AI Expense Tracker ships an update every 2 days, and みんなのAI家計簿 every 3 days. Most recently, moneasy AI Expense Tracker was updated on November 8, 2026 and みんなのAI家計簿 on October 31, 2026.

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