SIPWAY 2.0 vs SplitNest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SIPWAY 2.0
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SIPWAY makes managing your mutual fund investments easier than ever. The app offers an all-in-one solution to organize your personal finances. With a sleek, immersive user interface and multiple themes, SIPWAY provides a rich, engaging experience. You can quickly manage and track your SIPs, transactions, and mutual fund portfolios all in one place. Security is top-notch, with advanced features like PIN protection and biometric authentication (fingerprint and face recognition). Your personal data is fully safeguarded, ensuring a smooth and secure experience every time you access the app. Create an investment account in just 5 minutes and complete transactions without the hassle of email authentication. Mandate activations can be done seamlessly within the app, providing you with a quick and efficient investing journey. Get started today with SIPWAY and take control of your mutual fund investments!
SplitNest
Effortlessly divide shared costs for meals, trips, or groceries. This app simplifies expense tracking and ensures fair settlements without awkward conversations. Features include quick splitting, smart tax calculations, and detailed expense notes.
- Quick bill splitting
- Automatic tax and tip calculation
- Flexible group creation
- Customizable expense notes
- Privacy-focused data handling
- Smart notifications
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SplitNest makes bill-splitting easy, fast, and frustration-free. Whether it’s dinner with friends, shared groceries, or a weekend trip, SplitNest helps you split expenses fairly and keep everyone on the same page—without the awkward money talk. Why SplitNest? QuickSplit: Instantly split bills without requiring others to create an account. Just enter names and amounts. Smart Tips & Tax: Automatically calculates state taxes and tips—so no one gets shorted. Flexible Grouping: No forced friend lists. Split with anyone—coworkers, randoms, or family. Notifications that matter: Get alerts for expense updates without notification spam. Detailed Expense Notes: Add descriptions, photos, and tags to every expense for clarity. Privacy-first: We don't sell your data. Your info stays yours. Coming Soon: Recurring expenses OCR-based receipt scanning Currency conversion AI-powered expense summaries Download SplitNest today and never argue over "who owes what" again.
Screenshots
Verdict
The clearest difference is update cadence: SplitNest at daily against SIPWAY 2.0's every 9 months. SIPWAY 2.0's advantage is iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SIPWAY 2.0 ships an update every 9 months, SplitNest daily. The most recent releases landed on June 11, 2026 and September 22, 2026 respectively.
| Parameter | SIPWAY 2.0 | SplitNest |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 9 months | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 84 MB | 40 MB |
| Age rating | 17+ | 4+ |
| Developer | Spendiq Fintech Private Limited | MUHAMMAD FAIZAN |
In-app purchases
SIPWAY 2.0
No in-app purchases
SplitNest
No in-app purchases
