PatronTip vs CitizenWealth

Collect tips effortlessly with PatronTip – the ultimate tipping solution for mobile workers. No more waiting for cash or complicated setups. With PatronTip, you can receive tips instantly, manage your preferred payment methods, and track earnings — all in one secure app. Key Features: • Quick and Secure Sign-In Sign up and log in using your phone number for a secure experience. • Multiple Payment Methods Offer your customers a variety of ways to tip, including Tap to Pay, Venmo, PayPal, Cash, and other preferred options. • Customizable Tip Profiles Create and manage custom payment profiles to match how you want to receive tips. Easily switch between profiles based on your work environment or customer preference. • Real-Time Tip Tracking Access a clean, intuitive dashboard to view your daily earnings and payout history — all in real time. • Flexible Payouts Choose when and how to receive your funds. PatronTip gives you full control over your payout schedule and payment preferences. • All-in-One Account Management Manage your profile, payment settings, and security preferences in one place for a smooth, unified experience. Start earning smarter today with PatronTip — your all-in-one tip collection and payout solution. • In-app Subscriptions: We offers two subscription plans: - Monthly Prime - Yearly Prime These are auto-renewable subscriptions designed to unlock additional features for workers using the platform. Once you subscribe, the payment will be charged to your Apple ID. Subscriptions renew automatically unless you cancel at least 24 hours before the end of your current billing period. You can easily manage or cancel your subscription anytime in your Apple account settings. For more information, please see: Privacy Policy: https://patronpay.us/privacy-policy Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Your money shouldn’t lose value while it sits. And it shouldn’t cost a fortune to send home. CitizenWealth is a borderless financial platform for global communities. Hold stable currencies, save together with your community across any border, and send money home - all from one app. HOLD THE WORLD'S STRONGEST CURRENCIES • Open a digital wallet in minutes. Hold USD and EUR — stable value, backed by regulated custodians. • Fund via bank transfer (ACH, Faster Payments, SEPA) or mobile money. No minimum balance. No maintenance fees. SAVE TOGETHER — ACROSS ANY BORDER Digitize your stokvel, chama, tanda, esusu, tontine, or paluwagan. CitizenWealth savings clubs support up to 50 members worldwide and offer flexible club types: • Rotating Payout — the classic structure, now in stable currencies • Shared Goal — pool funds for property, education, or business • Emergency Fund — a community safety net with transparent payouts • Investment Club — grow together and save towards investing for something big Every contribution is tracked on a real-time transparent ledger. Multi-admin governance, auto-pay scheduling, activity feeds, and milestone celebrations keep your group organized and connected - even across time zones. SEND MONEY HOME FROM 1% • Transfer funds to 20+ countries across 12+ African corridors. • Recipients get paid in local currency via bank transfer or mobile money. • No hidden fees. • Zero recipient fees. • Real-time tracking from send to receive. EARN REWARDS ON YOUR SAVINGS • Get cashback rewards on what you save — up to 3%, credited daily and paid out monthly. • No lock-up. • No minimum balance. • Current reward rates and eligibility are shown in the app before you opt in. BUILT ON TRUST, NOT PROMISES • Fund segregation — your money is never lent or invested without consent • Every fee visible before you confirm — no surprises TWO SIMPLE PLANS • Basic (free): Full access to wallets, savings clubs, and transfers. • Pro ($9.99/month): Lower fees on every transaction, external sends, and priority support. WHO IT’S FOR • Diaspora families sending money home and saving together across borders • Savings club organizers tired of spreadsheets and WhatsApp disputes • Freelancers and remote workers earning in USD, GBP, or EUR • Anyone who wants their savings to hold value — not lose it Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://citizenwealth.app/privacy