Comparison

moneasy AI Expense Tracker vs Hey Binga

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

moneasy AI Expense Tracker

Features
Read full description

Just say "Starbucks $7 yesterday" and AI voice recording auto-fills amount, category, store, and date. Say "salary 3000 received" and it automatically records as income. No switching needed โ€” AI fills in the amount, category, store and date for you. Snap a receipt. Speak naturally. Your budget stays on track. Cash, QR payments, transit cards โ€” record them the moment you pay. No bank linking required. No ads. Your financial data stays yours. โ–  Receipt Scanning with AI Just take a photo. AI recognizes store name, total, individual items, and categories automatically. Multi-page receipts are handled seamlessly. โ–  AI Voice Input Say "lunch $12 and train $3 yesterday" โ€” AI separates multiple expenses in one go. Income is auto-detected from context words like "salary", "received", "bonus". โ–  Built for Cash Payments Bank-linked apps miss cash, QR payments, and transit cards. With moneasy, just speak right after you pay โ€” at the convenience store, the doctor's office, anywhere. Your cash and QR payments get captured instantly. โ–  Lock Screen & Widgets (iOS 18) One-tap access from Lock Screen controls and Home Screen widgets. Always see today's remaining budget at a glance. โ–  Family Sharing with QR Code Share your household budget by simply scanning a QR code โ€” no typing invite codes. All shared data is protected with AES-GCM encryption. No bank credentials needed. Your partner's expenses sync in real time. โ–  AI That Learns Record "Starbucks = Food, Apple Pay" once, and it's applied automatically next time. Receipt items are learned too โ€” chips go to Food, shampoo to Household. All learning data stays on-device. โ–  Smart Budget Management Set a monthly budget and see "today's spending limit" auto-calculated daily. Auto-set budgets from your income and savings goals. Fixed expenses are auto-recorded monthly and visible right on the home screen. โ–  Privacy First No ads. No bank account registration. Your financial data is stored only on your device and iCloud. AI learning data stays on-device. We never sell or share your financial information. โ–  Free AI, No Catch AI voice input and receipt AI analysis are free up to 5 times per month. Upgrade to Pro for unlimited access, plus AI advice, CSV import, and family sharing (encrypted). Start your 30-day free trial today and experience effortless expense tracking. $1.99/month or $12.99/year (save ~45%). โ–  Subscription Information - Free trial: 30 days (all Pro features included) - Monthly: $1.99/month - Yearly: $12.99/year (โ‰ˆ$1.08/month, save ~45% vs monthly) - Your subscription auto-renews at the same price unless cancelled at least 24 hours before the end of the current period. - You can manage or cancel your subscription anytime in Settings > Apple ID > Subscriptions. Terms of Use: https://moneasy.sss3yai.com/terms/ Privacy Policy: https://moneasy.sss3yai.com/privacy-policy/

About

Hey Binga

Read full description

Hey Binga is the money app you talk to. Log what you spend in seconds, see where your money goes, and stay in control without spreadsheets. JUST SAY WHAT YOU SPENT Type or speak "25 pizza" and Hey Binga fills in the rest. Add expenses, income and savings in a few taps. SEE WHERE YOUR MONEY GOES Your balance, spending by category and recent activity, all on one clear screen. Browse your full history with date and category filters, and use a different currency for any month, which is handy when you travel. CONCIERGE Ask questions in plain language, like "how much did I spend on food?" or "what's my balance?". Concierge also gives personal tips based on where you actually spend, grouping similar place names together. STAY ON TRACK - Fixed expenses and incomes with due dates - Savings goals with progress - Weekly, monthly and yearly spending limits - Reports you can export as PDF or Excel - Invoices you can create and share as PDF SMART REMINDERS A daily nudge to log your spending, reminders for bills and invoices that are due, budget alerts as you approach your limit, and a weekly tip. Quiet hours keep your nights undisturbed. PRIVATE AND SECURE Unlock the app with Face ID or Touch ID. Choose light or dark mode to match your phone. HEY BINGA PRO Pro unlocks fixed expenses, savings goals, limits, reports, invoices and Concierge. Start with a 7-day free trial, then $6.99 per month or $69.99 per year. - Payment is charged to your Apple ID account at confirmation of purchase. - Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. - Manage or cancel anytime in your Apple ID account settings. - Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use: https://heybinga.com/terms Privacy Policy: https://heybinga.com/privacy

Screenshots

moneasy AI Expense Tracker2 screens
Hey Binga4 screens

Verdict

The call

The clearest difference is update cadence: moneasy AI Expense Tracker at every 2 days against Hey Binga's weekly. Hey Binga's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. moneasy AI Expense Tracker sells 2 in-app purchases, starting at $1.99 per month and Hey Binga sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

moneasy AI Expense Tracker ships an update every 2 days, Hey Binga weekly. The most recent releases landed on November 8, 2026 and November 10, 2026 respectively.

Scorecard2 real differences ยท 4 level
moneasy AI Expense Tracker versus Hey Binga: the parameters behind the verdict, then further details
Parametermoneasy AI Expense TrackerHey Binga
PriceFreeFree
Update frequencyEvery 2 days โ€” betterWeekly
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS18.015.0 โ€” better
Further details โ€” not scored
Size12 MB26 MB
Age rating4+4+
DeveloperRyo TakaokaWissal Stitou

In-app purchases

2 purchases

moneasy AI Expense Tracker

Subscriptions2
  • Pro Plan (Monthly)1 Month trial$1.991 Month
  • Pro Plan (Yearly)1 Month trial$12.991 Year
2 purchases

Hey Binga

Subscriptions2
  • Monthly7 Days trial$6.991 Month
  • Yearly7 Days trial$69.991 Year

Questions

Is moneasy AI Expense Tracker free?
moneasy AI Expense Tracker is free to download, with in-app purchases available.
Is Hey Binga free?
Hey Binga is free to download, with in-app purchases available.
Do moneasy AI Expense Tracker or Hey Binga have ads?
Neither moneasy AI Expense Tracker nor Hey Binga shows ads.
Which is updated more often, moneasy AI Expense Tracker or Hey Binga?
moneasy AI Expense Tracker ships an update every 2 days, and Hey Binga weekly. Most recently, moneasy AI Expense Tracker was updated on November 8, 2026 and Hey Binga on November 10, 2026.

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