Comparison

mBBI vs Smart Nova Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mBBI

Manage your BBI Bank accounts and conduct transactions conveniently from your smartphone. Access balances, make payments, exchange currency, and find ATMs 24/7 without visiting a branch.

Highlights
  • Account balance and transaction history
  • Bill payments and utility payments
  • Foreign currency exchange
  • ATM and branch locator
  • Biometric login
  • Standing order creation
  • Electronic statement downloads
Features
Read full description

The mBBI application is a mobile banking service from BBI Bank that enables users to perform banking transactions and business with the bank quickly, safely, and easily. In addition to saving time and money, users can access the service 24/7 without needing to visit bank branches. With the mBBI application, users can control the balance and transactions on their accounts, check the execution of payment orders, pay all types of bills within the domestic payment system, buy and sell foreign currency, and perform a number of other customer services—all without physically coming to the bank! Main functionalities of mBBI: All accounts: Current Account (overview of balance, turnover, transaction history) - Overview of balance and account details - Overview of the status and details of the agreed package of products and services of the bank - Overview of traffic by account - Carrying out transactions between own accounts and the accounts of PI (private individuals) and legal entities in BBI Bank - Carrying out transactions on the accounts of PI (private individuals) and legal entities in other banks in Bosnia and Herzegovina - Carrying out transactions through the telephone directory for BBI Bank clients - Payments of public revenues - Payment of monthly utility bills with the eRežija service, with the largest number of contracted partners - Exchange rate - Creation of a standing order - Sending proof of payment directly from the application - Downloading electronic statements - Quick payments based on created samples - Overview and security management of cards - Creation of internal orders Savings (overview of balance and turnover) Financing (overview of balance and turnover) Credit Cards (overview of balance and transactions) Useful Information and Other Services: - New look of the application – improved graphic/visual design and performance - Ability to hide account details on the home screen - Useful tools and information for all application users upon entering the application (exchange rate list, FAQ, contacts, etc.) - Biometric authentication/Using the application with the highest level of security/login to the application via PIN or biometrics - Limit adjustment according to consumption channels - Geographic display of branches and locations of BBI Bank ATMs, as well as ATMs of members of the BH Network, with simple locating of the nearest ATM - News, offers, and special actions - Overview of the exchange rate list and currency calculator - Contacts Advantages of using the new mBBI application of BBI Bank: • Availability 24 hours a day, regardless of the Bank's working hours • Use the service wherever Internet access is available • Save money with more favorable fees for order execution • Save time by avoiding waiting in lines at the Bank counter Prerequisites for service: • Opened current account in Bosna Bank International d.d. • Mobile device - smartphone • Access to the Internet on a mobile device For any additional questions regarding the mBBI mobile banking service, visit the nearest BBI branch, call the BBI contact center via the free info number 080 020 020, or email: info@bbi.ba.

About

Smart Nova Mobile

This mobile banking app allows clients to conduct financial transactions and manage their accounts 24/7. It facilitates payments, internal transfers, and bill payments, offering secure and convenient banking services. Users can also manage card limits and set up recurring payments.

Highlights
  • Account access
  • Domestic and international payments
  • Internal fund transfers
  • Bill payment
  • Card limit management
  • Recurring payment setup
  • mToken for payment authorization
Features
Read full description

Nova banka a.d. Banja Luka omogućava klijentima Banke, fizičkim i pravnim licima ili samostalnim preduzetnicima elektronsku razmjenu informacija sa Bankom putem aplikacije mobilnog bankarstva Smart Nova Mobile. Smart Nova Mobile je dostupna 24/7 na iOS uređajima, uz potrebnu internet konekciju. Funkcionalnosti Smart Nova Mobile: - pristup svim aktivnim računima/partijama - obavljanje plaćanja u unutrašnjem platnom prometu i međunarodnom platnom prometu - interni prenosi sredstava u domaćoj i stranoj valuti, unutar vlastitih računa - uvid u ovlaštene račune - kreiranje šablona za redovna plaćanja - kreiranje trajnih naloga za automatsko izvršenje plaćanja sa izborom periodike - prijem i plaćanje režijskih računa - upravljanje limitima potrošnje platnih kartica - podjela transakcije na rate - upotreba mTokena za potpisivanje predatih naloga za plaćanje
 Smart Nova Mobile obezbjeđuje jednostavno i sigurno poslovanje sa Bankom, uz znatno niže naknade za realizaciju plaćanja.

Screenshots

mBBI4 screens
Smart Nova Mobile4 screens

Verdict

The call

mBBI and Smart Nova Mobile are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for mBBI against 5.0 for Smart Nova Mobile. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on July 30, 2026 and July 5, 2026 respectively.

ScorecardNo meaningful differences
mBBI versus Smart Nova Mobile: the parameters behind the verdict, then further details
ParametermBBISmart Nova Mobile
PriceFreeFree
Rating5.0 (2 ratings)5.0 (2 ratings)
Number of ratings22
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size73 MB122 MB
Age rating4+4+
DeveloperBBI d.d. SarajevoNOVA BANKA a.d. Banja Luka

Customer experience

mBBI

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Smart Nova Mobile

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

mBBI

No in-app purchases

None

Smart Nova Mobile

No in-app purchases

Questions

Is mBBI free?
mBBI is free to download, with no in-app purchases.
Is Smart Nova Mobile free?
Smart Nova Mobile is free to download, with no in-app purchases.
Which has better reviews, mBBI or Smart Nova Mobile?
mBBI and Smart Nova Mobile are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.
Do mBBI or Smart Nova Mobile have ads?
Neither mBBI nor Smart Nova Mobile shows ads.
Which is updated more often, mBBI or Smart Nova Mobile?
mBBI ships an update every 2 months, and Smart Nova Mobile every 2 months. Most recently, mBBI was updated on July 30, 2026 and Smart Nova Mobile on July 5, 2026.

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