Comparison

Allowance Tracker vs AllowanceKit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Allowance Tracker

This app helps parents teach children financial responsibility by tracking allowances, purchases, and savings. It offers an intuitive interface to visualize savings growth and manage money habits. The tool aims to guide children toward financial literacy through digital tracking.

Highlights
  • Track multiple allowances
  • Record purchases and savings
  • Set recurring allowances/expenses
  • Visualize savings growth
  • Kid-friendly profiles
  • Intuitive family interface
Features
Read full description

Acorn is the allowance tracker for kids: reward chores, pay allowance automatically and help every child reach their savings goals. It’s a digital piggy bank that’s fun for kids and easy for parents, with every child’s balance at a glance and money in and out recorded in seconds. EVERY CHILD, AT A GLANCE • Each child gets their own card, color and animal avatar • Big, friendly balances kids can read for themselves • See what’s coming up next, like Friday’s allowance MONEY IN, MONEY OUT • Add allowance, chore rewards, gifts and interest in a couple of taps • Record what they spend, with a note like “Comic” or “Candy” • This month’s money in and out, for every child ALLOWANCE ON AUTOPILOT • Set up payments that repeat weekly, every two weeks, monthly and more • Acorn adds them on the day, even when the app isn’t open • Pause, change or stop them anytime • A notification on payday, at a time you choose SAVINGS GOALS • Pick something to save for, with a photo or an emoji • A progress ring fills up as the money comes in • See the exact day they’ll get there with their allowance • Confetti at every quarter of the way WATCH SAVINGS GROW • Colorful charts show how each balance has changed • Confetti and coins celebrate every payment • A cheerful acorn mascot guides kids through the app MADE FOR YOUR FAMILY • Works with any currency, formatted the way your country writes money • iPhone and iPad, synced through your iCloud • Dark mode, large text and VoiceOver support PRIVATE BY DESIGN Your family’s data stays on your devices and in your private iCloud. No accounts, no ads, and we never see names or amounts. ACORN PRO Acorn is free for one child and one recurring payment. Acorn Pro adds unlimited children and recurring payments, plus savings goals. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and can be managed in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

AllowanceKit

This app helps families teach children about managing money through a virtual allowance system. Set up automatic deposits, customize spending and saving buckets, and let kids track their balances on their own devices. It's a digital ledger for teaching financial literacy without real bank accounts.

Highlights
  • Virtual allowance tracking
  • Automatic deposit scheduling
  • Customizable spending/saving buckets
  • Kid's view with balances
  • iCloud syncing across devices
  • No bank or card connections
Features
Read full description

AllowanceKit is a virtual allowance tracker that helps families teach kids about money — without the complexity of real bank accounts or debit cards. SET IT AND FORGET IT Enter your child's allowance amount, pick a schedule (weekly, fortnightly, or monthly), and AllowanceKit deposits it automatically. Even catches up if you forget to open the app. SAVE, SPEND, GIVE Split every deposit into custom buckets. Teach your kids the basics of budgeting without a single lecture. Rename buckets, adjust percentages, or add new ones to match your family's values. SAVINGS GOALS — NEW Give any bucket a goal — a bike, a game, anything — and let your kid pick a sticker to go with it. The bucket card fills up as they save, the whole screen celebrates when they get there, and the sticker joins their collection for keeps. FAMILY SHARING Manage allowances together. Invite the other parent with a QR code and they get full access from their own iCloud account, with every change syncing both ways. Grandparents can follow along view-only. KID'S OWN VIEW Kids check their balance, buckets, and history on their own device or the family iPad — even with their own Apple ID. Big, friendly numbers. Look, but not touch. Optional passcodes keep siblings out. VIRTUAL TRACKING ONLY AllowanceKit is a ledger, not a bank. No bank connections, no card numbers, no real money moves through the app. You handle the cash, we handle the math. THE WHOLE FAMILY, IN SYNC iCloud keeps every device up to date — yours, the other parent's, and the kids'. Add money on your iPhone, and it shows up everywhere. Works on iPhone, iPad and Apple silicon Macs. TRULY PRIVATE All data stays on your device and in your personal iCloud account. No servers, no analytics, no ads, no tracking. We literally cannot see your data. FREE VS PREMIUM • Free: 1 child, up to 3 buckets, all core features — and accepting any Family Sharing invite • Premium: Unlimited children, unlimited buckets, savings goals, child device locking, overspending, creating Family Sharing invites • Choose $0.99 USD monthly, $7.99 USD annually, or $12.99 USD lifetime. All plans include the same Premium features. Local prices may vary. Monthly and annual subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Payment is charged to your Apple Account at confirmation, and renewal is charged within 24 hours before the period ends. Manage or cancel subscriptions in your Apple Account settings. Lifetime is a one-time purchase with no recurring charge. Existing lifetime owners keep Premium without subscribing. Buying lifetime does not automatically cancel an active subscription. Privacy policy: https://allowancekit.app/privacy Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Allowance Tracker4 screens
AllowanceKit4 screens

Verdict

The call

Allowance Tracker and AllowanceKit both sit at 4.9 stars, but that hides the real split: 100% of Allowance Tracker's written reviews are positive against 67% of AllowanceKit's. AllowanceKit's advantage is iOS requirement (17.0 vs 26.0). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Allowance Tracker sells 3 in-app purchases, starting at $2.99 per month and AllowanceKit sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Allowance Tracker against 5.0 for AllowanceKit. Both are backed by a comparable volume of ratings — 8 and 4 respectively. Written reviews are what separate them: 100% of Allowance Tracker's written reviews are positive against 67% of AllowanceKit's.

UpkeepUpdate frequency

Allowance Tracker ships an update every 2 weeks, AllowanceKit weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Allowance Tracker versus AllowanceKit: the parameters behind the verdict, then further details
ParameterAllowance TrackerAllowanceKit
PriceFreeFree
Rating4.9 (8 ratings)5.0 (4 ratings) — better
Positive reviews100.0% of reviews — better66.7% of reviews
Number of ratings8 — better4
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size12 MB4 MB
Age rating4+4+
DeveloperGruffydd JohnstonRod Xavier Bondoc

Customer experience

Allowance Tracker

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

AllowanceKit

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

3 purchases

Allowance Tracker

Subscriptions2
  • Pro7 Days trial$2.991 Month
  • Pro7 Days trial$9.991 Year
One-time1
  • Lifetime$24.99
3 purchases

AllowanceKit

Subscriptions2
  • Premium Monthly$0.991 Month
  • Premium Annual$7.991 Year
One-time1
  • AllowanceKit Premium$12.99

Questions

Is Allowance Tracker free?
Allowance Tracker is free to download, with in-app purchases available.
Is AllowanceKit free?
AllowanceKit is free to download, with in-app purchases available.
Which has better reviews, Allowance Tracker or AllowanceKit?
AllowanceKit is rated higher. Allowance Tracker averages 4.9 out of 5 from 8 ratings, while AllowanceKit averages 5.0 from 4 ratings.
Do Allowance Tracker or AllowanceKit have ads?
Neither Allowance Tracker nor AllowanceKit shows ads.
Which is updated more often, Allowance Tracker or AllowanceKit?
Allowance Tracker ships an update every 2 weeks, and AllowanceKit weekly. Most recently, Allowance Tracker was updated on October 25, 2026 and AllowanceKit on October 24, 2026.

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