CalABLE vs 42 Foundation Tools

CalABLE is changing the way people with disabilities can plan and save for their financial futures. With CalABLE, you can easily spend today or save for tomorrow. Best of all, you have the opportunity to earn tax-free, and if you receive public benefits like SSI, you can keep those benefits while growing your savings. The CalABLE mobile app makes it easy to take your account with you wherever you go, allowing you to: Take Control of Your Savings Our mobile app offers the full functionality of our web portal, allowing you to manage your savings seamlessly from your phone. Invest in Your Future -CalABLE equips you to save and invest for the future -Choose the investment option that best fits your needs -Earn on investments tax-free when withdrawals are used to pay for qualified expenses Maximize Your Savings - Track savings progress, including any gifts and ABLE to Work contributions - Make contributions on the go - Select or change your investment options Access Your Funds - Initiate withdrawals to your bank account, by check, for bill pay, or to your prepaid CalABLE VISA® Card. Manage Your Account - Access your own account, or access an account you manage for a loved one - Update your contact information - Download statements and documents Have Peace of Mind Our platform was designed with security in mind. We safeguard your data to ensure it is consistent with industry best practices. CalABLE is a program managed by the State of California, and our mission is to help the disability community grow their assets while protecting their benefits. See how you can save with the CalABLE mobile app, designed to help you build your savings confidently.

42 Foundation Retirement Planning Tools brings clear, plain-English planning to first-responder and public-sector families. Estimate your CalPERS pension, project your retirement income, and see how your 457(b), overtime, and outside savings add up over time. Includes: • Master Retirement Projector — your projected monthly income vs. your target, by age. • CalPERS Pension Optimizer — estimate your pension from your formula, age, and years of service. • 457(b) Deferred Comp Analyzer — model contributions and tax-advantaged growth. • Survivor Benefit & Life Insurance Gap — right-size a term life policy to protect your family. • College Savings Planner — project 529 growth against the rising cost of college. Your inputs save automatically on your device. No account, no sign-in, and no data leaves your phone. Educational planning tools only — not personalized financial, tax, or legal advice. Figures reflect current-year rules and change annually.