Comparison

Debts & Savings Tracker vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debts & Savings Tracker

This app helps you manage your debts and savings with virtual piggy banks for different goals. Track loans, repayments, and upcoming payments with multi-currency support and automatic cloud backup.

Highlights
  • Savings goal tracking
  • Debt and repayment management
  • Loan payment tracking
  • Multi-currency support
  • Payment reminders
  • Cloud data backup and restore
Features
Read full description

Manage your debts and savings in one simple app. Save smarter, track what you owe, and stay in control of your finances. Main features: • Savings — Virtual piggy banks for different goals. Supports topping up multiple piggy banks at once, taking mandatory expenses into account. • Debts — Tracking all debts and repayments with a clear history of changes. • Loans — Full control over your loans, past and upcoming payments. Interest rate adjustments and early repayments show how your schedule changes. • Multi-currency — Automatic currency conversion when managing piggy banks or debts for easier tracking. • Reminders — Get notified about upcoming payments and never miss important dates. • Sync — Data is automatically backed up to the cloud and can be restored anytime. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subscription Tracker

Track your subscriptions and their actual usage to identify services that drain your wallet. Get alerts for upcoming payments, price increases, and free trial expirations. Connects with Screen Time data to show you what's truly worth the cost.

Highlights
  • Usage vs. spending insights
  • Identify underused subscriptions
  • Price increase alerts
  • Renewal and trial reminders
  • No bank login required
  • Privacy-focused on-device processing
  • Supports 450+ services
Features
Read full description

Stop paying for apps you don't use. Subscription Tracker shows not just what you pay, but what you actually use. It connects your subscriptions with Screen Time, so you can finally see which ones are worth it and which ones quietly drain your wallet. Most subscription apps stop at reminders. This one tells you what to keep. WHY IT'S DIFFERENT - Usage meets spending See how many hours you actually spent in each app next to what it costs you. Paying $18.99 for an app you opened for 1 hour this month? You'll know. - Spot what you barely use Subscriptions with low usage are highlighted, so you can review them before the next charge. - Price increase alerts Services raise prices quietly. Your price history is tracked, and you get notified when you're paying more than before. - No bank login required Add subscriptions in seconds. Your finances stay yours. - Private by design Screen Time data is processed on your iPhone and never leaves your device. EVERYTHING YOU NEED TO STAY IN CONTROL - 450+ services built in: streaming, music, AI tools, fitness, gaming, news and more, or add your own - Renewal reminders before every payment - Free trial reminders, so a trial never turns into a charge - Upcoming payments and a monthly forecast in one view - Spending insights: trends over 6 months and breakdown by category - Monthly recap: what you spent and how much you used - Any billing cycle: weekly, monthly, yearly - Multiple currencies HOW IT WORKS 1. Add your subscriptions from 450+ services or create a custom one. 2. Connect Screen Time to see how much you use each app. 3. Get alerts before renewals, price changes and when usage drops. Know what you pay. Know what you use. Keep only what's worth it. PREMIUM Unlock unlimited subscriptions, Screen Time usage insights, price increase alerts and full spending analytics. - Yearly: $29.99 per year, includes a 7-day free trial - Monthly: $5.99 per month - Weekly: $2.99 per week Terms of Use: https://subbymanager.netlify.app/terms/ Privacy Policy: https://subbymanager.netlify.app/privacy/

Screenshots

Debts & Savings Tracker4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Subscription Tracker at every 4 days against Debts & Savings Tracker's fortnightly. Debts & Savings Tracker's advantage is device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debts & Savings Tracker sells 2 in-app purchases, starting at $1.99 per month and Subscription Tracker sells 4 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Debts & Savings Tracker against 5.0 for Subscription Tracker. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Debts & Savings Tracker ships an update fortnightly, Subscription Tracker every 4 days. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 8 level
Debts & Savings Tracker versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterDebts & Savings TrackerSubscription Tracker
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings2 — better1
Update frequencyFortnightlyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size64 MB62 MB
Age rating4+4+
DeveloperAliaksandr ShynkevichAnastasiya Kharashkevich

In-app purchases

2 purchases

Debts & Savings Tracker

Subscriptions2
  • Monthly7 Days trial$1.991 Month
  • Annual7 Days trial$12.991 Year
4 purchases

Subscription Tracker

Subscriptions4
  • Subscription manager PRO weekly$2.997 Days
  • Subscription manager PRO monthly$5.991 Month
  • Subscription manager PRO yearly7 Days trial$29.991 Year
Show 1 more
  • Premium Yearly1 Year trial$29.991 Year

Questions

Is Debts & Savings Tracker free?
Debts & Savings Tracker is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Which has better reviews, Debts & Savings Tracker or Subscription Tracker?
Debts & Savings Tracker and Subscription Tracker are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Debts & Savings Tracker or Subscription Tracker have ads?
Neither Debts & Savings Tracker nor Subscription Tracker shows ads.
Which is updated more often, Debts & Savings Tracker or Subscription Tracker?
Debts & Savings Tracker ships an update fortnightly, and Subscription Tracker every 4 days. Most recently, Debts & Savings Tracker was updated on November 8, 2026 and Subscription Tracker on November 6, 2026.

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